Full-Time

Senior Product Manager

Global Payments Systems

Posted on 8/13/2025

GiveDirectly

GiveDirectly

501-1,000 employees

Direct cash transfers to the poor

Compensation Overview

$128k/yr

No H1B Sponsorship

New York, NY, USA

Remote

Fully remote; must overlap East Africa Time by at least 3 hours. U.S./UK visa sponsorship not offered.

Category
Product (2)
,
Required Skills
Kubernetes
Python
SQL
Docker
Blockchain
AWS
Risk Management
REST APIs
Data Analysis
Google Cloud Platform
Requirements
  • 5+ years of experience working with international digital payment systems, financial technology platforms, and/or crypto/blockchain-enabled services.
  • Demonstrated understanding of global remittance infrastructures, mobile money networks, cross-border compliance issues, and KYC/AML processes.
  • Hands-on experience evaluating and/or implementing stablecoin or cryptocurrency payment solutions in low-infrastructure environments.
  • Experience in a high ambiguity, low-structure environment — you create clarity, not wait for it
  • Ability to collaborate inclusively with stakeholders across varied social, national, and cultural backgrounds, including communicating technical concepts to both technical and non-technical stakeholders
  • Analytical problem solver: looks at problems with analytical and iterative mindset, with strong framework for prioritization
  • Intermediate to advanced data manipulation and analysis skills to derive insights from payment data.
  • Technical fluency with payments APIs and technical documentation, including data security standards and the ability to identify areas of concern or strength.
  • Language Requirement: English fluency
Responsibilities
  • Payments Product Strategy and Roadmapping: Own the product vision, roadmap, and prioritization for international payments infrastructure.
  • Translate strategic objectives into actionable product goals, features, and success metrics.
  • Regularly evaluate and refine product-market fit in the context of fast-evolving program and country needs.
  • Investigate and Innovate Global Payment Channels: Identify, assess, and recommend international payment solutions that can reach populations in fragile and underserved markets.
  • Develop partnerships with global and regional payment aggregators, mobile money platforms, remittance providers, and stablecoin or crypto partners.
  • Pilot and evaluate alternative transfer modalities, including blockchain-based or decentralized finance approaches, particularly in contexts where traditional banking access is limited.
  • Build and Scale Payment Infrastructure: Design systems for integrating new payment rails into GD’s operations, ensuring compliance, security, and scalability.
  • Define and document technical and operational requirements for payment implementation in humanitarian and development settings.
  • Collaborate with engineers and data teams to ensure seamless integration with targeting, verification, monitoring, and payments systems.
  • Research & Landscape Analysis: Map and compare emerging technologies and vendors in the payments space, with a focus on rapid deployment and cross-border capabilities.
  • Conduct technical due diligence on vendors and track trends in stablecoin, mobile finance, and blockchain applications.
  • Cross-functional Collaboration: Work closely with program managers, engineers, field teams, and finance/legal teams to ensure payment strategies align with on-the-ground realities and compliance frameworks.
  • Ensure excellent handoff of provider execution, oversight and compliance to implementation teams.
  • Support crisis response deployments with technical insight and problem-solving on-the-fly to ensure people get paid.
  • Performance and Reliability Management: Define and monitor key metrics (e.g., transaction success rates, payment speeds, reconciliation gaps).
  • Coordinate root cause analyses and mitigation planning for issues affecting reliability, latency, or compliance, and feed this into the product and FSP strategy
  • Drive Efficiency and Creativity: Leverage your creativity to solve the unique challenges of delivering money in unpredictable, unstable, or disconnected environments.
  • Continuously refine internal payment playbooks and propose systemic improvements to speed, reliability, and recipient experience.
Desired Qualifications
  • Experience operating in crisis or humanitarian contexts (e.g., conflict zones, natural disasters).
  • Prior work with startups or experimental products in global south or emerging markets.
  • Comfort working in SQL, python, R or other scripting data manipulation tools for performance monitoring.

