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Full-Time

Staff Analyst

Heloc

Posted on 1/17/2024

Upstart

Upstart

1,001-5,000 employees

AI-powered lending marketplace offering diverse loans

Data & Analytics
Fintech
AI & Machine Learning
Financial Services

Compensation Overview

$157k - $217kAnnually

+ Bonus + Equity Compensation

Senior, Expert

Remote in USA

Category
Data Analysis
Data & Analytics
Required Skills
Redshift
Python
Data Science
R
SQL
Looker
Data Analysis
Snowflake
Requirements
  • 6-8+ years work experience in increasingly senior analytical roles in technology and finance industry
  • Experience in product or growth analytics, proficient in with Python or R, GSheet / Excel, SQL
  • Experience consuming large data sets, data models, and data pipelines, with tools such as Databricks, DBT, Looker, Snowflake, and/or Redshift
  • Experience deriving actionable insights from analysis and analytical storytelling
  • Degree in Economics, Mathematics, Engineering, Data Science or other quantitative fields
Responsibilities
  • Conduct quantitative analysis to test hypotheses about users and product interaction
  • Administer AB tests, monitor results, and generate product and business recommendations
  • Build data and analytical foundation for product analytics, including data pipelines and automated reporting
  • Partner with Product and Engineering teams to test and implement product changes
  • Mentor junior team members on best practices and foster a center of excellence on data, analytics, and experimentation

Upstart's main product is an AI lending marketplace that utilizes AI models and cloud applications to streamline the loan approval process, offering various loan options such as personal, automotive retail, refinance, and small-dollar "relief" loans.

Company Stage

Series D

Total Funding

$244.1M

Headquarters

San Mateo, California

Founded

2012

Growth & Insights
Headcount

6 month growth

-2%

1 year growth

-3%

2 year growth

-18%
Simplify Jobs

Simplify's Take

What believers are saying

  • Upstart's Model 15.0 shows a significant 15% improvement in accuracy, indicating strong technological advancements.
  • The company's expansion into home equity lines of credit (HELOC) opens new revenue streams and market opportunities.
  • Partnerships with credit unions like Diamond, Seattle, and Kaua'i Federal Credit Unions highlight Upstart's growing influence in the financial sector.

What critics are saying

  • Upstart has faced significant funding challenges, leading to layoffs and potential instability.
  • The company's stock has experienced a dramatic 94% plunge, raising concerns about its financial health.

What makes Upstart unique

  • Upstart leverages advanced AI algorithms to offer personalized lending solutions, setting it apart from traditional lenders.
  • The company's Recognized Customer Personalization (RCP) tool allows banks to customize loan offers, enhancing customer satisfaction and engagement.
  • Upstart's partnerships with multiple credit unions demonstrate its ability to integrate seamlessly into existing financial ecosystems.
INACTIVE