Full-Time
Updated on 8/3/2026
Diversified insurer and health services platform
No salary listed
Noida, Uttar Pradesh, India
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UnitedHealth Group combines two platforms, UnitedHealthcare and Optum, to provide health insurance and health services. UnitedHealthcare offers medical, dental, and vision plans for individuals, employers, and government programs, including Medicare and Medicaid. Optum uses data, technology, and analytics to deliver pharmacy care, care management, and consulting to providers, payers, and government entities. The company earns revenue from insurance premiums and service fees, and aims to help people live healthier lives by expanding access to affordable, high-quality care and improving health outcomes through data-driven solutions.
Company Size
10,001+
Company Stage
IPO
Headquarters
Minnetonka, Minnesota
Founded
1980
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UnitedHealth Q2 profit jumps 55%, lifts full-year outlook. UnitedHealth reported second-quarter earnings from operations of $8.0 billion, up 55% from a year earlier on better margins, and raised its full-year adjusted profit forecast to $19.50 to $20.00 a share, according to its latest Form 8-K filing with the SEC. The Market Context in 60 Seconds * 01 UnitedHealth (unitedhealthgroup.com), the largest health insurer in the United States and the parent of the Optum health-services business, reported second-quarter 2026 earnings from operations of $8.0 billion, up 55% from a year earlier, and raised its full-year outlook, as chief executive Stephen Hemsley pointed to tighter cost and pricing discipline. * 02 The gain came almost entirely from margins, not growth: revenue was roughly flat at $112.0 billion, while the medical care ratio, the share of premiums spent on care, fell to 86.7% from 89.4% a year earlier. * 03 Adjusted earnings were $6.38 a share, up from $4.08, and the company raised its full-year adjusted forecast to a range of $19.50 to $20.00 a share, from about $17.75 set in January. * 04 The recovery came as membership shrank: UnitedHealthcare served 48.5 million people, down 525,000 from the prior quarter, and Medicare Advantage enrollment has fallen by 965,000 since the end of 2025. * 05 The question for the rest of 2026 is whether the margin recovery holds once a favorable $860 million reserve adjustment and other one-time items fade, and whether membership steadies. What UnitedHealth reported. UnitedHealth Group is the largest health insurer in the United States and, through its Optum arm, one of the country's biggest providers of health services and pharmacy benefits, ahead of rivals such as Elevance Health and CVS Health. For the quarter that ended June 30, 2026, it reported revenue of $112.0 billion, roughly flat from a year earlier, but earnings from operations of $8.0 billion, up 55%. Net earnings attributable to shareholders were $5.5 billion, or $6.04 for each diluted share, and adjusted earnings were $6.38 a share. On the strength of the quarter, the company raised its guidance for the full year. UnitedHealth Group, second quarter 2026 Total revenue Roughly flat vs $111.6B a year earlier Earnings from operations Up 55% from $5.2B a year earlier Adjusted EPS Up from $4.08 a year earlier Medical care ratio Down from 89.4%, the profit driver $19.50-20.00 Raised 2026 EPS outlook Up from about $17.75 in January Stock repurchased Through mid-July, $5B+ planned for 2026 The results matter because UnitedHealth spent the past year under unusual pressure, from a cyberattack at its Change Healthcare unit to federal scrutiny of its Medicare business and new leadership under chief executive Stephen Hemsley. A quarter of sharply higher profit and raised guidance is the clearest sign yet that the company is steadying itself. A margin story, not a growth story. The quarter's improvement came from cost control, not from selling more coverage. Revenue was essentially unchanged at $112.0 billion. What moved was the medical care ratio, the share of premium income paid back out as medical costs, which fell to 86.7% from 89.4% a year earlier. Because an insurer collects premiums up front and pays claims over time, a lower ratio flows almost directly to profit. UnitedHealth said the improvement reflected benefit design changes, better medical management, and more disciplined pricing, and was helped by $860 million of favorable development on prior claims. Membership, meanwhile, shrank. UnitedHealthcare served 48.5 million people, down 525,000 from the first quarter, and Medicare Advantage enrollment has fallen by 965,000 since the end of 2025 as the company stepped back from less profitable plans. Higher guidance and a push to rebuild trust. On the strength of the quarter, UnitedHealth raised its full-year 2026 adjusted earnings forecast to a range of $19.50 to $20.00 a share, up from the roughly $17.75 it guided to in January, and lifted its full-year cash flow outlook to about $24 billion. It repurchased $4.0 billion of stock through mid-July and expects to buy back at least $5.0 billion for the year. Alongside the numbers, the company detailed steps aimed at repairing its standing with patients and regulators: removing 30% of prior approval requirements by the end of 2026, voluntarily returning profits from its individual Affordable Care Act plans to about one million members, and committing $1 billion to its charitable foundation. Optum, its health-services arm, reported revenue of $65.7 billion and operating earnings of $4.0 billion. What to watch. 1. Whether the margin recovery holds. The medical care ratio of 86.7% was helped by $860 million of favorable reserve development that may not repeat. UnitedHealth guided to a full-year ratio of 88.1%, which implies higher medical costs in the second half. The next two quarters will show whether the improvement was durable or partly timing. 2. Whether membership stabilizes. The company is earning more from fewer members, having shed 525,000 in the quarter and 965,000 from Medicare Advantage since the end of 2025. Margins cannot rise forever without growth, so investors will watch whether enrollment steadies once the planned plan exits are complete. 3. How the reforms affect costs. UnitedHealth is cutting prior approvals, rebating Affordable Care Act profits, and adding transparency to its pharmacy business. These moves may rebuild trust, but they also touch the levers that drive profit. The coming quarters will show whether the company can repair its reputation without giving back the margin gains it just reported. Verified as of July 17, 2026.