GiveDirectly provides direct cash transfers to people living in extreme poverty, funded by governments, foundations, and individual donors. It uses technology to locate recipients, connect them to electronic payments networks, and monitor transfers end-to-end, charging only the full cost of delivering the service. How it works: a recipient in need is identified, enrolled in an electronic payment system, and receives cash transfers with ongoing monitoring to ensure delivery, transparency, and accuracy. How it differs from competitors: it focuses on direct cash transfers with transparent pricing (no hidden fees) and end-to-end digital processes to scale efficiently, improve legitimacy, and reduce administrative overhead. Its goal: to create the world's most efficient, transparent, and scalable system to put resources directly into the hands of the poor and transform how international development is done.

Company Size

501-1,000

Company Stage

Grant

Total Funding

$1M

Headquarters

New York City, New York

Founded

2008

Simplify Jobs

Simplify's Take

What believers are saying

  • GiveWell estimates 3-4x higher cost-effectiveness from spillovers in 2024 reevaluation.
  • RISE GMI provides $1,500 monthly to 1,600 US rural households starting 2026.
  • AI flood forecasting with NetHope enables anticipatory cash transfers in Africa.

What critics are saying

  • DOGE cuts slash US aid, forcing GiveDirectly to replace multi-million budgets by 2027.
  • '+Cash' partnerships raise coordination costs, eroding cost-effectiveness by mid-2027.
  • Mobile money crackdowns in Kenya block disbursements to 85,000 recipients in 2027.

What makes GiveDirectly unique

  • Pioneers unconditional lump-sum cash transfers of $1,000 via mobile money since 2008.
  • Shifts to '+cash' model catalyzing interventions like Kenya's maternal health insurance.
  • Delivers cash at scale, targeting 185,000 in Malawi's Chiradzulu district by 2027.

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Benefits

Health Insurance

Unlimited Paid Time Off

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-1%

2 year growth

-1%
University of Notre Dame
Apr 21st, 2026
UC San Diego economist Paul Niehaus to receive Notre Dame Award for pioneering global cash aid research.

UC San Diego economist Paul Niehaus to receive Notre Dame Award for pioneering global cash aid research. April 21, 2026 Paul Niehaus, co-founder of GiveDirectly and an economics faculty member at University of California San Diego, will receive the 2026 Ford Family Notre Dame Award during an April 24 event hosted by the Ford Program in Human Development Studies and Solidarity at the University of Notre Dame. The Ford Award and Lecture brings together scholars, practitioners and benefactors to engage with questions of poverty, human dignity and development practice. Niehaus will give a lecture on his experiences as co-founder of the GiveDirectly nonprofit organization, its role in facilitating direct cash transfers in anti-poverty work and key research findings that can inform international development. "Paul Niehaus exemplifies the kind of scholarship and impact we seek to recognize with this award," said Ford Program Director Patrizio Piraino. "His work combines rigorous research with a deep respect for human dignity, challenging conventional approaches to poverty alleviation while empowering individuals to make their own economic decisions." This alignment of research and impact is central to the Notre Dame Poverty Initiative, a University-wide effort to create a world intolerant of poverty by expanding knowledge about how to solve it. The University is deploying unprecedented resources, a wide range of research approaches and some of its brightest minds to better understand what causes poverty and how to end it. The GiveDirectly mission, Niehaus said, is rooted in a respect for people's agency and autonomy when delivering aid. Since 2009, direct cash payments have gone to at least 2 million people living in African nations like the Democratic Republic of Congo as well as in the United States. "GiveDirectly has grown from a crazy idea that people thought would never work to over $1 billion now distributed," said Niehaus, who welcomes the Ford Program recognition and the opportunity to share data from some two dozen rigorous studies on direct cash transfer. They include a December 2025 paper, co-authored by Niehaus, that demonstrates how just 0.3 percent to 0.5 percent of global GDP is needed to effectively end extreme poverty - everywhere. The numbers fall within a range that about 60 percent of "rich world" survey respondents would give up if it were to end global poverty, according to separate research on direct cash transfer by Nobel Prize recipients Abhijit Banerjee and Esther Duflo, as well as economist Michael Greenstone of the University of Chicago. Niehaus finds these results encouraging, even as research on direct giving continues at a national scale in places like Rwanda and Malawi. "We're asking the question, if you come in and give people one-time wealth transfers, what does that get you?" he explained. The impact can vary based on a range of variables. Among them are how larger amounts compare with smaller universal basic income-like payments over time, how demographics like age affect preferences and specific goals the cash support is meant to help people achieve. Those goals are self-directed and articulated by the people themselves, Niehaus said, with GiveDirectly data showing that about $1,000 U.S. dollars, given in a lump sum, translates in a year or so to improved income and assets, health outcomes and community life. "There's a lot of diversity within an ethical worldview," Niehaus said, with many donors looking for market efficiencies and quantitative data to support the direct cash approach. Others may place more focus on anti-poverty work itself, or on a limited scope like coffee and specific crops. Program success is achieved through tech-driven tools for both facilitating donor gifts and managing individual digital accounts in places like Kenya. Niehaus says the model essentially works everywhere, although security challenges can limit operations in some communities. Yet there's no one-size-fits-all answer, and research helps the GiveDirectly team to see the ethical implications of how they define and assess poverty, as well as how aid works in the real world. Niehaus says he increasingly spends time helping younger academics to refine their thinking on how to make a difference while designing research approaches. "Research helps us to find out what matters to people," Niehaus added. He looks forward to sharing some of those same insights during the Ford Program lecture. Founded in 2008 with a gift from the family of University of Notre Dame Trustee W. Douglas Ford, the Ford Program in Human Development Studies and Solidarity, part of the Kellogg Institute in the Keough School of Global Affairs at the University of Notre Dame, promotes Integral Human Development through community-engaged research, teaching and service aimed at understanding and addressing the challenges of extreme poverty while fostering human dignity and flourishing. Originally published by the Kellogg Institute at kellogg.nd.edu on April 20.

