Full-Time

Wordings Specialist

Property Insurance

Posted on 11/14/2025

AIG

AIG

10,001+ employees

Global insurer underwriting policies and investments

No salary listed

Company Historically Provides H1B Sponsorship

Houston, TX, USA + 5 more

More locations: Des Moines, IA, USA | Dallas, TX, USA | Charlotte, NC, USA | Lenexa, KS, USA | Atlanta, GA, USA

In Person

Primarily in-office; not remote.

Category
Finance & Banking (1)
Required Skills
Word/Pages/Docs
Excel/Numbers/Sheets
PowerPoint/Keynote/Slides
Requirements
  • Written and Oral Communication – 3+ years of policy language analysis and drafting experience, preferably in Property, or alternatively, two years of drafting experience and three years of Property underwriting experience; ability to break down difficult concepts in order to provide clear and succinct explanations to underwriters and other stakeholders
  • Knowledge – Experience with US Property markets and policy forms; experience and knowledge of both admitted and surplus lines markets a plus
  • Flexibility – Proficiency in both working independently and collaborating with others in a team environment across multiple disciplines
  • Prioritizing and Time Management – Able to manage time effectively, capable of prioritizing projects and responding promptly in an appropriate manner
  • Client Service – Ability to anticipate client (internal and external) needs and act proactively
  • Problem Solving – Identify problems and deliver appropriate solutions
  • Attention to Detail – Demonstrate attention to detail, and maintain accurate documentation
  • Learning Agility – Willingness to continually learn from experiences and new situations
  • Forms Management – Experience in building out and maintaining forms libraries a plus
  • Microsoft Office – Proficiency in Word, Teams and PowerPoint required, familiarity with Excel preferred
  • Education – Degree from a four-year college or university.
Responsibilities
  • Drive coverage certainty by establishing policy wording guidelines and counseling underwriters on best practices
  • Provide counseling and technical guidance to underwriters on policy language
  • Review competitor forms and make recommendations to the Global Property Wording Manager on acceptability of those forms and required endorsements
  • Draft manuscript endorsements to AIG’s standard policy forms, and create bespoke endorsements for third party policy forms to address client-specific exposures and align with underwriting intent
  • Work with Underwriting, Claims and Legal in drafting new policy forms and endorsements
  • Support the Global Property Wording Manager in maintaining and updating manuscript policy checklists to ensure that policy reviews match AIG’s underwriting intent
  • Develop training to help underwriters better understand the importance of policy wording
  • Contribute to Underwriting Bulletins and other communications to provide underwriters with direction and insight on policy wording and usage
  • Support the development and implementation of the Global Policy Forms Library and Digital Workflow

AIG is a global insurer offering life, retirement, and commercial insurance for individuals and businesses. Customers pay premiums in exchange for coverage; AIG underwrites policies, pays claims, and invests premium income to earn returns, with a focus on risk assessment and data security. It stands out with a broad global presence and a diversified portfolio that includes Corebridge Financial, a subsidiary focused on retirement planning. Its goal is to help clients manage risk, protect assets, and achieve long-term financial security through comprehensive insurance and retirement solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1919

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 underwriting income tripled to $774M with 18% premium growth.
  • AI agents target expense ratio below 30% by 2027 for efficiency gains.
  • $1.5B CVC partnership optimizes private equity with $2B credit allocation by 2026.

What critics are saying

  • CEO Zaffino exits mid-2026; Eric Andersen transition disrupts AI execution.
  • North American retail property premiums contract from reinsurance costs now.
  • Climate catastrophes rebound erases Q1 2026 gains in U.S. property lines.

What makes AIG unique

  • AIG leads as largest U.S. underwriter of commercial and industrial insurance.
  • AIG operates property-casualty networks across 200+ countries and jurisdictions.
  • AIG's standalone technology subsidiary enables specialized risk solutions.

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Your Connections

People at AIG who can refer or advise you

Benefits

Health, dental, & vision coverage

Flexible Spending Accounts (FSA)

401(k)

PTO

Commuter Expense Reimbursement Account

Company News

Yahoo Finance
Mar 5th, 2026
AIG reports Q4 income up 51%, targets $1B+ buyback and AI-driven efficiency gains

American International Group reported fourth-quarter adjusted after-tax income rose 51% year-over-year, driven by strong underwriting performance. Full-year 2025 capital returns reached $6.80 billion through buybacks and dividends. The insurer outlined plans for low- to mid-teens net premium growth and at least $1 billion in share repurchases for 2026. Management set a target to push the expense ratio below 30% by 2027 using AI agents in underwriting and digital initiatives. AIG's narrative projects $31.3 billion revenue and $3.8 billion earnings by 2028, requiring 4.5% annual revenue growth. However, the company remains exposed to climate-related catastrophe losses, which could impact long-term performance despite the AI-driven efficiency measures.

Yahoo Finance
Mar 3rd, 2026
AIG posts 51% Q4 income surge to $1.96/share, returns $6.8B to shareholders

American International Group (AIG) reported a 51% year-over-year increase in Q4 adjusted after-tax income to $1.96 per diluted share. For the full year 2025, the company generated $4 billion in adjusted after-tax income and $2.3 billion in underwriting income, marking a 22% increase over 2024. AIG returned $6.8 billion to shareholders in 2025 through $5.8 billion in share repurchases and $1 billion in dividends. Whilst international commercial new business grew strongly, North American retail property and personal net premiums contracted due to reduced market appetite and higher reinsurance costs. For 2026, AIG forecasts net premiums written growth in the low to mid-teens. The company targets reducing its expense ratio below 30% by 2027 through operational efficiency improvements, including AI implementation, and plans to continue share repurchases of at least $1 billion.

Yahoo Finance
Jan 30th, 2026
AIG shares trail market as CEO Peter Zaffino steps down, analysts maintain moderate buy with $87 price target

American International Group (AIG), valued at $39.6 billion, has underperformed the market with shares down 1.4% over 52 weeks, compared to the S&P 500's 15.4% gain. The stock fell 7.5% on 6 January following CEO Peter Zaffino's announcement he would step down by mid-year, with Eric Andersen from Aon set to join as President and CEO-elect in February. Despite leadership uncertainty, analysts expect AIG's earnings per share to grow 41.8% year-over-year to $7.02 for the current fiscal year. The company has beaten consensus estimates in the last four quarters. Among 25 analysts covering the stock, the consensus rating is "Moderate Buy", with a mean price target of $87.41 representing 17.5% upside potential.

Intellectia.AI
Jan 19th, 2026
AIG commits $1.5B to CVC's private equity platform in strategic partnership

American International Group has formed a strategic partnership with CVC, committing up to $1.5 billion to a new private equity secondaries evergreen platform where AIG will serve as cornerstone investor. The platform will help AIG efficiently manage its legacy private equity exposures. AIG plans to allocate up to $2 billion to separately managed accounts and funds managed by CVC, with an initial $1 billion to be deployed by 2026. The allocation will focus on diversified credit strategies aligned with AIG's regulatory and investment return objectives. The partnership supports AIG's long-term investment goals through CVC's insurance solutions and private market innovations. CVC's CEO highlighted the firm's ability to deliver bespoke, capital-efficient solutions for global insurance institutions.

TheBusinessDesk.com
Dec 18th, 2025
Gary Neville secures investment in Salford City FC from US insurance giant AIG | TheBusinessDesk.com

Deal to include extensive brand visibility both on and off the pitch

INACTIVE