Principal Software Engineer
Confirmed live in the last 24 hours

1,001-5,000 employees

AI lending marketplace connecting consumers to banks
Company Overview
Upstart, a leading AI lending marketplace, offers a unique work environment that emphasizes digital-first operations, allowing employees to work from anywhere in the U.S. The company's AI models and cloud applications provide a competitive edge by enabling lenders to approve more borrowers at lower rates, resulting in an 80% instant approval rate. Upstart's commitment to improving credit accessibility, demonstrated through their diverse loan offerings, positions them as an industry leader in the financial technology sector.
AI & Machine Learning
Data & Analytics
Financial Services

Company Stage

Series D

Total Funding





San Mateo, California

Growth & Insights

6 month growth


1 year growth


2 year growth

Remote in USA
Experience Level
Desired Skills
Apache Kafka
Development Operations (DevOps)
DevOps & Infrastructure
Software Engineering
  • 10+ years of experience developing large scale distributed systems in the cloud
  • 7+ years of experience leading large cross-team initiatives
  • Experience building highly scalable APIs using containerization technologies like Docker and Kubernetes
  • Solid grasp of software development principles and best practices for creating scalable and maintainable systems
  • Proficiency in one or more object oriented programming languages like Java, C#, C++
  • Strong communication skills and ability to explain complex business and technical concepts to all audiences
  • Track record of successfully mentoring and developing technical leaders
  • Experience working in dynamic fast paced organizations
  • Ability to balance the needs of the business with the needs of engineering improvements
  • Passion for clean code and architecture and initiative to “level-up” the engineering team with better practices & design
  • You are able lead and resolve company-wide technical discussions and are able to collaborate and include input from cross-functional teams (security, devops, data, compliance and product)
  • You have a good sense for build-vs-buy and are able to prioritize the highest ROI architectural investments
  • Define the long-term technical direction and roadmap for Pricing in alignment with Upstart’s business objectives.
  • Lead the design and development of a system that continuously optimizes the matching of supply and demand for Upstart’s borrower-lender marketplace.
  • Work closely with ML scientists to improve and develop new models that improve core business metrics.
  • Guide the architectural evolution of Pricing engineering systems with an emphasis on scaling innovation across multiple engineering teams.
  • Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction
  • Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation
  • Lead from the front, while mentoring and developing technical leaders
Desired Qualifications
  • High proficiency with Python
  • Experience with A/B testing, GRPC, and Kafka
  • Experience working in Fintech, Pricing, Ads, or ML.
  • Background in statistics, mathematics, or econometrics is a big plus.
  • Experience designing and building microservice-based architectures
  • Experience developing large scale distributed systems in AWS
  • Strong sense of ownership and accountability for the quality and timely delivery of work
  • Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
  • Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve
  • Ability to influence and lead without direct authority
  • Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs
  • Experience working at companies that have gone through periods of rapid business or organizational growth