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Full-Time

Customer Service Representative

Posted on 7/22/2024

Upgrade

Upgrade

1,001-5,000 employees

Provides loans, credit cards, and rewards

Data & Analytics
Fintech
Financial Services

Compensation Overview

$20Hourly

Entry, Junior

Phoenix, AZ, USA

Category
Customer Support
Customer Success & Support
Required Skills
Communications
Customer Service
Requirements
  • 1+ years of customer service experience
  • 6+ months of high volume call center experience
  • High school diploma or equivalent
  • Team oriented mindset
  • Attention to detail
  • Excellent verbal and written communication skills
  • Ability to multitask
  • Strong problem solving and analytical skills
  • Ability to thrive in a changing and fast-paced environment
  • Proficiency with Excel, Word, and Outlook
  • Reliability and people-oriented approach in your work ethic
Responsibilities
  • Provide excellent customer service to inbound and outbound calls
  • Answer continuous inbound calls in various departments
  • Be an expert on products and processes
  • Review financial documents submitted by borrowers
  • Verify and calculate customer income
  • Detect suspicious and fraudulent loan applications
  • Meet and/or exceed production, quality, and customer service goals

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and support long-term financial health through accessible credit options.

Company Stage

Series E

Total Funding

$357.2M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

20%

1 year growth

27%

2 year growth

51%
Simplify Jobs

Simplify's Take

What believers are saying

  • Upgrade's rapid growth and expansion into new markets, such as auto loans and home improvement financing, indicate strong business momentum and opportunities for career advancement.
  • The launch of the Secured OneCard opens up new customer segments, providing a pathway for individuals with little or no credit history to build their credit responsibly.
  • The company's significant investment in new office space in Irvine, California, reflects its commitment to scaling operations and expanding its workforce.

What critics are saying

  • The crowded fintech market means Upgrade must continuously innovate to maintain its competitive edge and customer base.
  • Expansion into new product lines, such as auto loans, carries the risk of operational challenges and potential regulatory scrutiny.

What makes Upgrade unique

  • Upgrade offers a unique combination of personal loans, credit cards, and rewards checking accounts, providing a comprehensive suite of financial products that cater to various consumer needs.
  • Their focus on affordability and flexibility, such as no prepayment penalties on loans and competitive cash back rewards, sets them apart from traditional financial institutions.
  • The partnership with FairPlay to incorporate Fairness-as-a-Service solutions enhances their commitment to fair lending practices, distinguishing them in the fintech space.
INACTIVE