Full-Time

Principal – Data Architect

Posted on 10/31/2025

Green Dot

Green Dot

1,001-5,000 employees

Fintech bank and prepaid card provider

Compensation Overview

$149k - $214.3k/yr

No H1B Sponsorship

Remote in USA

Remote

U.S. work authorization required; no visa sponsorship.

Category
Data & Analytics (2)
,
Requirements
  • Bachelor’s or Master’s degree in Computer Science, Information Systems, or a related field
  • 10+ years of experience in data architecture, modeling, and management
  • Proficiency in data modeling tools (e.g., Erwin, Toad Data Modeler) and understanding of OLTP, Operational Data Store (ODS) and Enterprise Data Warehouse (EDW) concepts and supporting database systems (like SQL Server, NoSQL DBs – Cosmos, Redshift and Databricks)
  • Strong knowledge of data governance frameworks and best practices
  • Experience with cloud platforms (e.g., AWS, Azure, Google Cloud) and big data technologies
  • Excellent problem-solving and communication skills
  • Proven ability to lead and manage complex projects under tight deadlines
Responsibilities
  • Lead the design of scalable, robust data management systems and architectures/data models that support current and future business needs.
  • Understand the key drivers, define KPIs and design systems to achieve these goals in an incremental delivery approach.
  • Design an information-sharing strategy for the organization, and ensure it supports key enterprise initiatives and strategies, such as Data Lake, Operational Data Store (ODS) and Enterprise Data Warehouse and associated BI reporting and analytics platforms
  • Collaborate with stakeholders to define data requirements and design required data models – Conceptual, Logical and Physical to support the technical implementation.
  • Lead data modeling sessions, create data flows, conduct design sessions to come up with required data attributes mapping from source systems all the way through ODS/EDW into reporting environments.
  • Create and maintain data models using data modeling tools
  • Define standards for naming, describing, governing, managing, modeling, transforming, moving, storing and delivering all data within the enterprise
  • Serve as the liaison between data consumers and data engineers to architect data integration pipelines
  • Apply architectural and technology concepts to address scalability, security, reliability, maintainability and sharing of enterprise data.
  • Mentor and guide team members including data modelers and data engineers
  • Data Governance: Establish and maintain data standards, governance frameworks, and best practices across systems and teams.
  • Develop and enforce data governance policies to ensure data quality, security, and compliance.
  • Data Quality & Stewardship: Define and implement strategies for monitoring and improving data quality, lineage, and metadata management.
  • Collaboration & Leadership: Act as a technical lead and mentor for data engineers; partner with stakeholders to align data architecture with business goals
  • Technology Evaluation: Research and evaluate emerging data technologies, and drive adoption of tools that enhance data performance and reliability
  • Compliance & Security: Ensure data models and architecture support to meet regulatory and security requirements (e.g., GDPR, HIPAA, SOC2, etc.)
Desired Qualifications
  • Certifications in data architecture or related fields (e.g., CDMP, TOGAF)
  • Experience with data science centric data solutions
  • Familiarity with ETL tools and data warehousing concepts

Green Dot provides financial technology services by offering accessible banking products such as prepaid debit cards, checking accounts, and money management tools for individuals, small businesses, and enterprises. Its platform leverages technology to deliver user-friendly financial services, enabling customers to manage money digitally and on the go. Revenue comes from card transaction fees, account maintenance charges, and partnerships with other financial institutions. Unlike traditional banks, Green Dot emphasizes inclusive, easy-to-use banking and leverages partnerships to expand its offerings across diverse customer segments. The company aims to make banking more inclusive and efficient by reimagining how people interact with money.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

1999

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $652M, profit $53.8M, beating expectations.
  • Crypto.com partnership launches U.S. cash accounts for 50M users.
  • Unit21 automates 80% AML alerts, cuts false positives 50%.

What critics are saying

  • CommerceOne merger fails regulatory approval in 3-6 months.
  • Chime slashes Green Dot's prepaid revenue 30% within 12-24 months.
  • Interim CEO Jacobs loses Uber, Intuit contracts, drops revenue 40%.

