Full-Time

Auto Appraiser

Field

Posted on 8/21/2026

United Auto Insurance

United Auto Insurance

201-500 employees

Non-standard auto insurance for high-risk drivers

No salary listed

Lakeland, FL, USA + 1 more

More locations: Tampa, FL, USA

Hybrid

Remote within the Tampa/Lakeland area; field claims in the Orlando area are required.

Bachelor's, Associate's

Category
Operations & Logistics (1)
Required Skills
Microsoft Office
Xactimate
Customer Service

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Requirements
  • A high school diploma or equivalent is required.
  • At least 2 years of experience in property or auto damage appraisal is required.
  • A presentable and reliable vehicle suitable for daily field work is required.
  • Proficiency with estimating software such as CCC One, Audatex, Xactimate, or similar is required.
  • Strong knowledge of Texas insurance and repair laws is required.
  • A valid driver's license and ability to travel within the assigned territory are required.
  • Proficiency in claims management software and Microsoft Office Suite is required.
  • The ability to manage a high volume of cases with attention to detail and accuracy is required.
  • Strong organizational skills and the ability to prioritize and manage multiple tasks effectively are required.
Responsibilities
  • Inspect and appraise damaged property, primarily automobiles, either in person or virtually depending on the assignment.
  • Prepare detailed, itemized repair estimates using industry-standard software such as Audatex/Qapter, CCC One, Xactimate, and Mitchell.
  • Determine repair-versus-total-loss thresholds and recommend next steps.
  • Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters.
  • Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes.
  • Ensure compliance with all state regulations, company guidelines, and ethical standards.
  • Maintain accurate records and documentation for claims handling.
  • Stay up to date on Texas repair laws, materials pricing, and appraisal practices.
Desired Qualifications
  • An associate’s or bachelor’s degree is preferred.
  • A Florida All-Lines Adjuster License, or the ability to obtain one within 60 days, is preferred.
  • Excellent communication, negotiation, and customer service skills are preferred.
United Auto Insurance

United Auto Insurance

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United Auto Insurance provides low-cost auto coverage tailored for drivers who don’t qualify for standard insurance. It focuses on non-standard auto insurance and sells through a network of independent agents. Its products are priced to meet the needs of higher-risk drivers and are distributed via agent portals that streamline quoting and selling for agents. The company differentiates itself through its long-time focus on the non-standard market, its private ownership, and its use of technology to empower agents, plus a strategic expansion from Florida to Illinois and later toward Texas. Its goal is to grow its market presence in non-standard auto insurance, strengthen its financial position, and expand into more states by supporting its core markets with additional capital and scalable distribution.

Company Size

201-500

Company Stage

Seed

Total Funding

$45M

Headquarters

Miami Gardens, Florida

Founded

1989

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Simplify Jobs

Simplify's Take

What believers are saying

  • Guidewire Cloud cut claims IT friction and supports faster product iteration.
  • UAIC still serves Florida and Texas non-standard drivers with durable demand.
  • Weiss Ratings noted excellent liquidity and operational cash flow in October 2025.

What critics are saying

  • AM Best downgraded UAIC on 2026-03-03, signaling weakening financial resilience.
  • BBB complaints and reviews cite delayed claims, poor communication, and service failures.
  • Negative cash flow and deficient reserves threaten a claims-paying crisis within 12 months.

What makes United Auto Insurance unique

  • UAIC built a non-standard auto niche from Miami Gardens since 1989.
  • Guidewire Cloud migration in 2024 modernized claims across all operating states.
  • Independent-agent distribution and decades-old agent portals deepen switching costs.

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Benefits

Health Insurance

Vision Insurance

Dental Insurance

401(k) Company Match

Paid Vacation

Paid Holidays

Flexible Spending Accounts

Life Insurance

Disability Insurance

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

21%

1 year growth

21%

2 year growth

21%
Business Wire
Mar 27th, 2024
United Automobile Insurance Company Implements Guidewire Cloud To Modernize Claims It Operations

MIAMI GARDENS, Fla. SAN MATEO, Calif.--(BUSINESS WIRE)--United Automobile Insurance Company (UAIC), one of the largest privately-held, family-owned property and casualty insurance companies in the United States, and Guidewire (NYSE: GWRE) announced that UAIC successfully migrated Guidewire ClaimCenter from an on-premise environment to Guidewire Cloud to power and simplify its claims and related IT operations. The company implemented ClaimCenter on Guidewire Cloud to its commercial and personal automobile lines of business in all of the states where it operates. “We implemented ClaimCenter on Guidewire Cloud as part of a multi-phase digital transformation strategy. We’ve been an on-premise ClaimCenter customer since 2008 and are familiar and happy with the system, so it made sense to migrate to a best-in-class, unified, cloud-enabled software platform,” said UAIC Chief Information Officer Parvin Kumar. “A software as a service (SaaS) model like Guidewire Cloud has helped us to automate and shape our business more effectively

Dig-in
Aug 5th, 2022
Cloverleaf Analytics partnered with Citizens United Reciprocal Exchange on Jul 5th 22'.

Cloverleaf Analytics, an insurance intelligence solutions company, recently announced partnerships with auto insurance carriers United Automobile Insurance Company and Citizens United Reciprocal Exchange (CURE).

II Reporter
Jul 1st, 2022
Cloverleaf Analytics signs new client United Automobile Insurance Company

United Auto chose Cloverleaf because of the company’s ability to integrate with both the Company’s in house Policy Management System and Guidewire ClaimCenter, enabling advanced insights regarding quote, policy, and claims enterprise data in real-time, according to the vendor statement.