Full-Time
Software Engineer - Mobile
Pliant
201-500 employees
B2B payment platform with corporate cards
No salary listed
Remote in Germany
Remote
 Software Engineering (1) |
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- Expertise in building testable, maintainable, and extendable architecture.
- Knowledge of mobile architecture patterns and antipatterns.
- At least 5 years of professional mobile development experience, including hands-on React Native work in production.
- Solid understanding of mobile performance fundamentals, including rendering, memory, startup time, and debugging in production.
- Working knowledge of native iOS and Android development using Swift, Objective-C, Kotlin, and/or Java, with the ability to build or maintain native modules when needed.
- Familiarity with unit, integration, and end-to-end testing practices and continuous integration and continuous delivery pipelines for mobile delivery.
- Ability to communicate clearly and collaborate effectively with Product, Design, and Backend teams.
- Conceive, define, and further develop the mobile applications.
- Build and ship high-quality mobile features in React Native for iOS and Android from concept to production.
- Translate product requirements and designs into clean, maintainable user interfaces and robust business logic.
- Own mobile performance and reliability.
- Implement and maintain native modules and bridges using Swift, Objective-C, Kotlin, and/or Java when platform-specific capabilities are required.
- Participate in code reviews, architectural decisions, and documentation to keep the codebase consistent and scalable.
- Experience implementing secure authentication, token lifecycle management, secure storage using Keychain or Keystore, and threat-aware mobile practices.
- Strong understanding of mobile performance, including JavaScript and user-interface thread behavior, memory, and startup time, and experience using profiling tools such as Flipper, Xcode Instruments, and Android Studio Profiler.
- Familiarity with end-to-end mobile testing using Detox or Appium.
- Native experience in Swift, Objective-C, Kotlin, and Java, including building custom native modules and working with platform application programming interfaces.
- Exposure to payments and fintech features such as Apple Pay, Google Pay, tokenization flows, 3DS, and strong customer authentication, as well as compliance-aware development.
Pliant provides a B2B payments platform built around smart corporate Visa cards, offering physical and virtual cards with high limits, up to 1% cashback, and flexible repayment. Its API-first platform enables real-time expense tracking, automated receipt management, and seamless integration with accounting, invoicing, and travel expense systems, with multi-currency support under an EU e-money license. The company differentiates itself with its CaaS offering for partner-branded card programs, strong API integration, and CO2 offsetting through Pliant Earth with Cozero. Its goal is to simplify and scale corporate spending by making spend management transparent and enabling businesses and partners to deploy card programs across Europe.
Company Size
201-500
Company Stage
Series B
Total Funding
$225.7M
Headquarters
Berlin, Germany
Founded
2020
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Simplify's Take
What believers are saying
- Pliant launched U.S. commercial cards on Visa in August 2026.
- The company hired New York commercial sales staff in February 2026.
- Pliant added hi.health in 2025, opening insurance payments and cross-sell opportunities.
What critics are saying
- Coastal dependence exposes Pliant to sponsor-bank friction, compliance delays, and program shutdowns.
- Ramp, Brex, and American Express pressure margins after Pliant enters the U.S. market.
- If U.S. onboarding stalls, Pliant burns Series B cash before achieving scale.
What makes Pliant unique
- Pliant combines card issuing, reconciliation, and spend controls on one API-first platform.
- Its Cards-as-a-Service product lets partners launch branded B2B card programs fast.
- The U.S. Visa launch with Coastal and Thredd extends its European model abroad.
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Benefits
Remote Work Options
Flexible Work Hours
Meal Benefits
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 4%2 year growth
↑ 0%Thredd has expanded its partnership with Pliant to launch a commercial credit programme in the US market. The collaboration brings Pliant's embedded finance platform, which offers physical and virtual credit cards with built-in reconciliation and spend controls, to American businesses for the first time. The programme is live on the Visa network with bank sponsorship from Coastal, following a soft rollout in late 2025. Pliant's platform combines credit issuance with lending decisioning and reconciliation tools, enabling businesses to manage expenses and reporting through a single solution. Berlin-based Pliant, founded in 2020, previously operated solely in Europe. The company is now expanding its executive leadership team in the US as part of its North American growth plans. The partnership leverages Thredd's API-driven issuer processing platform to enable cross-border expansion.
Pliant, a Berlin-based fintech specialising in B2B payment solutions, has launched in the United States through a partnership with Coastal Financial Corporation. Coastal will serve as Pliant's sponsor bank, enabling compliant market entry and scalability in the commercial card market. The collaboration allows Pliant to support agent-based issuing structures and expand across the US banking ecosystem. Founded in 2020, Pliant operates a modular payments platform combining card issuing and spend management through an API-first system. Coastal, based in Everett, Washington, provides Banking-as-a-Service solutions through its CCBX segment. The bank holding company operates Coastal Community Bank, which has $4.74 billion in assets and maintains 14 branches across Washington state counties.
Pliant, a company specializing in next-generation corporate credit cards, has secured $40 million in a Series B funding round. The investment was led by Illuminate Financial.
European fintech startup Pliant has raised $40 million in a Series B funding round, bringing its total funding to over $100 million. The company aims to expand into the U.S. market, offering smart and flexible B2B payment solutions. The round was co-led by Illuminate Financial. Pliant recently acquired Austrian insurtech hi.health to integrate payment options into insurance claims. The previous funding round, supported by PayPal Ventures, raised $19 million.
Fintech company Pliant has raised $40 million to support its expansion into the US market. The firm, specializing in corporate credit cards, aims to accompany its European clients in their US ventures, recognizing significant potential in the American market despite ongoing trade disputes.