What makes Green Dot unique

  • Green Dot powers Apple Cash, Uber, and Intuit platforms exclusively.
  • Green Dot Network spans 90,000 retail locations like Walmart and CVS.
  • Green Dot pioneered prepaid debit cards for unbanked since 1999 pivot.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PaySpace Magazine
Nov 25th, 2025
Green Dot Reshapes Its Future as Banking and Fintech Units Split Off to New Owners

Green Dot reshapes its future as banking and fintech units split off to new owners. Green Dot is entering a new chapter as the company prepares to separate into two independently owned businesses. The long-time fintech and banking provider will sell its regulated bank and its embedded-finance technology platform to different buyers, marking one of the most significant structural shifts in its 25-year history. Under the plan, CommerceOne Financial Corporation will acquire Green Dot Bank and merge it with its own operations to create a new publicly traded bank holding company. At the same time, Smith Ventures will purchase Green Dot's non-bank fintech and embedded-finance business for $690 million in cash. Both units will continue working together through a seven-year commercial agreement that makes the new bank the exclusive issuing partner for the fintech platform, ensuring continuity for customers and program partners. The move divides Green Dot along the two paths it has developed over time: a consumer-oriented digital bank built on its federal charter, and a large embedded-finance platform used by partners to offer accounts, debit cards, and payments inside their own services. By selling each unit separately, the company aims to give both sides more room to grow with strategies tailored to their very different markets. What happens next will depend on regulatory approvals and the timelines set by each buyer, but the expectation is that both the bank and the fintech business will continue operating without disruption to customers or partners. The separation is designed to allow the bank to focus on traditional financial services, while the fintech unit can pursue new embedded-finance partnerships and platform innovation with greater independence. This strategic shift reflects broader forces in the industry. Banking-as-a-service has become more specialized and competitive, requiring heavy investment in compliance and technology. At the same time, running a regulated bank demands its own capital, governance, and long-term discipline. Splitting the company helps reduce internal complexity and may unlock more value than keeping these two different businesses under one roof. Green Dot's evolution helps explain why this moment arrived. Founded in 1999, the company began with prepaid debit cards and later expanded into mobile banking, eventually securing its own bank charter. In the past decade, it has built a major embedded-finance platform that powers financial tools for retailers, apps, and other partners. Over time, these two sides of the business grew in different directions, and today's decision reflects the need to let each follow its own trajectory. With this breakup, Green Dot is positioning both units for a clearer long-term focus, aiming to strengthen their roles in an industry where banking and fintech continue to diverge.

MarketScreener
Nov 24th, 2025
Green Dot's $690M Strategic Transactions Announced

Green Dot Corp. announced strategic transactions with Smith Ventures and CommerceOne Financial Corp. Smith Ventures will acquire Green Dot's non-bank assets for $690 million, while CommerceOne will acquire Green Dot Bank, forming a new publicly traded bank holding company. Green Dot shareholders will receive $8.11 per share in cash and 0.2215 shares of the new company. The transactions, expected to close in Q2 2026, aim to unlock growth opportunities for both entities.

Unit21
Jun 12th, 2025
Reimagining Compliance: How Green Dot is Leading with Innovation

With a bold vision for modernizing its anti-money laundering (AML) compliance operations, Green Dot partnered with Unit21 to build a more agile, automated infrastructure - one that empowers teams, safeguards customers and drives better decision-making across the board.

Kryptonews
Apr 30th, 2025
Crypto.com Taps Green Dot to Introduce U.S. Cash Accounts and Vault

Crypto.com has partnered with Green Dot to expand its financial services to its U.S.-based users.

XXGLSY
Apr 27th, 2025
Books nourish the soul, reading illuminates growth - A side note on Green Company's "World Book Day" themed sharing session

On the occasion of the 30th World Book Day, Green Company successfully held a book-sharing session on April 27th, themed "Reading Nourishes the Soul, Reading Promotes Growth."

INACTIVE