AI investment, infrastructure and oversight reshape tech agenda. UnitedHealth plans to invest? billion in AI over 2026 and 2027, with executives citing a 2-to-1 return from automating manual processes and improving worker efficiency. The insurer says the technology can reduce friction for patients while lowering costs, underscoring how large enterprises are tying AI deployments to operational gains. India's digital infrastructure is scaling in response to rising demand from AI, cloud computing and data localisation. Knight Frank India said the country's data centre development pipeline has reached 8.33 GW across major markets, more than five times its current live capacity of 1.6 GW. Education platforms including Coursera, Eruditus, upGrad and Simplilearn are also reporting increased interest in generative AI, agentic AI and AI-led business transformation. Policy and governance pressures are intensifying around advanced models and devices. The US government has used export control laws to restrict foreign access to advanced AI models from Anthropic, while Donald Trump said he no longer views the company as a national security threat after it moved to block foreign access. In India, privacy experts are scrutinising Meta's AI glasses pilot in Gujarat over risks to users and bystanders, while Nixi has launched an AI-powered platform to improve security for .in domains. Originally reported by economictimes.indiatimes.com Read the source
Massachusetts accuses UnitedHealth unit of fraud. Jonathan Stempel, Reuters//June 3, 2026// In brief. * Massachusetts sued UnitedHealthcare, alleging more than $100 million in Medicaid overcharges. * State claims the insurer inflated patient diagnoses through an alleged upcoding scheme. * Lawsuit seeks repayment of overcharges plus triple damages under state law. * UnitedHealth denies wrongdoing and calls the allegations meritless. Massachusetts has sued a UnitedHealth insurance unit, accusing it of defrauding the state's Medicaid program, MassHealth, out of more than $100 million by making older patients appear more seriously ill than they actually were. Andrea Joy Campbell, the state's attorney general, on May 29 accused UnitedHealthcare Insurance of manipulating the health status of MassHealth members enrolled in its Senior Care Options plan in order to boost profit and advance its "growth-at-all-costs strategy." Campbell said the largest U.S. health insurer exaggerated diagnoses for patients 65 and older between 2015 and 2025 through a process known as "upcoding," and failed to reimburse MassHealth for overcharges. The lawsuit seeks to recoup overcharges and obtain triple damages. UnitedHealthcare operates in Massachusetts as UnitedHealthcare Community Plans of Massachusetts. In a statement, Eden Prairie, Minnesota-based UnitedHealth Group called the lawsuit "meritless," and said the attorney general "is simply wrong that Massachusetts seniors with complex care needs should not be receiving the support and services UnitedHealthcare is helping to provide." UnitedHealth has sought to rebuild investor confidence after the December 2024 killing of UnitedHealthcare's chief executive prompted broad public criticism of health insurers' practices. Lawsuit alleges false claims. Campbell's office said several former nurses reported that UnitedHealthcare encouraged upcoding, such as by diagnosing occasional headaches as migraines. The office also said UnitedHealthcare failed to reimburse MassHealth for overpayments after internal reviews found that many patients had been improperly diagnosed. In one instance, UnitedHealthcare allegedly overcharged MassHealth by $133,000 over five years for a patient who allegedly needed assistance with bathing, grooming and dressing as she managed Type 2 diabetes, hypertension and arthritis, but who actually "demonstrated complete independence" with help from Tylenol. "The state's managed care plans need to act in good faith on behalf of their members and the financial resources of our state's Medicaid program," Campbell said in a statement. "UnitedHealthcare knowingly violated these obligations by manipulating health assessments to increase its profits." The lawsuit in the Suffolk County Superior Court in Boston accuses UnitedHealth of submitting false claims, breach of contract and unjust enrichment.
