Healthcare ABL Relationship Manager/ Underwriter

Description

Summary:

The Healthcare Asset Based Lending (ABL) Relationship Manager/Underwriter has responsibility for leading the underwriting and ongoing management for a portfolio of healthcare-related clients. This role ensures loans are properly underwritten, serviced, clients’ financial status is reviewed, and collateral is appropriately analyzed and verified.

Duties & Responsibilities:

• Leads underwriting and portfolio management for healthcare asset-based lending transactions.
• Ensures initial deal diligence and ongoing monitoring comply with Bank standards and procedures.
• Assists with internal memorandum for initial underwritings and recurring portfolio reporting.
• Evaluates all aspects of existing transactions of an assigned portfolio of clients to determine viability of the credit; makes appropriate recommendations to senior management and credit committee.
• Monitors credit including independent analysis of financial data, collateral trends, industry knowledge, and economic conditions. Forms an independent conclusion regarding an entity’s financial condition. Ascertains the key credit issues and existing risks in current loan structure.
• Handles large, highly complex deals that are a mix of primarily direct and agent deals with multiple bank participants.
• Develops a working relationship with borrowers or agent banks and business partners.
• Prepares monthly and quarterly portfolio management reports; develops critical financial analysis and processes client credit requests, amendments, waivers, and renewals in a timely manner.
• Reviews client field exams, appraisals, collateral trends, and reporting. Identifies and proactively recommends appropriate reserves, ineligible changes, and credit solutions.
• Visits clients and oversees banker calling efforts to cross sell Bank products to enhance relationship and revenue.
• Presents to Senior Management and during Credit Committee annual credit reviews, ensuring proper risk analysis and rating recommendations.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor’s degree in Accounting, Finance, Economics, Business, or related field.
• 7+ years’ experience in portfolio management and/or credit analysis in asset-based lending within healthcare.

Preferred Qualifications:

• Strong knowledge and understanding of corporate banking credits, cash flow analysis, and underwriting guidelines.
• Ability to thoroughly analyze credits on an independent basis and communicate findings in a concise manner.
• Strong analytical skills with high attention to detail and accuracy.
• Strong time-management and organizational skills.
• Excellent interpersonal, presentation as well as written and verbal communication skills
• Self-directed and comfortable working in ambiguous environments.
• Demonstrated strong influencing skills.
• Ability to develop working relationships with individuals at all levels of an organization.
• Must be savvy and passionate about driving results and innovation.

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Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Applications Accepted Through:

03/31/2025

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$175,000 - 215,000 Annual salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position