Full-Time

Analyst – Data Analytics

A757144 - GCS AI&M Enablement

Posted on 9/17/2025

American Express

American Express

10,001+ employees

Credit cards and payment services provider

No salary listed

Noida, Uttar Pradesh, India

Hybrid

Hybrid/onsite or virtual arrangements depending on role and business need.

Category
Data & Analytics (2)
,
Required Skills
Python
Data Science
R
Apache Spark
SQL
Machine Learning
Java
Requirements
  • Bachelor's degree in quantitative field (e.g. Mathematics, Computer Science, Physics, Engineering, Finance and Economics)
  • Demonstrated ability to lead cross-functional teams directly or indirectly to achieve key business outcomes.
  • Strong programming skills are required. Experience with BIG DATA PROGRAMMING LANGUAGES (HIVE, PIG, SPARK), PYTHON (or R or JAVA). Expertise or ability to pick up strong SQL skills.
  • Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results, such as A/B testing analysis.
  • Strong analytical/conceptual thinking acumen to solve unstructured and complex business problems and articulate key findings to senior leaders/stakeholders in a succinct and concise manner.
  • Demonstrated ability to work independently and across a matrix organization partnering with capabilities, marketing, decision sciences, risk teams and external vendors to deliver solutions at top speed.
Responsibilities
  • Drive profitable acquisitions in Direct Mail channel by meeting return on investment / Acquisition / Revenue goals with optimization, experimentation and analytics driven insights.
  • Define, Design, Create, and Implement data science & analytical solutions required throughout the life cycle of a Direct Mail campaign starting from lead generation all the way to performance measurement.
  • Collaborate with stakeholders within GCS Prospect marketing, Finance and investment optimization on various initiatives including setting goals for the channel / influencing data-driven strategy changes / introducing offer personalization etc.
  • Researching and evaluating new commercial data sources working with external data vendors to improve data quality.
  • Creating data segmentation & optimization strategies for targeting profitable prospects with the right product/incentive in the Direct Mail channel Translate business problems into Machine Learning problems.
  • Collaborate with Decision Science teams to quantitatively determine the value of ML models, and ensure key insights are leveraged to build the most suitable ML models to solve the business problems.
  • Collaborate with ML and Tech teams to manage, guide and build analytical solutions to improve targeting efficiency in Direct Mail channel.
Desired Qualifications
  • Master’s in quantitative field (e.g. Mathematics, Computer Science, Physics, Engineering, Finance and Economics) or MBA with quantitative background.
  • Strong knowledge of machine learning techniques, including XGBoost, Decision Trees and NLP models. Knowledge of commercial data experience is a plus

American Express provides credit and charge cards for individuals and businesses, along with travel services, gift cards, savings accounts, and insurance products. Card products offer revolving or charge-based spending with rewards, while business solutions help manage cash flow and employee expenses, and merchant services enable merchants to accept Amex payments. It differentiates itself through a strong focus on premium card memberships, a broad ecosystem of travel perks and loyalty rewards, and extensive business payment solutions with a large merchant network. Its goal is to support everyday spending and business payments by growing cardholder membership, transaction volume, and merchant adoption within a trusted payments ecosystem.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

Simplify Jobs

Simplify's Take

What believers are saying

  • US credit card payments doubled since 2016 while cash halved, boosting volumes.
  • Luxury spending rose 18% in Q1 2026; Gen Z and Millennials drive 60% new acquisitions.
  • Record $8.4 billion net card fee revenue in 2024, up 16% year-over-year.

What critics are saying

  • Robinhood's $695 Platinum card undercuts Amex's $895 fee, eroding 10-15% premium growth.
  • Affirm's BNPL captures Millennial and Gen Z transaction volume through merchant partnerships.
  • Hyper AI integration fails by Q3 2026, diverting resources from core card products.

What makes American Express unique

  • Amex operates closed-loop network issuing cards and processing payments directly.
  • Premium lifestyle brand targets affluent consumers with superior rewards flexibility.
  • Acquired Hyper in Q2 2026 for agentic AI expense management in commercial services.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Company Match

Bonus incentives

Comprehensive medical, dental, vision, life insurance, and disability benefits

Generous paid parental leave policies

Free access to global on-site wellness centers staffed with nurses and doctors

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

Company News

Yahoo Finance
Mar 10th, 2026
Warren Buffett's bank bets return 333% and 491% over 10 years, beating S&P 500

Bank of America and American Express, two of Warren Buffett's largest financial holdings, delivered strong returns over the past decade. A $1,000 investment in Bank of America 10 years ago would have grown to $4,332, a 333% return, whilst the same investment in American Express would have reached $5,915, a 492% return. Both outperformed the S&P 500's 235% return over the same period. Bank of America's recovery from the financial crisis drove performance, with deposits exceeding $2 trillion and 2025 net income of $30.5 billion, up 12.45% year-on-year. The stock trades at 12 times earnings. American Express capitalized on premium card growth amongst younger consumers, with Gen Z and millennials now representing 60% of new acquisitions. The stock trades at 19 times earnings.

