Full-Time

Lead ML Data Engineer

AI Core

Nubank

Nubank

10,001+ employees

Digital bank offering credit cards

No salary listed

Palo Alto, CA, USA + 3 more

More locations: Toronto, ON, Canada | Miami, FL, USA | Durham, NC, USA

Hybrid

Hybrid work model: 2-3 days per week in-office.

Category
Data & Analytics (1)
Required Skills
Python
Apache Spark
Machine Learning
Data Engineering
Requirements
  • Typically 6+ years of experience in machine learning engineering, data engineering, or related fields with a strong track record of building production data and ML systems.
  • Proven experience designing and building data ingestion pipelines at scale, with expertise in distributed computing frameworks (Ray, Spark, or similar).
  • Strong background in applied machine learning, including model training, hyperparameter tuning, and performance evaluation.
  • Experience analyzing how data changes impact model performance, with the ability to design and run experiments to measure improvements.
  • Proficiency in Python for data engineering and ML workflows, with experience working with large-scale data processing systems.
  • Solid understanding of data quality principles and experience implementing monitoring, validation, and alerting systems.
  • Strong problem-solving skills with the ability to address complex, ambiguous problems requiring coordination across multiple teams.
  • Excellent communication skills, capable of explaining technical concepts to both technical and non-technical stakeholders.
  • Demonstrated leadership experience, including mentoring team members and contributing to technical decision-making.
Responsibilities
  • Design and build scalable data ingestion pipelines that bring new datasets into our AI Core platform, ensuring reliable, efficient data flow from source to model training.
  • Implement data quality monitoring and validation systems that catch issues before they impact model performance, maintaining the health of datasets across our ML ecosystem.
  • Model new types of data into our foundation models.
  • Analyze the impact of new data sources on existing models, conducting experiments to measure performance improvements and guide data acquisition decisions.
  • Develop and maintain data preparation workflows that transform raw data into features ready for model training, working with distributed computing frameworks like Ray.
  • Tune and optimize machine learning models when new datasets are integrated, applying hyperparameter optimization and evaluating model performance improvements.
  • Collaborate with AI Core ML, Platform, and Infra teams to ensure seamless data flow across our ML infrastructure, from ingestion to model deployment.
  • Lead technical initiatives that improve our data engineering practices, setting standards for data quality, pipeline reliability, and model-data integration.
  • Mentor team members and contribute to hiring activities, helping build a strong and diverse team that drives innovation in AI infrastructure.
Desired Qualifications
  • Experience with MLflow or similar model tracking and versioning systems.
  • Knowledge of foundation models, fine-tuning workflows, and transformer architectures.
  • Experience with data pipeline orchestration tools (Dagster, Airflow, or similar).
  • Background in financial services or fintech, understanding the unique data challenges in this domain.
  • Experience working in a fast-paced, high-growth environment with distributed teams.
  • Track record of reducing complexity in data systems and improving developer experience for ML teams.

Nubank is a digital bank in Latin America that offers financial services mainly through its mobile app, including credit cards, personal loans, and digital payment solutions for individuals and small businesses. Customers access and manage products through the app, with loans earning interest and merchants paying transaction fees; the bank aims to minimize or eliminate fees and provide a simple, transparent user experience. Nubank’s products work by delivering credit and payment services online, with revenue coming from interest on loans, card interchange fees, and premium services. The company differentiates itself through a strong focus on a no-fee, user-friendly digital experience, scale across Brazil, Mexico, and Colombia, and technology-driven operations that emphasize accessibility and transparency. Its goal is to simplify banking, expand access to financial services, and become a leading, trusted financial platform in Latin America.

Company Size

10,001+

Company Stage

IPO

Headquarters

São Paulo, Brazil

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Carl Rivera's May 18, 2026, appointment accelerates US product development from Shopify expertise.
  • R$45 billion 2026 Brazil investment funds AI platforms deepening moat in core market.
  • Morgan Stanley projects $100 billion valuation by end-2026 via loan expansion.

