Full-Time

Consumer Services Inbound Call Agent 1

FCRA, Zelle

Posted on 8/7/2025

Early Warning

Early Warning

1,001-5,000 employees

Payments network and risk management solutions

No salary listed

No H1B Sponsorship

San Francisco, CA, USA + 3 more

More locations: Chicago, IL, USA | Scottsdale, AZ, USA | New York, NY, USA

Hybrid

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model.

Category
Customer Experience & Support (2)
,
Required Skills
Customer Service
Requirements
  • High school diploma
  • Minimal or no previous experience required
  • Must be able to adapt in a dynamic work environment that requires frequent changes in call/case types from each interaction
  • Good problem solving, analytical, research, and investigative skills.
  • Strong phone skills and a customer service orientation
  • Ability to work independently and handle large volumes of research cases.
  • Excellent verbal and written communication skills
  • Intermediate MS Office skills
  • Background and drug screen
Responsibilities
  • Communicates effectively with consumers in an inbound metrics-driven call center environment.
  • Navigates multiple technologies while staying engaged with the consumer. Approaches problems logically and with good judgment to ensure the appropriate consumer outcome. Troubleshoots, diagnoses and resolves basic issues. Escalates more complex issues to Inbound Call Agent II, III or Universal Call Agent as needed.
  • Takes ownership of each consumer interaction while treating consumers with respect and responding with empathy.
  • Supports the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.
  • Executes tasks involving FCRA operations and assesses consumer impacts.
  • Understands and follows FCRA rules and responsibilities. Successfully completes FCRA new hire assessment and biennial (every 2 years) certifications with a minimum passing score of 80% within two attempts.
  • Standard knowledge of the Zelle product and strategies.
  • Makes judgement calls and mitigates risk by researching the reason and determining next steps regarding Zelle tokens.
Desired Qualifications
  • Previous experience in a banking or other call center, customer service environment
  • Experience with FCRA compliance in a banking environment.
  • Knowledge of FCRA, CCPA, FDCPA, OFAC, FinCen, and US financial regulatory agencies
  • General knowledge and understanding of payments (including ACH, Debit and Credit Card, Zelle)

Early Warning Services, LLC builds and operates risk, fraud and payment technologies that protect financial transactions and expand access to financial services. It leverages network intelligence and collaborations with more than 2,500 banks and credit unions to secure payments for consumers and small businesses, and to enable convenient payment options. Its well-known products include Zelle®, a person-to-person electronic payments network, and Paze℠, an online checkout solution, integrated within a broad financial ecosystem. The company differentiates itself through its extensive partner network, decades of experience, and a dedicated focus on risk, fraud prevention and payments infrastructure. Its goal is to empower and protect the U.S. financial services ecosystem by making financial services more accessible while keeping transactions safe.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Simplify Jobs

Simplify's Take

What believers are saying

  • Partners with over 2,500 banks and credit unions for vast network access.
  • Leverages big data analytics from thousands of institutions for ACH fraud prevention.
  • Submitted five-point fraud plan to OCC, Fed, FDIC RFI on September 19, 2025.

What critics are saying

  • CFPB sued Early Warning and banks on December 20, 2024, for Zelle fraud violations.
  • Bank ownership by BofA, JPMorgan, Wells Fargo invites DOJ antitrust scrutiny.
  • Paze faces displacement by Apple Pay, Google Pay in saturated e-commerce market.

What makes Early Warning unique

  • Early Warning screened $10.8 trillion in payments in 2024, stopping $3 billion fraud.
  • Predict New Account Risk delivers predictive intelligence beyond binary risk decisions.
  • Operates Zelle and Paze, expanding from fraud detection to e-commerce payments.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Parental Leave

Family Planning Benefits

Flexible Work Hours

Company News

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

Cision
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub

NYC Politics
Aug 14th, 2025
NY Attorney General Letitia James Targets Zelle's Parent Company Over Massive Fraud Losses

While EWS promoted Zelle as safe and reliable, the complaint contends the company failed to deliver on those promises.

Early Warning Services, LLC
Jul 9th, 2025
Payfinia brings Paze digital wallet to community financial institutions

PORTLAND, Ore., July 9 - Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer Paze[SM], an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions.

Boland Hill Media, LLC
Dec 20th, 2024
The CFPB Sues Early Warning, BofA, Chase, And Wells Over Zelle Fraud

Zelle, which Early Warning launched in 2017 to compete with services such as PayPal Holdings Inc. and its Venmo network, has been the subject of controversy for several years over scams in which users allege they were gulled into transferring funds to fraudsters.

INACTIVE