Full-Time

Senior Payment Operations Manager

Confirmed live in the last 24 hours

Xero

Xero

5,001-10,000 employees

Cloud-based accounting software for small businesses

No salary listed

Senior

Melbourne VIC, Australia

Category
Risk Management
Finance & Banking
Required Skills
Risk Management
Requirements
  • Strong experience in payment operations, fraud prevention, financial services, or fintech.
  • Strong understanding of AFSL obligations, compliance, AML, and risk management.
  • Experience implementing fraud detection systems, transaction monitoring tools, and chargeback/dispute processes.
  • Familiarity with card schemes, bank payments, and financial regulations in Australia.
  • Ability to work cross-functionally and influence stakeholders at all levels.
  • A hands-on, problem-solving approach with a growth mindset.
Responsibilities
  • Define and operationalise scalable payment operations processing workflows to comply with AFSL requirements.
  • Establish risk management and compliance controls for payments, transactions, and financial operations.
  • Develop and maintain internal policies and procedures to meet AFSL obligations.
  • Implement and oversee fraud detection, transaction monitoring, and anti-money laundering (AML) controls.
  • Develop and manage real-time fraud prevention strategies, ensuring minimal impact on legitimate transactions.
  • Collaborate with the financial crime compliance team to ensure ongoing regulatory adherence.
  • Work closely with product and engineering to integrate compliant and secure payment operations workflows, reporting and fraud monitoring systems into our platform.
  • Oversee transaction monitoring, reconciliation, and reporting to ensure financial integrity.
  • Be involved in engagement with regulators, auditors, and banking/payment partners.
  • Scale and optimise payment operations as the function grows.
  • Build and mentor a future team as we expand payment operations.
Desired Qualifications
  • Experience in a fast-paced SaaS, fintech, or startup environment is a plus.

Xero provides cloud-based accounting software tailored for small businesses in various industries. Its platform simplifies financial management tasks such as invoicing, payroll, and reporting. Users, including small business owners, accountants, and bookkeepers, can access these tools through a subscription model that offers different pricing tiers based on features and user count. Xero stands out by allowing seamless integration with numerous third-party applications, enhancing its functionality and creating a comprehensive business management solution. Additionally, Xero encourages developers to create new integrations through its developer platform. The company also offers 24/7 online support via Xero Central, ensuring users can get assistance whenever needed. The goal of Xero is to make financial management accessible and straightforward for small businesses, even for those without extensive accounting knowledge.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Wellington, New Zealand

Founded

2006

Simplify Jobs

Simplify's Take

What believers are saying

  • Xero's partnership with Karbon boosts productivity for accounting firms.
  • New bill payment capabilities enhance Xero's offerings for US customers.
  • The 'Know Your Numbers' program boosts financial literacy in New Zealand.

What critics are saying

  • Increased competition from new integrations like HQ.xyz and Atoa.
  • Dependency on third-party applications like Karbon poses operational risks.
  • Significant investment in new features may strain financial resources.

What makes Xero unique

  • Xero offers seamless integration with numerous third-party applications.
  • The platform provides 24/7 online support through Xero Central.
  • Xero's user-friendly design simplifies financial management for small businesses.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Unlimited Paid Time Off

Paid Sick Leave

Mental Health Support

401(k) Company Match

Parental Leave

Flexible Work Hours

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-2%
PRWeb
May 9th, 2025
Xero And Karbon Partner To Boost Productivity For Accounting Firms

"This new integration between Karbon and Xero will be a significant benefit to our customers," said Ben Richmond, Managing Director of Americas, Xero

Open Banking Expo
May 1st, 2025
Xero introduces online bill payments for US SMBs enabled by BILL

Global small business platform Xero has launched new bill payment capabilities for its US customers, as part of a strategic partnership with BILL, a financial operations platform for small and mid-sized businesses.

Adair Craik
Apr 24th, 2025
Reasons to come and visit Xero at Accountex London 2025

Reasons to come and visit Xero at Accountex london 2025.

Idealog
Apr 15th, 2025
Xero launches programme to boost small business financial literacy

Xero, the NZ-founded global small business platform, has launched its Xero for Good initiative in New Zealand with the free Know Your Numbers programme.

Paisajournal
Apr 15th, 2025
Xero launches new programme to boost small business financial literacy

Xero, the NZ-founded global small business platform, today launched its social impact initiative 'Xero for Good' in Aotearoa New Zealand with a free programme called 'Know Your Numbers'.