Full-Time

Software Engineer

Infrastructure

Updated on 7/23/2026

Thought Machine

Thought Machine

501-1,000 employees

Cloud-based core banking and payments platform

No salary listed

London, UK

In Person

Category
Software Engineering (1)
Required Skills
Kubernetes
Microsoft Azure
Python
Grafana
Github Actions
Apache Kafka
Postgres
opentelemetry
Docker
AWS
Go
Prometheus
Jenkins
CircleCI
Google Cloud Platform

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Requirements
  • A degree in Computer Science, Engineering or a similar technical field
  • 3-5 years of hands-on experience
  • Experience developing production-ready infrastructure management tooling with either Python or Golang
  • Familiarity with at least one of the following: Observability Tools (e.g. Prometheus, OpenTelemetry, Grafana); Databases (e.g. Postgres, DuckDB); Event Streaming platforms (e.g. Kafka); Container Orchestration (e.g. Docker, Kubernetes)
  • Familiarity with cloud platforms such as AWS, Azure or GCP
  • Experience with CI/CD systems (e.g. Jenkins, CircleCI, GitLab, GitHub Actions)
Responsibilities
  • Support the engineering team in building reliable, scalable applications
  • Help design and build tools to make our services scalable and highly available, automating wherever possible
  • Develop observability and orchestration tooling to allow our customers to monitor and manage their deployments
  • Contribute to disaster recovery, backup and redundancy tooling and strategy
  • Assist in improving the quality of our codebase by building new tools and processes
Desired Qualifications
  • Experience supporting production systems in high-consistency transactional environments

ThoughtMachine provides a cloud-based platform for banks to design, deploy, and manage financial products and payment systems. Its Vault Core is a cloud-native core banking system that banks can host with their chosen provider and customize via a library of over 200 preconfigured products. Vault Payments handles all payment types and regions and connects to core offerings, enabling full payment life-cycle control. Built with an API-first architecture and pre-integrated smart contracts, the platform avoids legacy code and charges banks for using the platform and services.

Company Size

501-1,000

Company Stage

Late Stage VC

Total Funding

$619.1M

Headquarters

London, United Kingdom

Founded

2014

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Simplify Jobs

Simplify's Take

What believers are saying

  • Revenue surpassed $100M in 2025 with 57% YoY growth, driven by multi-year tier 1 bank migration commitments.
  • ARR crossed $100M in Q2 2026, supported by long-term contracts and predictable revenue model enabling sustained profitability path.
  • Positive free cash flow achieved in 2025 H2, with 30+ country client base and new offices in Lisbon and Miami expanding market reach.

What critics are saying

  • Smart Contract language lock-in in Python forces costly expertise acquisition, accelerating 45-60% churn to Temenos or Mambu within 9-15 months.
  • Limited legacy migration tooling compared to Oracle FLEXCUBE causes multi-month delays for tier 1 migrations, threatening $100M+ ARR commitments in 12-18 months.
  • Temenos' dominance in 68+ banks and superior migration tooling displaces Thought Machine from US Senate Federal Credit Union and GBC deals, cutting $20M expansion revenue in 6-12 months.

What makes Thought Machine unique

  • Vault is built from scratch as cloud-native with no legacy code, enabling full cloud optimization and real-time operations.
  • Smart Contracts allow banks to define any financial product via code without modifying platform core, granting full control over product logic.
  • Leading tier 1 bank dominance with 18 global institutions and 68 total clients, far exceeding next-gen competitors' enterprise footprint.

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Benefits

Health Insurance

Vision Insurance

Dental Insurance

Paid Vacation

Unlimited Paid Time Off

401(k) Company Match

Health Savings Account/Flexible Spending Account

Stock Options

Commuter Benefits

Life Insurance

Disability Insurance

Parental Leave

Flexible Work Hours

Meal Benefits

Professional Development Budget

Growth & Insights

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-1%