Full-Time
Cross-border payments platform for merchants
No salary listed
Sant Cugat del Vallès, Barcelona, Spain
Hybrid
dLocal is a financial technology company that provides cross-border payment solutions for global merchants, especially in emerging markets. It enables pay-ins (accepting online payments) and pay-outs (issuing refunds) through multiple routes using local payment methods and regional compliance. By connecting international businesses with consumers in growing markets, dLocal helps merchants expand globally while meeting local regulations and handling transaction fees. The company differentiates itself by focusing on emerging economies, offering a broad set of local payment options, and ensuring regulatory compliance to enable seamless, borderless transactions. Its goal is to bridge the payments innovation gap between global brands and emerging markets, supporting international growth for its clients.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Montevideo Department, Uruguay
Founded
2016
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Remote Work Options
Flexible Work Hours
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Social budget
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Penguin Solutions, trading at $24.38, appears undervalued based on its estimated future cash flow value of $28.29. Despite recent revenue declining slightly to $343 million, net income surged to $37.45 million from $8.08 million the previous year, demonstrating improved profitability. The company's earnings are forecast to grow 61.2% annually over the next three years, significantly outpacing broader market expectations. Penguin Solutions generates revenue across three segments: Optimised LED ($239.81 million), Integrated Memory ($570.43 million) and Advanced Computing ($538 million), with a market capitalisation of $1.17 billion. Strategic alliances and innovative AI solutions are expected to support the company's growth prospects. The analysis suggests the stock is trading below its estimated value based on discounted cash flow calculations.
dLocal Limited reported fourth-quarter 2025 sales of $337.89 million and net income of $55.54 million, bringing full-year revenue to $1.09 billion and net income to $196.8 million. The payments company crossed the $1 billion annual revenue threshold for the first time whilst launching Buy Now Pay Later, a stablecoin suite and expanding to 44 markets. The company completed a board refresh in late 2025, establishing a majority independent, nine-member board with seven new directors appointed over three years. However, customer concentration and pressure on take rates remain key risks. Analysts' narrative projects $1.7 billion revenue and $346.3 million earnings by 2028, requiring 25.7% yearly revenue growth. The most optimistic forecasts suggest revenue could reach $2.0 billion with earnings of approximately $420 million.
DLocal Ltd is set to release its Q4 2025 earnings on 18 March 2026. The consensus estimate for Q4 revenue is $297.28 million, with earnings expected at $0.18 per share. Full-year 2025 revenue is projected at $1.05 billion, with earnings of $0.66 per share. Over the past 90 days, revenue estimates for 2026 have increased from $1.36 billion to $1.37 billion, whilst earnings estimates rose from $0.85 to $0.87 per share. In Q3 2025, the company beat revenue expectations by 7.82% and earnings estimates by 6.25%, leading to a 2.34% share price increase. Based on nine analysts' price targets, the average target price is $17.67, suggesting a 55.38% upside from the current price of $11.37. The average brokerage recommendation is 2.1, indicating "Outperform" status.
Stable Sea and dLocal partner. 26 February 2026 US Reporter: Matthew Challis Image: AntonKhrupinArt/stock.adobe.com Stable Sea, provider of an institutional platform to convert stablecoins into local fiat currency, has partnered with dLocal, an international B2B cross-border payment platform, in a bid to extend Stable Sea's payout and settlement capabilities. According to firms, the initiative intends to address the reliance of cross-border payments on legacy infrastructure and its subsequent challenges, such as structural inefficiencies impacting liquidity, reconciliation, and foreign exchange risk. The partnership leverages dLocal's payment rails in a bid to give businesses and treasury teams an alternative to traditional bank wires and correspondent banking networks, with Stable Sea clients gaining the ability to route large-ticket cross-border payments. Tanner Taddeo, CEO and co-founder of Stable Sea, believes that "traditional cross-border payments were not built for modern businesses," and that the initiative will "give businesses faster, cheaper, and more predictable global settlement". Crypto vertical lead at dLocal, Rocio Rodriquez Saa, adds: "Working with Stable Sea allows us to extend our local market expertise into stablecoin-enabled workflows, helping businesses reduce friction and move money more efficiently across borders." Next payments article NO FEE, NO RISK 100% ON RETURNS If you invest in only one asset servicing news source this year, make sure it is your free subscription to Asset Servicing Times
Stable Sea has partnered with dLocal (NASDAQ: DLO) to enable low-cost, high-speed B2B stablecoin-powered international payments across emerging and developed markets. The collaboration combines Stable Sea's stablecoin rails with dLocal's local payment infrastructure spanning over 40 countries. The partnership addresses inefficiencies in traditional cross-border payments, which exceed $35 trillion annually but rely on legacy infrastructure. By compressing settlement cycles and improving visibility, the solution helps treasury teams reduce prefunding requirements, manage FX risk and improve capital efficiency. Stable Sea users can route large-ticket cross-border payments through stablecoin rails whilst leveraging dLocal's local payout network, significantly reducing costs and settlement times compared to traditional bank wires and correspondent banking networks.