Full-Time

Home Equity Closer

Posted on 9/20/2025

Point

Point

201-500 employees

Home equity cash via revenue-sharing partnership

Compensation Overview

$45.9k - $66.7k/yr

+ Equity + Benefits + Perks

Washington, USA + 29 more

More locations: Kansas, USA | Pennsylvania, USA | Oregon, USA | California, USA | Washington, DC, USA | Texas, USA | Jackson Township, NJ, USA | Florida, USA | Waterbury, CT, USA | Nevada, USA | South Carolina, USA | Georgia, USA | Arizona, USA | Tennessee, USA | Virginia, USA | Arkansas, USA | Minnesota, USA | Colorado, USA | Utah, USA | Kentucky, USA | New York, NY, USA | Maryland, USA | Massachusetts, USA | North Carolina, USA | Missouri, USA | Ohio, USA | Michigan, USA | Illinois, USA | Alabama, USA

Remote

Candidates must reside in one of Point’s states of operation: AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, MI, MN, MO, NV, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VA, or WA.

Category
Real Estate (1)
Requirements
  • At least 3 years of experience in US Mortgage Closing, US Mortgage Processing, Escrow, or a similar role.
  • At least 1 year of experience in customer service.
  • Knowledge of the real estate closing process, particularly refinance transactions.
  • Fluency in Microsoft Office or Google Suite and general proficiency with computers in a paperless environment.
  • Strong written and verbal communication skills.
  • Meticulous attention to detail, with a natural inclination for documentation and seeking efficiencies through technology.
  • Ability to problem solve at the appropriate level of detail and handle a large pipeline in an organized manner.
  • Adaptability to evolving processes and technology changes.
  • Self-motivated, organized, and capable of thriving in a remote work environment.
  • A desire to deliver an exceptional level of customer service.
  • Interest in joining a later-stage tech company, with enthusiasm for real estate and fintech.
Responsibilities
  • Complete file QC (Quality Control review), which includes reviewing Title Reports, Tax Certificates, US Mortgage Billing Statements, HOA Billing Statements, Payoff Statements, ALTA Settlement Statements, Vesting Deeds, and IDs.
  • Issue Closing Disclosures to homeowners.
  • Coordinate Signing Appointments with homeowner and Title vendors.
  • Discuss the Point Option agreement with Homeowners and provide details regarding repayment, summary of terms, and funding timeline.

Point.com helps homeowners access cash by tapping into home equity without monthly payments, income checks, or perfect credit. It uses a partnership model where Point does not take title to the home; homeowners keep full control while Point shares in the home's value. The product works by aligning Point's returns with the home's appreciation or proceeds at sale, buy-back, or refinance, rather than charging ongoing payments. This differentiates Point from lenders that require traditional credit criteria and monthly installments, as the company collaborates with homeowners rather than co-owning the property. Point’s goal is to provide financial flexibility—helping people pay off debts, cover large expenses, or fund dreams—while delivering service-focused support, reflected in positive Trustpilot reviews.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$1.9B

Headquarters

Palo Alto, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Broker distribution can expand reach without building a large retail sales force.
  • Institutional demand is deepening through MidOcean, Cross River, and Blue Owl capital.
  • More than 25,000 homeowners and $2.5 billion funded validate product-market fit.

What critics are saying

  • California DFPI scrutiny increases enforcement risk and contract redesign pressure.
  • Point’s downside exposure is uncapped when home prices fall.
  • Dependence on securitizations and forward-flow buyers constrains origination if capital tightens.

What makes Point unique

  • Point’s HEI gives homeowners cash without monthly payments or income checks.
  • Point is not on title, while homeowners retain full control.
  • Point earns a share of future appreciation, not traditional interest.

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Your Connections

People at Point who can refer or advise you

Benefits

Competitive compensation

Medical, dental, & vision premiums

FSA & HSA

Flexible remote & onsite work policy

Unlimited PTO

Parental leave

401(k)

Cell phone stipend

Internet stipend

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-3%
Starkville Daily News
Feb 4th, 2026
Cross River provides $100M credit facility to MidOcean backed by Point home equity investments

Cross River Bank has provided a $100 million revolving credit facility to an investment vehicle managed by MidOcean Partners, secured by home equity investment contracts originated by Point Digital Finance. The facility supports MidOcean's acquisition of HEIs and demonstrates Cross River's expanding asset class coverage. MidOcean, an alternative asset manager specialising in middle-market investments, recently entered a forward flow purchase agreement with Point to acquire up to $600 million of Point-originated HEIs. Point is a home equity investment platform that has worked with over 20,000 homeowners, unlocking more than $2 billion in home equity. The transaction reflects growing institutional interest in home equity investments as an emerging asset class, with Cross River positioning itself as a strategic capital provider across diverse financing markets.

HousingWire
Dec 17th, 2025
MidOcean and Point ink $600M home equity investment purchase deal

MidOcean Partners has agreed to purchase $600 million in home equity investments (HEI) from Point, a fintech company offering alternative financing solutions to homeowners. The deal allows Point to accelerate its origination efforts and expand access to payment-free equity investments. The partnership follows another major transaction last week, when Blue Owl Capital committed $2.5 billion from its managed funds to Point. Founded in 2015 by Eddie Lim, Eoin Matthews and Alex Rampell, Point operates a home equity investment platform that provides homeowners with flexible financing alternatives. MidOcean views Point as a leading operator in the rapidly expanding HEI asset class. Point's investors include Westcap, Andreessen Horowitz, Ribbit Capital, Greylock Partners, Bloomberg Beta, Alpaca VC and Prudential.

Nexstar Media Group
Nov 5th, 2025
Point and Funds Managed by Blue Owl Capital Close Oversubscribed $390 Million Home Equity Investment Rated Securitization

Palo Alto, California, Nov. 05, 2025 (GLOBE NEWSWIRE) -- Point, the leading home equity investment platform making homeownership more valuable and accessible, and funds managed by Blue Owl Capital (“Blue Owl”) announced today that they have completed a rated securitization of Point’s Home Equity Investment (“HEI”) assets, issuing $390 million of rated asset-backed securities (the “Transaction”), marking Point’s third securitization of 2025 and continuing the firm’s record of ...

GlobeNewswire
Jun 5th, 2025
Point and Funds Managed by Blue Owl Capital Close Oversubscribed $248 Million Home Equity Investment Rated Securitization

Point completes its fourth rated securitization, securing over $2 Billion in orders from investors, signaling further maturation of the home equity...

HousingWire
May 30th, 2024
Point, Atalaya Capital close on $141M securitization - HousingWire

Home equity company Point and Atalaya Capital Management have closed a $141 million rated asset-backed securities transaction.

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