GiveDirectly
Mar 12th, 2026
Cash is arriving as mothers navigate a more costly health system.

Cash is arriving as mothers navigate a more costly health system. GiveDirectly, Inc. launched this pilot roughly a year after Kenya replaced a program that covered delivery costs even for women without registration documents. The new system requires families to register for national health insurance and pay 2.75% of their monthly income (at least ~$2.50 per month). Women told GiveDirectly, Inc. that costs like insurance enrollment, transport, and clinic fees can push families toward home deliver, even when they know hospital births are safer. But they also cited barriers cash alone can't fix, including difficulty reaching facilities and challenging experiences at certain clinics. But early spending data suggest cash is helping mothers overcome some of the new cost barriers: more than 1 in 4 report using part of their transfer to pay insurance fees under the new system, and GiveDirectly, Inc. expect a clearer picture of how cash is influencing health outcomes after its midline survey in May. GiveDirectly, Inc. is tracking three signals to understand whether the program is working as expected. While the cash is unconditional, the goal is better health outcomes for mothers and babies. Early spending patterns are one aspect of three key questions GiveDirectly, Inc. is tracking: 1⃣ Are mothers using cash to get care? Women report how they're spending and if it helps cover costs like clinic visits, insurance registration, medicines, or transport. 2⃣ Are they better able to prepare for birth? Women report on their food security, stress levels, and whether they feel able to make decisions about their health and their baby's. 3⃣ Are they getting more care during and after pregnancy? Surveys and data from health authorities help track rates of prenatal visits, facility deliveries, birth weights, and postpartum care. Over time, GiveDirectly, Inc.'ll have clearer answers. Early spending data (1⃣) are promising, and upcoming midline results will show how mothers are preparing for birth (2⃣). Health outcome data (3⃣) are just beginning to come in, though it will take time before GiveDirectly, Inc. can make any strong conclusions. So far, GiveDirectly, Inc. is not seeing signs that giving cash to mothers is creating conflict at home. Some supporters have asked whether sending cash to pregnant women could cause arguments at home about how the money is used. So far, GiveDirectly, Inc. see little evidence of this: men have generally been supportive during enrollment, and reports of conflict related to how cash is spent have been rare (just two cases to date). GiveDirectly, Inc. is also monitoring whether the program influences future pregnancy decisions and expect clearer insight in the coming months. Encouragingly, studies of cash programs in similar places find no evidence that cash leads to more pregnancies. GiveDirectly, Inc. is expanding the pilot in Kenya and launching in other countries. In partnership with county health leaders, GiveDirectly, Inc. is expanding the program to more communities across Kenya, with a goal of reaching 5,300 women by the end of 2026. GiveDirectly, Inc. is also launching the program in the Democratic Republic of Congo with Panzi Hospital and exploring expanding to other countries where this approach could be effective. Later this year, GiveDirectly, Inc. expect to share early findings on maternal and newborn health from the Kenya pilot as more mothers give birth and follow-up surveys roll out in May. The program is growing, and so is its understanding of what works best to support healthier mothers and babies. GiveDirectly, Inc.'ll keep learning out loud as GiveDirectly, Inc. go.

