Full-Time
Software Engineer
Customer-Facing Application Development
Posted on 9/30/2025
IntraFi
201-500 employees
Cash management solutions for financial institutions
No salary listed
Arlington, VA, USA
Hybrid
 Software Engineering (2) |
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- Experience with, or enthusiasm for learning, artificial intelligence (AI) tools to optimize workflows, problem-solving, and productivity
- Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field (preferred), or equivalent practical experience
- 5+ years of hands-on experience with Java, AWS, Angular, and modern application frameworks
- 3+ years of experience with SQL and relational database systems (Oracle preferred)
- Proficiency in version control systems (e.g., Git, Atlassian Bitbucket)
- Solid understanding of the software development lifecycle (SDLC), testing methodologies, and Agile development practices
- Strong analytical, troubleshooting, and critical thinking skills
- Clear and concise communication skills, both written and verbal
- Ability to manage multiple tasks in a collaborative, fast-paced environment
- Collaborate with architects, engineers, and product owners to design and deliver software solutions from concept to production.
- Build and maintain features in customer-facing applications using Java, SQL, AWS, Angular, and modern development practices.
- Participate in the full software development lifecycle including design, coding, testing, deployment, and support.
- Contribute to production stability by participating in an on-call rotation to support live systems and ensure consistent service availability.
- Leverage generative AI tools to improve coding efficiency, assist with documentation, and support research or troubleshooting efforts where appropriate.
- Work closely with team members and business partners to understand requirements, define acceptance criteria, and align development with business needs.
- Support system modernization efforts while maintaining and improving existing applications.
- Explore and leverage AI technologies to improve development processes, enhance system capabilities, and support research or troubleshooting efforts where appropriate.
- Follow best practices for code quality, security, and maintainability including code reviews and documentation.
- Collaborate with Agile teams across departments to ensure efficient, dependable, and secure delivery.
- Participate in knowledge sharing through design reviews, technical discussions, and documentation using tools such as Jira and Confluence.
- Stay current on tools, frameworks, and industry practices to continuously improve development processes and solutions.
- CI/CD tools such as Jenkins, SonarQube, and JUnit
- Agile toolchains including Jira, Bitbucket, and Confluence
- Generative AI tools for software development, code review, or information retrieval (e.g., GitHub Copilot, ChatGPT)
- Financial applications or accounting concepts
- Certifications in Java or related technologies
- Amazon Web Services (AWS)
IntraFi Network provides cash management solutions for banks, credit unions, and other financial institutions by linking a network of partner banks to offer flexible, secure liquidity management and access to reciprocal deposits. Its services help institutions balance returns, safety, and liquidity while diversifying funding and lowering collateral needs. The company stands out with a network-based model and a focus on reciprocal deposits as an alternative to brokered CDs, along with educational content and an executive community. Its goal is to help financial institutions attract large-dollar relationships, grow fee income, and efficiently manage liquidity.
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$140M
Headquarters
Arlington, West Virginia
Founded
2002
Simplify's Take
What believers are saying
- Fintechs seamlessly integrate ICS/CDARS to offer FDIC-insured deposits without infrastructure.
- International cash sweep expansion into non-U.S. bank demand deposits opens new markets.
- Customizable multibank sweep programs enable scalable growth for brokerage and wealth management clients.
What critics are saying
- Private credit firms undercut $2B leveraged loan with cheaper debt, raising refinancing costs.
- Treasury Prime and Synctera integrate directly with banks, eroding IntraFi's network moat.
- FDIC July 2024 reciprocal deposit cap reclassifies deposits as brokered, halving fee revenue.
What makes IntraFi unique
- Operates largest deposit network connecting 3,000+ financial institutions nationwide.
- Holds 20 patents including reciprocal deposit invention, creating defensible moat.
- 23 of top 25 U.S. banks use IntraFi for deposit and liquidity management.
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Benefits
Health Insurance
Dental Insurance
Life Insurance
401(k) Retirement Plan
401(k) Company Match
Flexible Work Hours
Paid Vacation
Parental Leave
Professional Development Budget
Employee Assistance Program
Employee Discount
Flexible Spending Account
Health Savings Account
Opportunities for Advancement
Paid Time Off
Referral Program
Vision Insurance
Company News
IntraFi, a Washington, D.C.-based fintech known for its bank deposit network, secured $2 billion through a leveraged loan transaction orchestrated by Wall Street banks.
Financial technology firm IntraFi raised more than $2 billion in the leveraged loan market, marking a win for Wall Street banks against private credit firms, which had discussed providing a debt package in recent months.
Washington, D.C. (March 24, 2025) - The Independent Community Bankers of America (ICBA) today announced the 20th anniversary of its strategic relationship with IntraFi.
What keeps paper checks alive in the digital age? Despite their declining popularity for personal transactions, checks still account for nearly 40% of U.S. B2B payment volume. In fact, 68% of companies relied on checks for B2B payments in 2023, and 70% of businesses stated they have no plans to discontinue their use in the next two years. However, this persistence comes with a hefty price. Check fraud is rising, costing businesses an estimated $24 billion in 2023 — nearly double the amount recorded five years ago. Fraudsters target checks because they are easy to intercept, alter or counterfeit
Bankers remain skeptical of economic outlookARLINGTON, Va., May 1, 2024 /PRNewswire/ -- Fifty-eight percent of bankers would take action to reduce costs or increase revenue elsewhere even if exempt under a new regulatory proposal to restrict overdraft fees, according to a survey of nearly 500 financial executives released today.In a survey by liquidity management fintech IntraFi, 44% of respondents said if the plan went into effect, they would lower overdraft fees to remain competitive with larger banks, while 35% said they would alter their policies, and 27% said they would raise fees on other banking services. These actions would occur despite the fact that banks with less than $10 billion of assets would be exempt from the Consumer Financial Protection Bureau's plan."Even banks that are exempt believe they will need to find additional sources of revenues or potentially limit their current overdraft protection," said Mark Jacobsen, Cofounder and CEO of IntraFi.The CFPB issued a proposal on Jan. 17 that would limit banks' overdraft fees to $3 or a cost calculated by banks if they show their cost data. The banking industry has largely opposed the plan, arguing it would harm consumers who rely on overdraft protection.In the IntraFi survey, bankers also said they would be impacted by other pending regulatory proposals, though not to the same extent as the overdraft plan.Thirty-one percent of bankers indicated their institution would have to replace revenue, eliminate free checking, or take other steps should an October proposal by the Federal Reserve to lower debit interchange fees become final. The central bank's plan also would exempt institutions with less than $10 billion in assets.Additionally, a small number of banks (17%) are also considering changes as a result of the CFPB's new $8 cap on credit card late fees.Bankers remain on the fence regarding the economic outlook at their institutions, with approximately half stating economic conditions had remained the same over the past 12 months, and only 16% noting conditions had improved. Looking forward, 34% of respondents said they expect economic conditions to decline over the next 12 months, while 23% predicted they would moderately improve.Other HighlightsFunding Costs remain elevated, with 87% reporting that the price of funds has increased over the past year