Full-Time

Card Operations Analytics Manager

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Senior

Charlotte, NC, USA + 1 more

More locations: Wilmington, DE, USA

Hybrid position requiring in-office presence in Wilmington, DE or Charlotte, NC.

Category
Financial Planning and Analysis (FP&A)
Finance & Banking
Required Skills
Data Analysis
Requirements
  • 5+ years of experience required in analytics roles with exposure to credit cards and/or fintech
  • Deep knowledge and expertise of using analytical tools and techniques to drive business outcomes
  • Knowledge of consumer-lending best practices, including the use of advanced statistical techniques and data sources
  • Strong communication, interpersonal and negotiation skills to achieve business objectives
  • Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines
  • Innovative and capable of developing a highly analytical approach to solving problems
Responsibilities
  • Provide analytics support, including creating reports and dashboards, which enable optimization of operational efforts and decisions
  • Build exception reports to serve as the foundation of first line of defense risk and control efforts
  • Work closely with Head of Operations and broader analytics team to identify expense optimization opportunities across communication channels, customer management strategies, and supplier billing practices
  • Create analytical frameworks that enable use of data & testing to increase operational efficiency
  • Demonstrates the ability to balance strategic thinking and operational delivery
  • Excellent communication skills and ability to influence leaders and peers across the organization
  • Ability to synthesize insights across different sources into a comprehensive and holistic strategy
  • Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology
  • Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving result

OneMain Financial specializes in providing personal loans to individuals, especially those with lower credit scores who may not have access to traditional banking. The company offers both secured loans, which require collateral, and unsecured loans, catering to various financial needs like debt consolidation and home improvements. OneMain generates revenue through interest and fees on these loans and utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities. The goal of OneMain is to offer accessible financial solutions tailored to its customers through a strong branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • AI-driven credit scoring models can improve creditworthiness assessment and reduce defaults.
  • Digital lending platforms offer expansion opportunities to reach tech-savvy younger consumers.
  • Partnership with Pagaya enhances risk assessment and loan personalization through AI algorithms.

What critics are saying

  • Increased competition from fintechs offering lower rates could erode market share.
  • Rising interest rates may lead to higher default rates among lower credit score customers.
  • Class action lawsuit over Military Lending Act violations could incur legal costs and reputational damage.

What makes OneMain Financial unique

  • OneMain offers both secured and unsecured loans, catering to diverse financial needs.
  • The Springleaf Funding Trust securitization platform provides a steady capital stream.
  • Extensive branch network enhances customer-centric service and personalized financial solutions.

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