Full-Time

Software Engineer

Java/Kotlin

Confirmed live in the last 24 hours

Zopa

Zopa

501-1,000 employees

Peer-to-peer lending and financial services

Fintech
Financial Services

Junior, Mid

London, UK

The role requires two working days per week in the London Bridge office.

Category
Backend Engineering
Software Engineering
Required Skills
Kotlin
Java

You match the following Zopa's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • You are experienced working with Java or Kotlin
  • An advocate of test-driven development or, even better, behaviour-driven development. A strong commitment to quality is essential
  • You've worked on large scale distributed software systems that have proven scalability and complex topologies
  • You are comfortable with a fair bit of uncertainty, fast change, and love solving hard problems collaboratively
  • You are a team player who thrives working in an honest and friendly working atmosphere.
Responsibilities
  • You'll be working closely with your team on building various services, owning the quality and delivery of your code
  • Requirement gathering with product and stakeholders inside and outside of the team, through pairing and peer reviewing on tasks, to delivery under test and into production
  • Ensuring architectural decisions are documented, taking an active part in the teams' operational responsibilities (e.g. support and on call)
  • Have a voice in all our ceremonies from retrospectives, refinements sessions, architectural planning sessions through to social activities
Desired Qualifications
  • FinTech or challenger bank experience

Zopa operates in the peer-to-peer lending market, offering personal loans, savings accounts, credit cards, and car finance. By connecting individual lenders directly with borrowers through its online platform, Zopa allows for a more efficient lending process that often results in better rates for both parties. The platform uses technology to facilitate quick loan approvals, with pre-approval often taking just 12 seconds, thanks to a 'soft' credit check that does not affect credit scores. Unlike traditional banks, Zopa's model focuses on providing competitive interest rates and a streamlined experience for users. The company's goal is to make borrowing and saving more accessible and affordable while ensuring compliance with regulatory standards in the UK.

Company Size

501-1,000

Company Stage

Late Stage VC

Total Funding

$931M

Headquarters

London, United Kingdom

Founded

2005

Simplify Jobs

Simplify's Take

What believers are saying

  • Zopa secured £68M funding to expand its fintech offerings and launch current accounts.
  • Partnership with Google Cloud for Gen AI hackathon boosts Zopa's technological capabilities.
  • Zopa aims to double profits and increase revenues by 35% in 2024.

What critics are saying

  • Increased competition from fintech companies could erode Zopa's market share.
  • Potential regulatory changes in P2P lending could impact Zopa's operations.
  • Economic uncertainties may affect consumer borrowing and saving behaviors, impacting Zopa's revenue.

What makes Zopa unique

  • Zopa pioneered P2P lending, offering direct lending between individuals since 2005.
  • Zopa's quick loan pre-approval process, often within 12 seconds, sets it apart.
  • Zopa's strategic partnerships with major UK retailers enhance its market presence.

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Benefits

Hybrid Work Options

Flexible Work Hours

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
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The UK tech scene raised £147.7M between Dec 2-6, a fourfold increase from the previous week. Notable deals include Zopa securing £68M to expand its fintech offerings. Lawhive, a legal AI tool, and Argo Blockchain, a crypto mining firm, also closed funding rounds, though amounts were undisclosed. This surge highlights investor confidence in UK tech, particularly in fintech, legal tech, and crypto sectors.

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