Full-Time

Senior Product Manager

Highbeam

Highbeam

AI-powered banking and finance platform for consumer brands

Compensation Overview

$170k - $220k/yr

+ Equity

New York, NY, USA

In Person

Role based in NoHo, Manhattan, NYC office; in-person on-site required.

Category
Product
Required Skills
LLM
Product Management
Quality Assurance (QA)
Requirements
  • 4-6 years PM experience; early-stage operator (PM #1–5 at Series A–C)
  • Comfortable with AI tools for iteration and product validation
  • Has built AI/LLM products as the core experience
  • Strong product builder: writes specs, QA’s builds, ships end-to-end
  • High velocity, comfortable shipping weekly in ambiguous environments
  • Deep customer development instincts (regular user conversations, synthesis)
  • Strong product taste, especially in workflow + UX simplicity
  • Background in fintech or vertical SaaS (Ramp, Brex, Mercury, etc.)
  • Bonus: engineering background
Responsibilities
  • Own the Intelligence product surface across banking, bill pay, cards, and treasury
  • Define how AI shows up in financial workflows (automation vs control, trust, explainability)
  • Ship core agentic workflows (e.g., automated AP, treasury optimization, anomaly detection)
  • Drive weekly product velocity: specs → build → QA → launch
  • Run continuous customer insight loops and translate them into product decisions
  • Own 0→1 product definition in ambiguous areas
  • Drive adoption and monetization, not just launches: ensure workflows are actually used
  • Improve speed of iteration across product (faster cycles, tighter feedback loops)
  • Contribute to product narrative + positioning
Desired Qualifications
  • You love working in-person with a high-performing team
  • You enjoy working in an idea-meritocratic, low-ego environment
  • You are proactive and self-directed, and you excel in ambiguous, fast moving environments
  • You care about delivering a polished customer experience
  • Bonus: You have experience working in fintech, AI or early-stage startups

Highbeam operates a financial technology platform built for consumer and e-commerce brands, combining banking, capital, and finance operations in one system. Its offerings include FDIC-insured business banking through partner Thread Bank, revolving credit lines and cash advances, corporate cards with cash-back or extended terms, automated bill pay, and ad spend management, all supported by Highbeam Intelligence, AI agents that automate treasury, scenario planning, and bookkeeping. What sets Highbeam apart is its focus on founder-run brands underserved by traditional banks, pairing modern software with financial expertise and lending partners. The goal is to give founders real-time visibility and control over cash flow so they can grow sustainably.

Company Size

N/A

Company Stage

Series A

Total Funding

$3.1M

Headquarters

Chicago, Illinois

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • AI agents reduce manual finance work for ecommerce and omni-channel brands.[1][4]
  • Integrated products can deepen workflows and expand monetization per customer.[2][3]
  • A profitability-focused command center fits brands needing real-time cash control.[2][5]

What critics are saying

  • Credit exposure rises if ecommerce borrowers default or margins compress.[4]
  • Thread Bank dependence creates a single point of failure for core operations.[2]
  • Larger fintech platforms can bundle similar products and squeeze pricing.[2][6]

What makes Highbeam unique

  • Highbeam positions itself as an agentic finance platform for consumer brands.[1][2]
  • It combines banking, capital, cards, bill pay, and cash management.[2][12]
  • Its agents automate reconciliation, treasury, reporting, and scenario planning workflows.[1][2]

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Comprehensive health & benefits package

Stipends for lunch, commute, wellness, and purchasing customer products

Generous PTO

Remote Work Options

Hybrid Work Options

Flexible Work Hours

PTO/vacation

Unlimited Paid Time Off

401(k) Retirement Plan

401(k) Company Match

Stock Options

Company Equity

Professional Development Budget

Conference Attendance Budget

Wellness Program

Mental Health Support

Gym Membership

Phone/Internet Stipend

Home Office Stipend

Family Planning Benefits

Fertility Treatment Support

Adoption Assistance

Parental Leave

Paid Holidays

Paid Sick Leave

Vacation

Meal Benefits

Relocation Assistance

Employee Referral Bonus

Tuition Reimbursement

Training Programs

Mentorship Program

Employee Discounts

Commuter Benefits

Health Savings Account/Flexible Spending Account

Life Insurance

Disability Insurance

Dental Insurance

Vision Insurance

Remote Work Options

Hybrid Work Options

Company News

ClearCompany
Nov 26th, 2025
Clearco Partners with Highbeam to Streamline Strategic Funding and Banking for Ecommerce Brands