What critics are saying

  • JPMorgan's private credit lending restrictions trigger Nubank's 3.3% stock drop amid liquidity crunch.
  • Q4 2025 earnings miss by 19.1% erodes investor confidence in growth sustainability.
  • Mercado Pago captures Nubank's merchant fees using 100 million e-commerce users within 12 months.

What makes Nubank unique

  • Nubank serves 113 million Brazilian customers with 86% monthly engagement via fee-free mobile app.
  • AI-driven credit models enable first credit cards for 28.4 million previously unbanked Brazilians.
  • Conditional OCC approval positions Nubank N.A. for direct 2027 US launch targeting Hispanics.

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People at Nubank who can refer or advise you

Benefits

Remote Work Options

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

Unlimited Paid Time Off

Paid Vacation

Extended maternity and paternity leaves

Nucleo - Our learning platform of courses

NuLanguage - Our language learning program

NuCare - Our mental health and wellness assistance program

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
Bloomberg Línea
Apr 10th, 2026
Nubank acquires 'naming rights' to Palmeiras stadium in Brazil: will choose the name by vote.

Nubank acquires 'naming rights' to Palmeiras stadium in Brazil: will choose the name by vote. The fintech took over the contract after the termination of the agreement between Allianz Seguros and WTorre, the company managing Palmeiras' stadium; the deal comes one month after the digital bank secured a 'naming rights' agreement with Inter Miami. April 10, 2026 | 03:42 PM Bloomberg Line - Nubank (NU) has acquired the naming rights to the Palestra Itália stadium, home to the soccer team Palmeiras, following the termination of Allianz Seguros' contract with WTorre, the company responsible for managing the stadium since its inauguration in 2014. The Brazilian fintech will open a public vote to choose the new name of the stadium, among the options 'Nubank Parque', 'Nubank Arena', and 'Parque Nubank'. The new name will be announced on May 4, the company reported this Friday, April 10. Nubank and WTorre have not disclosed the value or duration of the contract but have highlighted that the partnership is long-term. This is the digital bank's second major bet in the sector. At the beginning of March, Nubank confirmed the purchase of the naming rights to the new stadium of Inter Miami CF, two months after obtaining conditional approval for a banking license in the United States. Livia Chanes, CEO of Nubank in Brazil, stated that the change is part of the company's recent strategy to offer experiences to its customers. The strategy had a global focus, with the naming rights in Miami and the sponsorship of Mercedes in Formula 1. 'Brazil is our first home. Obviously, we could not leave aside the city where it was founded and the country where we have the largest operation in this new step,' Chanes said in an interview with journalists. In a statement, Allianz Seguros stated that the termination of the contract seven years before its expiration was done amicably and is part of a new marketing strategy for Brazil. 'We are deeply grateful for everything that Allianz Parque has provided us and recognize the importance of the investment for the consolidation of the brand in the country. However, we are living through a period of accelerated growth and territorial expansion and decided to close this cycle to start a new stage,' said Eduard Folch, CEO of Allianz Brasil, in a statement. The company also highlighted that the naming rights case was 'the most successful in Brazil,' inspiring other companies to name stadiums. Among the most emblematic cases, Mondelez Brasil acquired the naming rights to the stadium of São Paulo Futebol Clube, which was renamed Morumbis in January 2024. In the same month, the Pacaembu stadium was renamed 'Mercado Livre Arena Pacaembu' after the Argentine giant bought the naming rights to the stadium.

Yahoo Finance
Apr 8th, 2026
Morgan Stanley predicts NU could reach $100B valuation by end of 2026

Nu Holdings, the Latin American digital banking platform, has received bullish analyst upgrades suggesting significant upside potential. Morgan Stanley believes the market underestimates Nu's ability to scale profitably, projecting the company could reach a $100 billion valuation by the end of 2026, up from approximately $70 billion currently. On 19 March, UBS upgraded Nu Holdings to Buy from Neutral with a $17.60 price target, noting shares trade at 2023 levels despite the company doubling earnings since then. The firm highlighted Nu's compelling valuation relative to its growth trajectory, driven by loan portfolio expansion and increasing monetisation of its customer base. Founded in 2013, Nu operates a fully digital banking model across Latin America, offering credit cards, savings accounts, lending, investments and insurance.

