Full-Time

Data Scientist

Insurance

Updated on 7/25/2026

TransUnion

TransUnion

5,001-10,000 employees

Credit reporting, risk analytics, fraud detection

Compensation Overview

$88.8k - $141.3k/yr

+ Bonus + Long-term incentives

Company Historically Provides H1B Sponsorship

Chicago, IL, USA

Hybrid

Two days on-site per week required.

Category
Data & Analytics (1)
Required Skills
Python
R
Apache Spark
SQL
Java
C/C++

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Requirements
  • Master’s or PhD degree in statistics, applied mathematics, financial mathematics, computer science, engineering, operations research, or other highly quantitative field; or a Bachelor’s degree in a quantitative field with at least 4 years of relevant professional experience.
  • In either case, the candidate will demonstrate a consistent track record of academic excellence.
  • Experience and demonstrated success in client-facing roles over a period of at least 1 year and at least 1 year of professional experience performing analytic work, preferably in industries served by TransUnion.
  • Advanced programming skills and aptitude; proficiency with statistical programs such as R or Python; experience with other programming languages (SQL, C/C++, Java, Ab Initio) and platforms (Hive, Spark); high level of familiarity with Microsoft Office tools.
Responsibilities
  • You will partner with internal and external cross-functional teams to drive new business initiatives and deliver long term value-added solutions to various TransUnion customers.
  • These tasks will include –among others- the development of predictive models and business intelligence solutions of moderate scope and complexity for customers within the various industries served by TransUnion.
  • You will lead analytic client engagements involving descriptive, predictive, and prescriptive analysis for a variety of business use cases leveraging multiple analytic techniques.
  • As a project leader, you will take ownership of all aspects of the project from design, to development, to peer review, to client presentation, to implementation and audit.
  • You will identify strategies and opportunities for customers to test and adopt TransUnion’s analytic products and services and develop project proposals, sales presentations and promotional collateral to enable the adoption of integrated customer solutions supported by TransUnion, applying your practical analytic experience to find areas of new value of TransUnion customers.
  • In the context of these opportunities, you will interact directly with TransUnion Sales and business unit partners and provide an analytic perspective and general support as needed.
  • You will design, write, and test programs for data extraction, segmentation and statistical analysis on large population datasets using languages such as R, Python, SQL, Hive and Spark, formalizing some of these efforts into repeatable process improvements.
  • You will deliver analytic insights and recommendations in succinct and compelling presentations for internal and external customers representing a wide range of backgrounds and levels.
Desired Qualifications
  • Proven ability to operate effectively under modest supervision in a complex and dynamic, matrixed environment.
  • Familiarity with credit bureau data and solutions.
  • Work experience in industries served by TransUnion, such as financial services, insurance, fraud, and digital marketing.

TransUnion is a global information and insights company. It collects and analyzes data to provide services for businesses and consumers. For business clients, it offers credit portfolio management, marketing solutions, and fraud detection to help manage risk and make informed decisions. For consumers, it provides tools to monitor personal credit, including credit reports and scores. The platform supports enterprise use by enabling storage, identity resolution, and protection for building traditional and generative AI models. TransUnion generates revenue through three segments: U.S. Markets, International, and Consumer Interactive. Its goal is to help customers understand and manage credit risk, prevent fraud, and derive actionable insights from large data assets.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Chicago, Illinois

Founded

1968

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue beat 2.7% with $1.25B and 13.7% YoY growth driving 10.9% stock rise
  • Raised 2026 guidance after acquiring majority Trans Union de Mexico ownership, projecting $5.1B revenue
  • New Chief Marketing Officer appointed to strengthen global value proposition and product positioning

What critics are saying

  • CFPB 2026 rule banning non-credit data for scoring eliminates alternative data edge with 60–80% probability in 3–6 months
  • Google SGE renders Digital Business Profile obsolete as AI auto-curates data with 50–70% probability in 4–8 months
  • Experian's 2% market share and 5% larger consumer base erode pricing power with 40–60% probability in 12–18 months

What makes TransUnion unique

  • Only MTA provider for YouTube ads with Google integration enabling outcome-linked ad measurement
  • Digital Business Profile manages small business presence across 80+ platforms via Trusted Call infrastructure
  • TruIQ on Snowflake enables secure in-platform credit marketing without extensive data movement