Clearco partners with Highbeam to streamline strategic funding and banking for ecommerce brands. Building a winning brand is harder than ever. Markets move quickly, costs continue to rise, and growth now requires financial decisions that depend on clear, real-time visibility. Yet many founders are operating with tools that were not built for the pace or pressure of today's environment, which makes managing cash flow and planning for inventory even more challenging. Cash flow pressure adds another layer of complexity. Brands often need capital to cover today's expenses and upcoming inventory, while much of their cash is still tied up in past orders that have not yet converted into sales. Enter Clearco. Traditional banking platforms do not provide the live insights, higher yields, sweeps, or transparent fees that modern DTC brands need to stay ahead. Enter Highbeam. The Highbeam and Clearco partnership was created to solve these cash flow challenges by giving founders real-time financial visibility and efficient non-dilutive capital in one connected system that supports growth without friction. Building a connected financial ecosystem for ecommerce growth. Highbeam and Clearco share a mutual goal: to bridge the gap between banking and growth capital by building a connected financial ecosystem tailored to the needs of modern consumer brands. Together, Clearco is making it easier for businesses to run their operations efficiently while staying fully in control of their equity and operations. Clearco's ecommerce working capital seamlessly provides brands with the funding they need to seize growth opportunities rather than stall their momentum. By redefining how ecommerce founders access capital, together with Highbeam's AI-powered financial control centre, Clearco is proud to connect smarter banking with fast, flexible funding so you can grow your business with the insights and tracking needed to scale. Highbeam's banking built for consumer brands, delivering up to 3.52% annual percentage yield, integrates directly with the 10,000+ businesses that trust Clearco. Highbeam's automated treasury sweeps ensure brands are earning the most yield possible everyday. Clearco is excited to give founders a smarter financial stack with flexible funding options for scaling, AI-driven insights, and real-time visibility that work together to maximize returns. One hub for banking and growth funding. Growing a brand means constantly shifting gears. From go-to-market to ops to product, founders are constantly moving. Managing finances shouldn't slow that momentum. That's why Clearco and Highbeam built one connected hub. Highbeam delivers zero-fee banking with high-yield accounts that put idle cash to work. Highbeam also provides brands with 13-week cash flow sheets that provide them with visibility into their finances. Clearco provides flexible, founder-friendly capital that moves with your revenue with no rigid terms. This strategic partnership gives founders and operators a single place to: * Track earnings, runway, and remittances in real time * Set up auto sweeps to maximize earnings * Access capital quickly for inventory, marketing, launches or viral moments * Keep cash working harder with tools built for ecommerce scale * Strategically manage cash flow Highbeam powers the banking. Clearco powers the growth. One platform. One financial ecosystem. Empowering smarter growth calls with real-time clarity. In ecommerce, every decision shapes momentum. Whether you're planning a product launch or managing seasonality, the strength of your financial insights can determine the outcome. Clearco and Highbeam are focused on more than access and speed. Clearco is helping founders make sharper, more confident decisions by combining real-time visibility with capital that's ready when needed. Highbeam's platform surfaces what matters most: cash flow trends, burn rate, and performance metrics. Clearco complements that visibility with flexible funding that supports action, not delay. This integrated approach gives founders the financial tools to actively grow your business and reach new heights with a clearer, faster path to scale and no second-guessing your next move. Simplifying finance, strengthening growth. Clearco and Highbeam were built to help founders move faster with fewer roadblocks. Now, together, Clearco is removing the friction between banking and capital by delivering one intelligent, connected system for ecommerce finance. No equity dilution. No hidden fees. Just high-yield banking with auto-sweeps, real-time insights, and flexible non-dilutive capital designed to keep pace with your brand's growth. Whether you're prepping for peak season or mapping your next product launch, Clearco and Highbeam give you the visibility and funding to scale with confidence. Ecommerce

AlleyWatch
Sep 10th, 2025
Octane Raises $24.5M for Financing Platform

Octane, a financing platform for powersports equipment, has secured $24.5 million in funding, as reported in a recent SEC filing.

TechCrunch
Feb 11th, 2023
BNB Chain is doubling down on web3 gaming | TechCrunch

Highbeam, a startup that provides banking features, credit and cash flow insights to e-commerce customers, today announced that it raised $10 million in debt from TriplePoint as it looks to expand ...