Southeast Toyota Finance is an automotive captive finance company which originates and services vehicle retail & lease contracts for Toyota dealers in Alabama, the Carolinas, Florida, and Georgia. The Portfolio Finance team’s main responsibilities include forecasting and analyzing portfolio profitability (retail & lease), as well as developing and executing pricing strategies.
The Portfolio Finance department’s primary responsibilities include collaborating with Southeast Toyota Distributors and our dealer partners to develop and execute pricing strategies for retail & lease products. The team also develops & monitors discounted cash flow models to forecast and analyze portfolio profitability trends, making recommendations to adjust model assumptions and/or strategies when necessary. In doing so, the team works closely with multiple stakeholders (both internal and external) to understand and account for asset financing, risk, operating costs, and the competitive environment. The team monitors the US Treasury rates and futures market as it relates to cost of debt and equity assumptions, while also tracking SETF contract volume and Southeast Toyota Distributors vehicle sales. The team presents portfolio/program performance and the profitability forecast to the SETF leadership team. If you are passionate about finance and thrive in a collaborative environment, we invite you to join our team and make a meaningful impact on our organization’s success.
Preparing and delivering quality and timely monthly reporting with value-added commentary on retail & lease portfolio results
Generating monthly profitability forecasts for the retail & lease portfolio
Building and manipulating dynamic discounted cash flow (DCF) models
Utilizing cash flow and portfolio valuation models on consumer retail and/or lease portfolio receivables
Financial forecasting and budgeting variance analyses
Analyzing actual results and monitoring and reporting on variances
Data mining, cleansing and analyzing
Producing and presenting scenario-based pricing strategies
Assisting in preparing presentations on new or existing programs
Preparing ad hoc reports upon request
Collaborating with various departments on successful implementation and tracking of programs
Bachelor’s degree in Finance/Accounting/Mathematics or related field of study required
1-3 years of financial analysis experience (or graduate degree [MSF/MBA])
Advanced Excel experience (Pivot Tables, Macros, etc) is critical and knowledge of SAS, Power BI and Tableau is preferred
High level of proficiency in MS Office Suite of products
Thorough understanding of financial analysis and concepts, curious mindset and a desire to challenge the status quo with an innovative approach
Proficient in analyzing and solving problems with limited direction
Strong verbal and written communication skills with the ability to effectively communicate with all levels of associates
Motivated self-starter, skilled and comfortable with multitasking
Ability to think big picture and generate and present thoughts to upper management
Excellent organizational skills and attention to detail
Ability to be flexible and work under strict deadlines with minimal supervision
Ability to take ownership of deliverables and processes
Eligible to work in the U.S. Please note, United States work visa sponsorship is not available for this position.
This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family’s Talent Acquisition department at [email protected] for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.