The Vicksburg Post
Nov 15th, 2025
$1,500 monthly payments available to low-income Warren County households

$1,500 monthly payments available to low-income Warren County households. GiveDirectly is launching a guaranteed minimum income program in Warren County to help low-income households. The program will provide $1,500 per month for 16 months. The rural income for self empowerment (RISE GMI) program will reach about 550 households in Warren County. Applications open dec. 1 and close dec. 19. Residents must be 18 or older, live in Warren County, and have household incomes at or below 200% of the federal poverty level. Recipients will be selected through a random process. More information is available at rise.aidkit.org/o/home. Jeff atwood, entrepreneur and philanthropist, said the program aims to reduce economic insecurity with "minimum bureaucracy." He added, "when americans face unaffordable education, lack of accessible healthcare, or lack affordable housing, they aren't just disadvantaged - they're trapped. Guaranteed minimum income is a simpler, more practical, more scalable plan to directly address the root of economic insecurity." Local partners include the Vicksburg Warren Youth Development Center, Vicksburg Warren School District, Warren County-Vicksburg Public Library, and Drive to Thrive Mentoring. Dr. Cedric D. Magee, deputy superintendent of the school district, said the program represents "a meaningful investment in our families and our future. When households experience greater financial stability, our students come to school better prepared to learn, grow, and succeed." Dr. Susie Calbert, executive director of the Youth Development Center, said her team will help residents complete applications and ensure families who can benefit most are aware of the opportunity. "The Youth Development Center is honored to serve as a community partner for RISE GMI in Warren County," Calbert said. GiveDirectly is also partnering with the nonprofit OpenResearch to study the program's impact and learn what helps build lasting economic stability in rural communities. RISE GMI is starting in three sites - Warren County, Mercer County, West Virginia, and Beaufort County, North Carolina - but is designed to expand to rural communities nationwide.

Robin Hood Foundation
Oct 31st, 2025
Robin Hood Joins Partnership to Launch Emergency Fund for Lowest-Income SNAP Recipients in New York During Pause in Federal Payments

