Enterprise Risk Management Consultant

Salary Range: $85,000 - $125,000

Job Posting End Date: November 18, 2026

We’ve Got You Under Our Wing

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way.

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com.

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Work Designation.Depending on your location within the continental US, this role may be hybrid or remote.

• If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. 
• If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

What does it take to be successful at Aflac?

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

What does it take to be successful in this role?

• Excellent analytical, problem solving, and research skills

• Solid knowledge and understanding of risk management frameworks

• Strong Microsoft Excel, PowerPoint, and Word skills

• Excellent presentation, oral, written, and interpersonal communications skills to effectively interact with all levels of management; ability to maintain professionalism

• Ability to collaborate with business unit customers, business partners, and all levels of leadership to deliver results

• Ability to lead and work on multiple projects in a time constrained environment

• Enterprise Risk Management Competencies
• Technical Knowledge & Skill - Performs data analysis with minimal supervision and direction. Possesses advanced analytical skills and mature knowledge of risk concepts and processes. Often provides suggestions on new/improved processes. Begins to coach others.
• Communication - Clearly conveys information & ideas to individuals & groups through a variety of communication methods. Listens effectively & able to clarify & synthesize information from multiple sources. Chooses an appropriate & effective way to communicate to different audiences in diverse situations.
• Personal Effectiveness & Development - Displays self awareness & conscious of the implications of interactions with others; takes personal responsibility for improving oneself through use of resources.
• Impact - Takes pride in your work & strives for excellence to achieve the best possible results for the company. Brings value to the company through ideas and work product.
• Teamwork - Establishes & maintains respectful, cooperative, collaborative, & productive working relationships with informal & formal teams to accomplish goals.
• Business Knowledge & Acumen - Maturing knowledge of the business. Begins to mentor/advise others on business practices. Frequently suggests new ways of performing tasks based on previous experience. Knows key stakeholders and organizational hierarchy.
• Project Management - Effectively leads projects independently, however, seeks partnerships and direction from manager and others. Begins to mentor others in the competency. Ability to suggest changes and improvements to processes.
• Influencing - Interprets business and technical data in a way that influences key decision makers/stakeholders. Participates in and occasionally leads discussions in order to drive key business decisions. Begins to show ability to build consensus among a group in order to achieve objectives.
• Decision Making - Understands impact of data on business decisions and raises concerns in a timely manner. Ability to make effective business decisions with minimal guidance from manager and others. Begins to inform others to guide decision making.
• Values Driven - Interacts with others in a way that gives them confidence in one's intentions. Listens with respect and objectivity even when others' opinions conflict with one's own. Adheres to standards of professional conduct.
• Talent Management & Development - Effectively coaches peers or subordinates; delegates work appropriately; helps develop team capabilities and shares knowledge; builds positive relationships.

Education & Experience Required

• Bachelor's Degree in Risk Management, Actuarial Science, Business Management, Finance, Accounting, Economics, or a related business discipline
• 6 years of professional risk management related experience with demonstrated proficiency and understanding of the principles of enterprise risk management

Or an equivalent combination of education and experience

Education & Experience Preferred

• MBA
• Certified Risk Manager (CRM), Associate in Risk Management (ARM), Certified Risk Management Professional (RIMS-CRMP), Financial Risk Manager (FRM), Project Management Professional (PMP) or other risk/project management or financial designation
• Insurance or Financial Services Industry

Travel

Less than or equal to 10%

Principal Duties & Responsibilities

• Works closely with management to facilitate the organization's ERM process and serves as a business-focused, value-added partner to the business units to support 1st Line of Defense and 2nd Line of Defense activities to mature enterprise risk management programs.

• Plans and leads annual and ad-hoc risk assessments across the organization, collaborating with local risk teams where appropriate.

• Works, as appropriate, with ERM Program leads, business unit and function leaders, internal audit, and compliance to enhance identification, assessment, monitoring and reporting for ERM programs by gathering data and assisting in the development of risk reports.

• Coordinates and leads initiatives regarding enterprise risk policies and practices; analyzes with the local risk teams (including Japan ERM, USRM, GIRM) to ensure a cohesive and complimentary structure is maintained and communication is consistent across Aflac U.S., GI and Aflac Japan ERM policies and procedures.

• Provides oversight ensuring that appropriate internal controls and practices are in place within business units to ensure compliance with risk policies.

• May actively participate on various Aflac risk committees or represents risk on other committees; may serve as coordinator or secretary for risk committees where needed.

• Actively participates on cross-functional working groups covering multiple risks areas such as operational risk (i.e. model risk, third-party risk, compliance risk, etc.), market risk, credit risk, insurance, strategic risk or other project related risks.

• May develop an annual Own Risk and Solvency Assessment (ORSA) and summary report, preparing periodic summary and comprehensive reports on the company's key risks, reviewing and updating company policies and procedures, and proactively researching and monitoring the industry for trends, risk related strategies, and potential improvement.

• Leads the analysis of risk events, including the identification of the root cause that has led to their occurrence and helps to develop a remediation plan; evaluates existing risk measurement methodologies and presents results and recommendations to management.

• Provides oversight ensuring that appropriate internal controls and practices are in place within business units to ensure compliance with risk policies.

• Leads efforts and/or gathers risk management data, where appropriate, for risks facing the organization in order to communicate to senior management.

• Assists analysts and business units with the development of risk metrics, limits, and tolerances for key risks by recommending best practices and providing education, training, etc.

• Works closely with other areas of Aflac to embed a culture of risk management practices and problem-solving; recommends best practices and leads initiatives to communicate; solves complex problems; takes a broad perspective to identify solutions.

• May leverage current industry best practices to understand Climate and ESG risks, and work to identify and implement continuous program improvement opportunities.

• Builds effective working relationships with the key business stakeholders and risk owners; serves as a risk management advisor on key projects/initiatives and provides risk management education to the business units.

• Serves as a resource for less-experienced team members using broad knowledge, experience and tools to assist in the attainment of department/organizational goals.

• Performs other related duties as required.

Total Rewards

The salary range for this job is $85,000 - $125,000. This range is specific to the job and salary offers consider a wide range of factors that are considered in making compensation decisions, including, but not limited to: education, experience, licensure, certifications, geographic location, and peer compensation. The range has been created in good faith based on information known to Aflac at the time of the posting.

At Aflac, it is not typical for an individual to be hired at or near the top of the range for the role to allow for future and continued salary growth, and compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate.

In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock.  On an annual basis, you’ll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.