Full-Time

Staff Analyst

Heloc

Posted on 1/17/2024

Upstart

Upstart

1,001-5,000 employees

AI lending marketplace connecting consumers and lenders

Compensation Overview

$157k - $217k/yr

+ Bonus + Equity Compensation

Senior, Expert

Company Historically Provides H1B Sponsorship

Remote in USA

Category
Data Analysis
Data & Analytics
Required Skills
Redshift
Python
Data Science
R
SQL
Looker
Data Analysis
Snowflake
Requirements
  • 6-8+ years work experience in increasingly senior analytical roles in technology and finance industry
  • Experience in product or growth analytics, proficient in with Python or R, GSheet / Excel, SQL
  • Experience consuming large data sets, data models, and data pipelines, with tools such as Databricks, DBT, Looker, Snowflake, and/or Redshift
  • Experience deriving actionable insights from analysis and analytical storytelling
  • Degree in Economics, Mathematics, Engineering, Data Science or other quantitative fields
Responsibilities
  • Conduct quantitative analysis to test hypotheses about users and product interaction
  • Administer AB tests, monitor results, and generate product and business recommendations
  • Build data and analytical foundation for product analytics, including data pipelines and automated reporting
  • Partner with Product and Engineering teams to test and implement product changes
  • Mentor junior team members on best practices and foster a center of excellence on data, analytics, and experimentation

Upstart is an AI lending marketplace that connects consumers with banks and credit unions to facilitate various financial products. The platform uses advanced AI models to assess borrower eligibility, allowing lenders to approve more applicants at lower interest rates without bias based on race, age, or gender. Most borrowers receive instant approval without needing to submit documentation, making the process quick and efficient. Upstart offers a variety of loans, including personal loans, automotive loans, home equity lines of credit, and small-dollar relief loans. The company's goal is to enhance access to credit for a wider range of consumers while providing a smooth digital experience.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Mateo, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased adoption by credit unions boosts Upstart's market presence.
  • Successful capital raising provides financial flexibility for growth.
  • Blue Owl's $2 billion loan purchase indicates strong demand for Upstart's products.

What critics are saying

  • Rising interest rates may reduce loan demand, impacting revenue.
  • Regulatory scrutiny on AI lending could increase compliance costs.
  • Economic downturns may lead to higher loan default rates.

What makes Upstart unique

  • Upstart uses AI to approve loans with limited credit history.
  • Over 80% of Upstart's borrowers are approved instantly without documentation.
  • Upstart offers diverse financial products, including personal and automotive loans.

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Benefits

Health Insurance

401(k) Company Match

Employee Stock Purchase Plan

Life Insurance

Paid Vacation

Parental Leave

Flexible Work Hours

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

↑ 0%

1 year growth

↓ -1%

2 year growth

↓ -1%
Business Wire
May 28th, 2025
All In Credit Union Selects Upstart for Personal Lending

All In Credit Union selects Upstart for personal lending.

Business Wire
Feb 19th, 2025
Holyoke Credit Union Selects Upstart for Personal Lending

Holyoke Credit Union selects Upstart for personal lending.

Stock Titan
Jan 8th, 2025
Sandia Area Federal Credit Union Selects Upstart for Personal Lending

Sandia Area Federal Credit Union selects Upstart for personal lending.

Stock Titan
Dec 4th, 2024
Advia Credit Union Selects Upstart for Personal Lending

Advia Credit Union, a major credit union with $3 billion in assets and nearly 200,000 members across Michigan, Wisconsin, and Illinois, has partnered with Upstart (NASDAQ: UPST) to expand its personal lending services.

Financial Pinnacle
Nov 21st, 2024
DR Bank Chooses Upstart's Small-Dollar Loan Product to Expand Access to Credit

DR Bank chooses Upstart's small-dollar loan product to expand access to credit.

INACTIVE