Robin Hood joins partnership to launch emergency fund for lowest-income SNAP recipients in New York during pause in federal payments. A $2 Million fund, created by Propel and GiveDirectly, will provide direct cash deposits to help feed New Yorkers in real-time. NEW YORK, NY - October 31, 2025 - Today Robin Hood, announced it was joining an existing partnerships with Propel and GiveDirectly, to help fund the launch of a $2 million emergency fund to provide immediate relief to New York families facing food insecurity as the U.S. Department of Agriculture pauses Supplemental Nutritional Assistance Program (SNAP) benefits beginning Saturday, November 1, 2025. Missed SNAP payments, due to the federal government shutdown now entering its second month, have created a nationwide $8 billion shortfall that affects more than 41 million Americans - one in nine people across the country. In New York, the impact is particularly severe. A recent analysis from Columbia University's Center on Poverty and Social Policy projects that the November SNAP benefit loss will push 35,000 state residents into poverty, including 23,000 living in New York City. The emergency fund will provide at least $50 in immediate cash assistance to 38,000 households across New York state - including more than 60 percent in New York City - within 24 hours of a missed payment. The initiative specifically targets families receiving the highest SNAP allotments (more than $500 per month), indicating they are the lowest-income households with multiple dependents. "New Yorkers who meet SNAP's eligibility requirements rightfully expect to draw on the federal program's support to help feed their families, and they should not go hungry," said Matthew Klein, Chief Program and Impact Officer at Robin Hood, New York City's largest local poverty-fighting philanthropy. "We are proud to be in partnership with organizations and donors who are working to help our neighbors during this challenging period. While $50 is clearly not enough to feed a family for a month, this immediate cash infusion will help New York families put something on the table and provide some peace of mind." The fund leverages technology from Propel, an alumnus of Robin Hood's Blue Ridge Labs Fellows program. Propel's app helps SNAP recipients track and budget their benefits, and currently serves nearly 400,000 users statewide, including 228,000 in New York City. Propel's data system identifies missed or delayed payments in real time, and the organization reports that more than half of Propel's New York City users, approximately 114,000 people, will lose SNAP benefits between November 1st and 12th. GiveDirectly, a global organization specializing in direct cash assistance to people living in poverty, is managing fund distribution. Using Propel's data, GiveDirectly is targeting payments to families receiving maximum SNAP benefits, ensuring the most vulnerable households receive immediate support. As the fund raises additional resources, it will expand to support even more families in need. About Robin Hood: Robin Hood is NYC's largest local poverty-fighting philanthropy and since 1988, Robin Hood has invested nearly $3 billion to elevate and fuel New Yorkers' permanent escapes from poverty. In 2024, through $129.5 million in grantmaking with 285 community partners, Robin Hood created pathways to opportunities out of poverty through its strategic partnerships on childcare, child poverty, jobs, living wages, and more. Robin Hood is scaling impact at a population level for the 2 million New Yorkers living in poverty. At Robin Hood, Robin Hood believe your starting point in life should not define where you end up. To learn more about its work and impact, follow Robin Hood on X @RobinHoodNYC or go to robinhood.org. Media contact. Kevin Thompson, Managing Director of Communications, Robin Hood, [email protected]

The Daily Hodl
Oct 11th, 2025
Up To $24,000 Per Person To Be Handed Out No-Strings-Attached As Guaranteed Income Program Comes To Three US Counties

Up to $24,000 per person to be handed out no-strings-attached as guaranteed income program comes to three US counties. A guaranteed income program poised to hand out approximately $38.4 million in cash with no strings attached is set to be unveiled in three US counties. The nonprofit GiveDirectly says it is launching the Rural Income for Self-Empowerment Guaranteed Minimum Income (RISE GMI) program in Beaufort County, North Carolina; Mercer County, West Virginia and Warren County, Mississippi. The RISE GMI program aims to empower residents living in rural communities. "RISE GMI program provides no strings attached cash payments to eligible county residents who are randomly selected to participate. No strings attached payments means you choose how to spend your own money." GiveDirectly's guaranteed income program will run for over a year and aims to benefit approximately 1,600 people or households with the tax-exempt payments. "We are delivering up to $24,000 over the course of 16 months to families living in poverty. This means that every family will receive $1,500 per month for 16 months to spend on food, business, rent, or whatever they need most." To participate in the guaranteed income program, applicants must be residents of one of the three counties and their household income must be at or below 200% of the federal poverty level. The application period for Beaufort County runs from November 3rd to November 21st, with the first payment expected to be sent out on January 21st of 2026. For Mercer County, the application process runs from October 14th to October 31st, while Warren County's application process runs from December 1st to December 19th. Successful applicants in Mercer County will receive their first payment on December 17th, while in Warren County the first payment will be issued on February 18th of 2026. GiveDirectly is using a grant from the family of Jeff Atwoods, the co-founder of software development platform Stack Overflow, to fund the guaranteed income program focused on rural communities.

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