Yahoo Finance
Mar 6th, 2026
Robinhood launches $695 Platinum card to challenge Amex's $895 offering

Robinhood has launched a $695-a-year Platinum credit card, challenging established premium cards like the $895 American Express Platinum. The card, made from 99.9% pure platinum, is marketed as invite-only though anyone can request access online. Cash back earned can be redeemed for statement credits or cash that can be reinvested through Robinhood brokerage accounts. The company says the card targets customers who already use its investing platform, which launched in 2013 and caters to younger, newer investors. Credit card experts suggest the Robinhood card's appeal depends on platform usage. Ryan Smith from Upgraded Points noted that whilst Robinhood offers a lower annual fee, American Express provides superior rewards flexibility and perks overall. The card represents Robinhood's attempt to compete in the premium credit card market long dominated by American Express, Chase and Capital One.

Simply Wall St
Feb 5th, 2026
American Express Raises Over US$3.5b To Fund Premium Card Expansion

American Express completed several large fixed income offerings totaling over $3.5b in recent days. The capital raise coincides with a company focus on premium card growth and a shift in marketing toward higher end and younger customers. Leadership is emphasizing long term premium positioning while seeking to attract younger, high spend clients. American Express (NYSE: AXP) is currently trading at $349.63, with the share price up 11.9% over the past year and 193.2% over the past five years...

Yahoo Finance
Jan 30th, 2026
Mastercard and AmEx report double-digit growth amid White House credit card rate cap fears

Mastercard and American Express reported strong earnings, with Mastercard posting 18% revenue growth and 22% net income growth in the fourth quarter, whilst American Express saw 10% revenue growth and 15% earnings-per-share growth. Both companies guided towards continued double-digit growth in 2026. Despite the robust results, shares of both companies fell on Friday, outpacing broader market declines. The drop appears driven by political anxiety rather than operational concerns, as the White House floats a potential 10% cap on credit card rates. Mastercard reported contained expenses and strong dollar volume growth, particularly in its high-margin services business. American Express highlighted continued spending growth amongst higher-income customers and maintained best-in-class credit metrics despite rising consumer debt levels across the industry.

Yahoo Finance
Jan 20th, 2026
Warren Buffett's Legacy: 2 of His Favorite Stocks to Buy and Hold Forever

The first is a famous name in the credit card sphere. The second produces a drink most of us have quaffed many times in our lives. 10 stocks we like better than Berkshire Hathaway › It's hard to believe Warren Buffett is no longer the CEO of Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) . But with 2026 now underway, Buffett has reduced his role at the conglomerate to chairman of the board. As one of the most celebrated investors in modern market history, his legacy lives on -- not least because many of the holdings in Berkshire's equity portfolio are his ideas. Here's a brief look at two of the better buy-and-hold picks: finance sector titan American Express (NYSE: AXP) and beverage king Coca-Cola (NYSE: KO) Amex has been in the news lately, and not for the right reasons (at least, as far as shareholders are concerned). In mid-January, President Trump announced he wants to impose a temporary 10% cap on credit card interest rates. Amex, which is both the issuer of the credit and the processor of transactions on its plastic, might have to comply with this rather significant new rule. This, however, is a big "if." At least on paper, the U.S. president does not have the unilateral authority to impose such a limitation on the credit card industry. Nevertheless, cautious investors sold out of Amex and its fellow card-processing giants after Trump's pronouncement. Given the uncertainty, it creates an instant and compelling buy-on-weakness opportunity for the stock. After all, Amex as a company is unique -- no plastic comes anywhere near the prestige of its legendary Black Card -- and it's both an effective issuer and processor. With that combination, it earns interest on cardholder balances and a small piece of every one of the cardholders' transactions. The numbers tell the tale. In Amex's most recently reported quarter, the company grew revenue by an impressive 11% year over year to $18.4 billion. Headline net income advanced even more aggressively, popping by 16% to $2.9 billion. And that qualified as a typical quarter for this ever-profitable operator. Coca-Cola is, of course, the creator and purveyor of its namesake drink, although this is only one item within a huge portfolio. The company also owns Minute Maid orange juice, the Costa coffee brand, and Dasani water, among many other products. It's hard to find any grocery store, supermarket, or restaurant anywhere in the world that doesn't stock Coca-Cola products. This gives the beverage's maker a near-unparalleled scope and reach among consumers. This, plus the fact that its drinks require little innovation, makes it a cash-generating machine, if not a hotly growing enterprise given its size and reach.

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