Full-Time

Manager – Account Servicing

Updated on 12/3/2024

Upgrade

Upgrade

1,001-5,000 employees

Provides loans, credit cards, and rewards

Fintech
Financial Services

Senior

Phoenix, AZ, USA

Position requires onsite presence in Phoenix.

Category
Customer Success Management
Sales & Account Management
Required Skills
PowerPoint/Keynote/Slides
Requirements
  • Ability to solve problems, make decisions, and deal with complex and sensitive issues
  • Ability to manage multiple projects and thrive in a dynamic and fast-paced environment
  • High-energy, positive team player that works well with others
  • Proven track record as a leader of high performing teams
  • Excellent process and project management skills with strong attention to detail
  • Excellent verbal and written communication skills; ability to work effectively with a wide range of people
  • Excellent knowledge of FDCPA/FCRA rules and standards
  • Proficient with G Suite, Excel, Word, and PowerPoint
  • 5+ years management experience for a consumer credit card or unsecured loan portfolio
  • Minimum 3 years of experience in account servicing/ account management operations
  • Minimum 3 years in a supervisory capacity, preferably in a lending/banking or financial services environment
  • BA/BS or higher in related field required
Responsibilities
  • Manage, develop and coach teams of supervisors and agents on the Account Servicing team
  • Deliver a best-in-class customer experience
  • Focus on department engagement and development
  • Analyze activity to continually improve process and performance
  • Partner closely with internal teams to create open communication, monitor and provide loan performance feedback to credit department leadership
  • Continuously assessing and evaluating servicing systems, technologies, and procedural requirements for the account servicing areas
  • Makes recommendations to improve/increase operational efficiency, workflow, processes and procedures, and implements the same
  • Provide regular performance reporting to senior management
  • Maintain department policy and procedures and establish new policy & procedures as business needs warrant
  • Maintain up-to-date expertise and knowledge of servicing laws, rules, regulations, and developments
  • Provides a supportive role to resolve compliance issues; recommends changes to processes to meet requirements

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordable and flexible credit solutions, along with incentives for responsible financial behavior. The company's goal is to provide accessible credit options that promote long-term financial health.

Company Stage

Series F

Total Funding

$532.1M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

7%

1 year growth

30%

2 year growth

52%
Simplify Jobs

Simplify's Take

What believers are saying

  • Partnership with FairPlay enhances compliance and fairness in lending practices.
  • Expansion into auto loans diversifies product offerings and customer base.
  • Growing demand for secured credit cards boosts potential market for Secured OneCard.

What critics are saying

  • Increased competition in BNPL space may impact market share in travel financing.
  • Expansion into auto loans exposes Upgrade to higher default risks.

What makes Upgrade unique

  • Upgrade offers a unique combination of credit cards and personal loans.
  • The company provides free credit monitoring and educational tools for financial management.
  • Upgrade's Secured OneCard targets consumers with limited credit history.

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