North strengthens adviser growth focus with new Head of Business Development. North has appointed Kristen Lennis-Harvey as Head of Business Development and National Sales Manager, reporting to Kristine Goodwin, Director, Platforms Growth and Wealth Distribution. 18 May 2026 North has appointed Kristen Lennis-Harvey as Head of Business Development and National Sales Manager, reporting to Kristine Goodwin, Director, Platforms Growth and Wealth Distribution. The appointment reflects North's focus on backing advisers to grow stronger businesses - and support more clients to achieve better retirement outcomes. It follows the addition of eight New Business Managers to North's national sales team this year, as North continues to strengthen its distribution capabilities, expanding its footprint, and reinforcing its commitment to supporting the advice profession. Kristen brings more than 28 years' experience leading sales and distribution teams across financial services, life insurance, health and consultancy. She has a track record of building trusted partnerships, helping businesses scale, and turning strategy into commercial results. Kristine Goodwin, Director, Platforms Growth and Wealth Distribution at AMP, said the role is central to how North supports advisers as it continues to invest in the platform. "Everything we do at North is focused on helping advisers grow their businesses and deliver great outcomes for more clients." "That means working closely with advisers, understanding what they need day to day, and ensuring our investment in the platform supports the way advice businesses are evolving." "Kristen has built her career on creating high performing teams and strong partnerships that drive growth. That experience will be incredibly valuable as we continue to strengthen the way we support advisers." Edwina Maloney, Group Executive, Platforms at AMP, said advisers and their clients are at the centre of North's growth strategy. "Kristen's appointment reflects our commitment to continuing to invest in North and in the people who work closely with advisers to help their businesses thrive." Kristen Lennis-Harvey background: Kristen has most recently held senior national roles at healthtech company United Health Group (UHG) and insurer AIA Australia, where she was responsible for overseeing key client relationships, negotiating large commercial contracts, driving sales growth and ensuring strategic alignment. As General Manager - Customer at UHG, Kristen was responsible for driving growth through UHG's strategic partnerships in the insurance, legal, workers compensation and CTP sectors. Kristen has also served in National Account Manager roles at both Zurich Australia and Commonwealth Bank's CommInsure. Media enquiries. Adrian Howard (Media enquiries only) Daniel Paperny (Media enquiries only)
RAMS Inc. selected as a 2026 Psychiatric Service Achievement Award recipient by the American Psychiatric Association. April 10, 2026 San Francisco - RAMS, Inc. is proud to receive the 2026 Psychiatric Service Achievement - Bronze Award by the American Psychiatric Association (APA). The Psychiatric Services Achievement Awards recognize "creative models of service delivery and innovative programs" for people facing mental health challenges or disabilities. RAMS will be recognized alongside East Carolina University in partnership with United Health Group (Gold Award) and Nulton Diagnostic and Treatment Center (Silver Award) for their outstanding contributions to improving access to care for diverse populations at the APA Annual Meeting in San Francisco on Wednesday, May 20, 2026. Founded in San Francisco's Richmond District in 1974, RAMS is a non-profit mental health organization offering comprehensive services that aim to meet the behavioral health, social, vocational, and educational needs of the diverse communities of the San Francisco Bay Area, with expertise in serving Asian & Pacific Island Americans and Russian-speaking populations. RAMS received the Bronze Award for its community-centered mental health and wellness services across San Francisco and Alameda counties. Programs including the RAMS' Street Crisis Response Team (SCRT) reflect this work in practice. Since 2020, RAMS SCRT has partnered with San Francisco city departments to provide citywide, 24-hour, peer-based crisis intervention and community-focused care for individuals experiencing behavioral health crises and substance use challenges. Through January 2026, SCRT has responded to more than 71,454 calls, helping de-escalate crises and connect individuals to medical care, treatment services, and emergency shelter. This work is further strengthened by RAMS' Peer Specialist Mental Health Certificate Program, which provides a State of California-certified training program. To date over 500 students completed the program and thousands of participants enriched their skills as counselors, case managers, outreach workers, advocates, and in other peer provider roles. RAMS CEO Angela Tang shared, "Being recognized by the APA affirms what we see every day in our communities, that accessible, person-centered care changes outcomes. This work is about meeting people where they are and building trust so support is truly meaningful. We are honored to stand alongside partners and communities who make this possible." Additional Award Background: For over 75 years, the Psychiatric Services Achievement Awards have recognized programs that make significant contributions to the field of mental health. Nominees are evaluated based on innovation, effective use of resources, commitment to quality improvement and measurable outcomes, as well as their ability to overcome obstacles, engage multidisciplinary teams, and involve consumers and families in care. Recipients are selected through a structured review process, with final approval by the Joint Reference Committee and the APA Board of Trustees For media inquiries or interview requests, please contact: Domenica Giovannini, RAMS Director of Development & Communications [email protected]