Full-Time

Card Operations Analytics Manager

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Fintech
Financial Services

Senior

Charlotte, NC, USA + 1 more

More locations: Wilmington, DE, USA

Hybrid position requiring in-office presence in Wilmington, DE or Charlotte, NC.

Category
Financial Planning and Analysis (FP&A)
Finance & Banking
Required Skills
Data Analysis
Requirements
  • 5+ years of experience required in analytics roles with exposure to credit cards and/or fintech
  • Deep knowledge and expertise of using analytical tools and techniques to drive business outcomes
  • Knowledge of consumer-lending best practices, including the use of advanced statistical techniques and data sources
  • Strong communication, interpersonal and negotiation skills to achieve business objectives
  • Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines
  • Innovative and capable of developing a highly analytical approach to solving problems
Responsibilities
  • Provide analytics support, including creating reports and dashboards, which enable optimization of operational efforts and decisions
  • Build exception reports to serve as the foundation of first line of defense risk and control efforts
  • Work closely with Head of Operations and broader analytics team to identify expense optimization opportunities across communication channels, customer management strategies, and supplier billing practices
  • Create analytical frameworks that enable use of data & testing to increase operational efficiency
  • Demonstrates the ability to balance strategic thinking and operational delivery
  • Excellent communication skills and ability to influence leaders and peers across the organization
  • Ability to synthesize insights across different sources into a comprehensive and holistic strategy
  • Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology
  • Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving result

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.

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