Radio Shoma
Apr 7th, 2026
Sheikh Khaled holds talks with Nubank CEO.

Sheikh Khaled holds talks with Nubank CEO. Tuesday, 7 April 2026 16:53 By ARN News Staff His Highness Sheikh Khaled bin Mohamed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Chairman of the Abu Dhabi Executive Council, has explored investment opportunities offered in the Emirate during talks with David Vélez, Founder and CEO of Nubank. Nubank, which is a São Paulo-based digital banking and financial services corporation, is set to establish its new headquarters at Abu Dhabi Global Market (ADGM). It's in collaboration with investment, economic, and financial institutions, including the integrated digital banking platform Wio Bank. Founded in Brazil in 2013, the bank manages assets exceeding $78 billion and currently serves more than 100 million customers across Brazil, Mexico, Colombia, Uruguay, the United States and Germany.

UrduPoint
Apr 7th, 2026
Khaled bin Mohamed bin Zayed meets CEO of Nubank for digital banking and financial services.

Khaled bin Mohamed bin Zayed meets CEO of Nubank for digital banking and financial services. ABU DHABI, (UrduPoint / Pakistan Point News / WAM - 07th Apr, 2026) H.H. Sheikh Khaled bin Mohamed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Chairman of the Abu Dhabi Executive Council, has met with David Vélez, Founder and CEO of Nubank, the São Paulo-based digital banking and financial services corporation. The meeting explored investment opportunities offered by Abu Dhabi and the UAE, enabling global banking and financial institutions to expand their operations into markets across Asia and the middle East and North Africa (MENA) region. Nubank is set to establish its new headquarters at Abu Dhabi Global Market (ADGM), in collaboration with leading investment, economic, and financial institutions, including the integrated digital banking platform Wio Bank. Nubank is the largest digital bank in Latin America and among the largest globally. Founded in Brazil in 2013, the bank manages assets exceeding US$78 billion and currently serves more than 100 million customers across Brazil, Mexico, Colombia, Uruguay, the United States, and Germany. The meeting was attended by Jassem Al Zaabi, Chairman of the Department of Finance; Ahmed Jasem Al Zaabi, Chairman of the Abu Dhabi Department of Economic Development; Saif Saeed Ghobash, Secretary-General of the Abu Dhabi Executive Council and Chairman of the Office of the Crown Prince; and Badr Saleem Sultan Al-Olama, Director-General of Abu Dhabi Investment Office. The meeting was also attended by Roberto Campos Neto, Vice-Chairman and Global Head of Public Policy at Nubank; and Guilherme Lago, Chief Financial Officer of Nu Holdings Ltd. (Nubank) and Chairman of the board of Directors of Nu México. Facebook Twitter Reddit Pinterest Whatsapp

Yahoo Finance
Mar 29th, 2026
Nu Holdings eyes US expansion as Brazil's digital bank hits 113M customers with 21% efficiency ratio

Nu Holdings, Latin America's largest digital bank, is well-positioned for growth according to Patient Capital Fund Newsletter. Serving 131 million customers across Brazil, Mexico and Colombia, the company generated $15.8 billion in revenue and $2.9 billion in net income in FY25. Nubank's competitive advantage stems from structural cost efficiencies, delivering a 21% efficiency ratio, 30% return on equity, and revenue per employee five times higher than peers. The company captures 25-30% of Brazil's credit card market whilst maintaining a cost to serve of just $0.8 per active customer, roughly 85% lower than incumbents. The bank's in-house cloud-based platform and prudent risk management support expansion into Mexico and the US, with 90-day NPL coverage consistently above 200%.