Senior Casualty Claims Examiner Construction Defect

Managing risk and reputation in britain's potato industry. Why? Free to subscribe, no paywall, daily business news digest. Potato growing has always been a game of odds - but as weather patterns grow more volatile and markets more uncertain, managing risk is becoming an essential part of the business. At a recent GB Potatoes webinar, Cutting the Odds: Managing Risk in Potato Production, industry representatives explored innovative ways to protect growers across the supply chain. GB Potatoes chair Alex Godfrey, joined by Blair Richardson, CEO and President of Potatoes USA, and Rory Gibson, Scottish regional director at insurance specialists Howden, led the discussion. Together, they outlined the evolving risks facing growers and the strategies from insurance to communications being used to secure the crop's future. Weatherproofing potato production Potatoes are among the most weather-sensitive of crops, and as Rory Gibson explained, unpredictable conditions are becoming an ever-greater threat. Howden has now introduced a new parametric protection policy for GB Potatoes members - an insurance model designed to react to measurable weather events rather than traditional perils like fire or theft. "Increasingly extreme and unpredictable weather patterns are making traditional insurance harder to obtain," Gibson said. "With reduced subsidies and uncertain crop returns, growers need new ways to safeguard their income." Unlike standard insurance, which relies on loss assessments, parametric cover triggers payouts automatically once predefined weather thresholds are met - such as 20 millimetres of rain within a set period. Payments can be made in as little as 24 hours, or within two months at most. Coverage typically focuses on heavy rainfall during harvest rather than drought, measured via satellite data and local weather stations. The scheme runs between 15 August and 15 November, offering three event types: short, intense rainfall (three-day events), medium-term rainfall (ten-day events), and cumulative rainfall over the full harvest period. On average, growers are insuring around £5,000 per hectare - worth roughly £259/ha in premiums, or just over £5 per tonne. While UK growers grapple with production risk, their US counterparts have long faced another challenge: battling misperceptions about potatoes themselves. Blair Richardson of Potatoes USA shared how a sustained investment in research has reshaped the crop's reputation. "Fifteen years ago, very little credible research existed on potato nutrition," Richardson said. "Stereotypes like 'couch potato' dominated media narratives." Since 2010, Potatoes USA has invested between $2-2.5 million annually in nutrition science, totalling over $30 million to date. This evidence base allows them to respond swiftly when inaccurate claims spread online - particularly on platforms like TikTok and Instagram, where misleading nutrition content remains widespread. "Our health-focused messaging, including the line 'potatoes are real food, real performance,' has gained real traction globally," Richardson said. "It reflects the power of proactive investment in science and communication." GB Potatoes has already begun working with Potatoes USA to adapt and share nutritional messaging for UK audiences, supporting a stronger, evidence-based narrative about potatoes as a nutritious, sustainable, and versatile food source. A collaborative approach to risk management For GB Potatoes, managing risk extends beyond the farm gate. Chair Alex Godfrey highlighted the organisation's five core aims: * Building collaboration across the supply chain * Horizon scanning for emerging challenges * Lobbying on policy and research priorities * Promoting the UK potato industry through media engagement * Connecting members with cutting-edge technical expertise Ongoing collaborations with groups such as the Horticultural Crop Protection Forum and the National Potato Innovation Centre are helping align research and lobbying efforts. A joint London summit this summer will showcase the crop's economic and environmental significance to policymakers. Residual AHDB funding of £1.8 million is enabling the continuation of vital programmes like Fight Against Blight, aphid monitoring, and CIPC residue studies - though these initiatives will soon need self-financing. Another key success, said Godfrey, is the CiC-START PhD programme, a collaboration with the Scotch Whisky Research Institute that has secured funding for 24 potato-focused PhD positions. GB Potatoes is also investing in the industry's future workforce through its Potato Industry Development Programme, which connects new entrants with leading industry partners including Haith, McCain, Branston and AKP, with upcoming visits planned to Scotland and London. To find out more about GB Potatoes and membership opportunities, visit www.gb-potatoes.co.uk.

Howden insures the success of the Cyprus Shipping Rally 2026. Howden is proud to sponsor the Cyprus Shipping Rally 2026, reinforcing its longstanding commitment to the maritime and shipping sector. As one of the world's leading specialist insurance brokers, Howden provides tailored insurance and risk management solutions to businesses across 50+ countries, with over 23,000 employees and $50 billion in premium under management. Its expert marine teams understand the unique risks and complexities of the shipping industry, delivering bespoke coverage and advisory services to shipowners, operators and maritime businesses worldwide. The Cyprus Shipping Rally brings together the island's dynamic maritime community, and Howden is honoured to play a role in making it happen. When it comes to navigating risk - on the road or at sea - Howden is there.

Howden buys Hymans Robertson's insurance and financial services consulting team. Howden will acquire the insurance and financial services consulting team from Hymans Robertson for an undisclosed sum. This transaction will see Howden launch its own insurance, actuarial and longevity business, known as Howden IAL. This will be run by this specialist team of 30 from Hymans Robertson, alongside actuarial and longevity experts from Barnett Waddingham, which Howden acquired last year. In total the new division will have around 90 specialist consultants, increasing Howden's capacity to support insurers across the full spectrum of actuarial and longevity needs. Hymans Robertson confirmed that this transaction will have no impact on its pensions business, including its risk transfer, DC consulting, actuarial and TPA divisions, or its wider retail wealth businesses including its Club Vita division. Howden has been expanding significantly in recent years. As well as the BW acquisition in 2025, it also bought the employee benefits consultancy division of Evelyn Partners at the end of last year. Howden says this new unit combines will offer insurers support on pricing, capital allocation, reserving, risk and investment strategy, model validation, ALM and the management of longevity risk. It adds that the team's experience will enable insurers to navigate increasingly complex regulatory, capital and market environments with more confidence and stronger specialist support. It adds that the formation of Howden IAL expands the range of markets and clients served across its global platform. It says this supports the group's ambition to build a market-leading insurance advisory capability with international reach. Howden CEO and global practice leader, health & employee benefits Glenn Thomas says: "By bringing together BW's longstanding insurance actuarial capability with the Hymans Robertson IFS team's proven expertise in delivering strategically critical projects, Corporate Adviser is creating a best-in-class advisory proposition for clients. "This move is not just about capability; it is also about people. By uniting two high-quality teams, we are investing in their long-term development and strengthening our ability to support clients with deeper insight and a more distinctive proposition." Jon Hatchett, senior partner, Hymans Robertson adds:"Corporate Adviser is confident that the newly formed team's combined skills and Howden's global reach will deliver a broader service offering for insurance clients. "At Hymans Robertson, as an independent partnership, and Club Vita, we'll continue to focus on our long-term plans across the pensions, risk transfer, investment and retail wealth markets, where we see great opportunities for innovation with our clients." Scott Eason, managing partner, Howden Insurance Actuarial & Longevity says: "By uniting two outstanding teams, we are creating an advisory capability with the breadth and depth to support every critical client need across the insurance landscape."