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Mental Health Support

Disability Insurance

Paid Parental Leave

Adoption Assistance

Fertility Treatment Support

Legal Services

Long-Term Care Insurance

Commuter Benefits

Tuition Reimbursement

Charity Gift Matching

Employee Stock Purchase Plan

401(k) Retirement Plan

401(k) Company Match

Company News

Yahoo Finance
Apr 9th, 2026
TransUnion beats Q4 revenue estimates by 3.3% as data services sector shows strength

TransUnion reported fourth-quarter revenues of $1.17 billion, up 13% year on year and exceeding analysts' expectations by 3.3%. The credit bureau beat revenue estimates but missed full-year earnings per share guidance. The data and business process services sector showed strong fourth-quarter performance overall, with the 10 tracked stocks beating consensus revenue estimates by 2.9% on average. However, next quarter's revenue guidance came in 0.5% below expectations. Despite solid quarterly results, sector stocks have declined 4.9% on average since reporting earnings. TransUnion shares remained flat following its announcement and currently trade at $71.09. Chief executive Chris Cartwright said the company "finished the year strongly with results that again exceeded financial guidance.

Yahoo Finance
Mar 26th, 2026
TransUnion launches TruLookup real estate app amid 54% intrinsic discount and 17.7% YTD share price drop

TransUnion has launched TruLookup for Real Estate, a mobile-first app combining property ownership checks, fraud prevention tools and prospecting features for real estate professionals. Despite new product launches and fraud detection upgrades, TransUnion's shares have declined 17.65% year-to-date and 21.26% over one year, though three-year total shareholder returns stand at 20.25%. The stock closed at $68.62 against a fair value estimate of $94.60, suggesting a potential 53.97% discount. The company is investing in AI, machine learning and its global cloud-native OneTru platform to drive efficiency and customer retention. However, analysts note risks from tighter data privacy regulations and potential cyber incidents. TransUnion trades at 29x price-to-earnings ratio, above the 19x industry average.

PR Newswire
Mar 16th, 2026
Algebrik AI partners with TransUnion to embed credit data into AI-powered lending platform

Algebrik AI, a New York-based loan origination platform provider, has announced a strategic integration with TransUnion to embed credit and identity data directly into lending workflows. The partnership enables financial institutions using Algebrik to access TransUnion's credit scores, trended data and fraud prevention tools without additional system integrations. The collaboration aims to help credit unions, community banks and fintech lenders make faster, more inclusive lending decisions. TransUnion data is now available within Algebrik's no-code decisioning engine, allowing risk teams to deploy new underwriting strategies and evaluate thin-file borrowers more effectively. Founded to modernise loan origination technology, Algebrik offers an AI-powered, cloud-native platform that includes digital account opening, decisioning and portfolio analytics. The integration supports compliance with Fair Lending and ECOA frameworks whilst enabling scalable credit expansion.

Yahoo Finance
Mar 15th, 2026
TransUnion cuts VantageScore 4.0 price to $0.99, targeting $900M in lender and consumer savings

TransUnion has cut the price of its VantageScore 4.0 mortgage origination score to $0.99, offering it free alongside purchased FICO scores. The move aims to improve homebuyer affordability and align with Federal Housing Finance Agency efforts to increase score competition. TransUnion estimates the pricing could deliver over $900 million in potential savings for lenders and consumers. The aggressive pricing appears designed to shift mortgage credit-scoring preferences towards VantageScore 4.0 whilst enhancing TransUnion's position in housing finance policy discussions. The company recently launched its AI Analytics Orchestrator Agent, built on its OneTru platform and Google's Gemini models, connecting the mortgage pricing strategy to a broader push towards higher-value analytics services. Analysts project TransUnion revenue could reach $5.6 billion by 2028.

Yahoo Finance
Mar 5th, 2026
TransUnion launches AI Analytics Orchestrator Agent with Google Cloud to cut credit analytics from weeks to minutes

TransUnion has launched its AI Analytics Orchestrator Agent, built on its OneTru platform and powered by Google's Gemini models. The tool is designed to accelerate credit analytics for the financial services industry, reducing cycle times from weeks to hours or minutes. Currently used by internal data scientists, the Agent enables users to translate natural-language questions into production-ready analytical workflows. It integrates with TransUnion's TruIQ solutions suite and enterprise data catalog, providing transparent, step-by-step reasoning that supports auditability and governance requirements. The capability combines Google Cloud's AI technology with TransUnion's proprietary data assets and financial services expertise. In coming months, customers will gain access to the Agent for self-service analytics, expanding TransUnion's ability to deliver advanced credit intelligence with reduced resource requirements.