Full-Time

Senior Custom Credit Banker – Senior Lead Wealth Custom Lending Specialist

Confirmed live in the last 24 hours

Wells Fargo

Wells Fargo

10,001+ employees

Provides banking, mortgage, and investment services

Fintech
Financial Services

Compensation Overview

$144.4k - $300kAnnually

Senior, Expert

Irvine, CA, USA + 1 more

More locations: San Diego, CA, USA

Category
Commercial Banking
Private Equity
Finance & Banking
Required Skills
Sales
Requirements
  • 7+ years of Wealth Custom Lending experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Private Banking, Corporate Banking or Commercial Lending experience
  • A Master's degree or higher
  • Excellent sales and relationship management skills
  • Credit risk experience
  • Knowledge of traditional banking products
  • FINRA registration including Series 7 and 66 (or FINRA recognized equivalents)
Responsibilities
  • Act as an advisor to leadership to develop or influence objectives, plans, specifications, resources, and long-term goals for highly complex business and technical needs across groups and functions
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas within Wealth Custom Lending functional area
  • Deliver solutions that are long-term, large-scale, and which require vision, creativity, innovation, advanced analytical and inductive thinking, coordination of highly complex activities, and guidance to others
  • Provide vision, direction, and expertise within Wealth Custom Lending functional area to leadership on implementing innovative and significant business solutions that are large-scale, cross-functional, or companywide strategies
  • Engage with Wealth Custom Lending functional area professionals and managers across the company and serve as an expert advisor to leadership
  • Originate and execute the entire custom loan product suite, which may include key focus areas in specialized products and client solutions
  • Plan strategy and drive execution to deliver high-quality, and most complex, custom credit solutions to existing and new clients across the high net worth and ultra-high net worth segments
  • Develop presentations for prospective clients and in partnership with the Customer Relationship Group (CRG) negotiate and close the sale of custom credit products leveraging excellent sales and relationship management skills, credit skills, and strong knowledge of products and solutions
  • Accountable for asset growth and loan profitability
  • In conjunction with the Customer Relationship Group and senior members of the Custom Credit team, may develop and implement strategies, including an active outreach to external prospects and centers of influence as well as key non-wealth partners, for new business development
  • Provide oversight, coaching and education to teams to ensure delivery of banking solutions meet client needs and credit standards
  • Provide training and guidance to less experienced bankers
  • Maintain effective risk management through routine education, sound risk and operational decision making, and adherence to policies/procedures

Wells Fargo provides a variety of financial services, including banking, mortgages, investing, and credit solutions for individuals, small businesses, and commercial clients. The company operates mainly in the United States and serves millions of customers through its branches, ATMs, and online platforms. Its products work by generating revenue through interest from loans, fees for banking services, and commissions from investment products. What sets Wells Fargo apart from its competitors is its focus on personalized financial solutions and its commitment to financial education, helping customers manage their finances effectively. The goal of Wells Fargo is to assist clients in achieving their financial objectives by offering tailored services and resources.

Company Stage

IPO

Total Funding

$222.1M

Headquarters

San Francisco, California

Founded

1851

Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for digital banking enhances Wells Fargo's digital platform opportunities.
  • Interest in ESG investing allows Wells Fargo to offer sustainable financial products.
  • Fintech partnerships enable Wells Fargo to enhance technological capabilities and innovation.

What critics are saying

  • Increased competition in the credit facility market may reduce Wells Fargo's market share.
  • Overexposure to the self-storage sector could pose risks if the sector declines.
  • Large corporations raising capital through share sales may impact Wells Fargo's loan revenue.

What makes Wells Fargo unique

  • Wells Fargo offers a wide range of tailored financial solutions.
  • The company emphasizes financial education and security for its customers.
  • Wells Fargo has a strong presence in the U.S. with extensive branch and ATM networks.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance