Full-Time

Tax Manager

Posted on 8/15/2025

Pagaya Investments

Pagaya Investments

201-500 employees

AI-powered asset management and ABS issuance

Compensation Overview

$140k - $170k/yr

New York, NY, USA

In Person

Category
Accounting (1)
Requirements
  • Bachelor’s degree in Accounting, Finance, Tax, or a related field.
  • 5 to 7+ years of relevant tax experience in public accounting (Big 4 a plus), a law firm, or an in-house corporate tax function.
  • Experience with multinational entities and financial services/fintech is highly valued.
  • Experience supporting or preparing U.S. GAAP tax provisions (ASC 740) and familiarity with global compliance requirements.
  • Proficiency with Excel and tax research tools (e.g., RIA, BNA, Lexis).
  • Experience with NetSuite general ledger a plus.
  • Strong attention to detail and ability to manage multiple tasks and deadlines independently.
  • Effective communication skills and comfort working cross-functionally with finance, legal, and external advisors.
  • Proactive, curious, and eager to learn in a dynamic and high-growth environment.
Responsibilities
  • Tax Compliance & Reporting: Support the preparation and review of U.S. federal and state tax filings, and related tax provision and financial statement disclosures. Coordinate with external advisors to ensure timely and accurate filings.
  • Transfer Pricing Support:Assist with transfer pricing documentation, local country reporting, and OECD BEPS compliance. Partner with external advisors on intercompany agreements and economic analyses.
  • International Tax Analysis: Conduct research and provide technical analysis on international tax topics including BEAT, Subpart F, foreign tax credits, and tax treaty benefits. Track legislative changes and model potential impacts.
  • Provision Support (ASC 740): Support the preparation of quarterly and annual income tax provisions under U.S. GAAP, including data collection, calculations, and documentation.
  • Cross-Functional Collaboration: Partner with finance, accounting, and legal teams to assess tax implications of new products, cross-border transactions, and global expansions. Help gather data and documentation for strategic tax initiatives.
  • Audit & Controversy Support: Help prepare responses to IRS and state tax authority information requests, assist with financial statement audit documentation, and support internal risk reviews.
  • Process & Documentation: Maintain internal tax processes and documentation to support compliance, provision, and audit readiness. Identify and recommend opportunities for process improvements.
  • Ad Hoc Projects:Support special projects and strategic tax initiatives, including new market entry, tax automation efforts, and business expansion modeling.
Desired Qualifications
  • CPA or MST is a plus.
  • Experience with multinational entities and financial services/fintech is highly valued.
  • Experience with NetSuite general ledger a plus.

Pagaya Investments uses artificial intelligence to manage institutional money through asset management products, especially asset-backed securities (ABS). It analyzes large datasets with machine learning to uncover opportunities in complex credit markets and to understand consumer behavior, then issues and actively manages AI-driven ABS for institutional investors. The product works by collecting data, training models to forecast cash flows and credit risk, structuring ABS, and continuously supervising them with AI, often in collaboration with tech-enabled partners. The company differentiates itself through large-scale, AI-powered active management of ABS, data-driven consumer insights, and an ecosystem of partnerships, enabling rapid development of end-to-end financial solutions. Its goal is to grow asset management by delivering AI-enabled financial products that deepen understanding of consumer behavior and improve returns for institutional clients.

Company Size

201-500

Company Stage

IPO

Headquarters

New York City, New York

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 EPS hit $0.73, beating $0.20 estimates with 213% YoY net income growth to $25 million.
  • Closed $500M AAA-rated RPM-2026-2 auto ABS, largest ever, raising $3.5B YTD capital.
  • Sezzle partnership integrates AI underwriting for point-of-sale loans via WebBank.

What critics are saying

  • Upstart's generative AI outperforms Pagaya's models, eroding partners like Prosper in 6-12 months.
  • Moody's and S&P tighten ABS criteria after 15% delinquencies, blocking issuances in 12-18 months.
  • Federal AI Credit Fairness Act mandates Pagaya Pulse audits, slashing EBITDA in 18-24 months.

What makes Pagaya Investments unique

  • Pagaya operates as embedded second-look AI lending network for banks like SoFi and U.S. Bank.
  • Pagaya Pulse platform uses machine learning for real-time loan application decisions via APIs.
  • Pagaya issues AI-managed ABS, raising $37 billion across 88 transactions since 2018.

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Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
Yahoo Finance
Apr 11th, 2026
Pagaya Technologies shares surge 209% after Jim Cramer's sell call in February

Pagaya Technologies, a fintech company enabling loan application management, has experienced significant volatility since Jim Cramer recommended selling in February. The stock is down 45% year-to-date and 14% since Cramer's comments, though it surged 209% between late February and early September. On 24 February, Cramer advised taking profits, stating fintech winners were limited. The stock initially dropped 23.9% on 9 February after missing fourth-quarter revenue estimates. However, shares jumped 25.4% on 17 July following strong preliminary second-quarter results, with network volume, revenue and net income all exceeding guidance. Despite the interim rally, the overall downward trajectory has vindicated Cramer's sell recommendation. Pagaya's shares are up 16% over the past year but remain significantly lower than February levels.

Pagaya Technologies
Apr 8th, 2026
Pagaya Issues AAA-rated $600 Million Personal Loan ABS Transaction | Pagaya Technologies

Consistent market demand led to the successful onboarding of four new institutional investors to the PAID platform, further diversifying the company’s funding base. Since inception, Pagaya has generated $28.5 billion in ABS for personal loans to support its growing Partner Network.

American Banker
Apr 8th, 2026
Pagaya raises $340M to purchase unsecured consumer loans from previous ABS series

Pagaya has raised $340 million through its PAID 2026-R2 asset-backed securities offering. The proceeds will fund a purchase account to acquire unsecured consumer loans from PAID 2024-2 and 2024-3, according to Kroll Bond Rating Agency and Fitch Ratings. The deal issues notes across fourteen tranches, from classes A1 through EF. Most tranches have a legal final maturity date of 15 February 2034, whilst A1 notes mature on 15 April 2027. The transaction represents Pagaya's continued activity in the consumer loan securitisation market, with the company using the structure to refinance previous ABS series.

Pulse 2.0
Apr 7th, 2026
Pagaya closes $600M AAA-rated personal loan securitisation, adds 4 new institutional investors

Pagaya Technologies has closed a $600 million AAA-rated personal loan asset-backed securitisation, attracting 27 investors including four new institutional participants. The transaction, designated PAID 2026-2, demonstrates continued market confidence in the company's AI-driven credit platform. Since launching securitisations in 2018, Pagaya has issued over $36 billion across 86 transactions, supported by more than 165 institutional investors. The company has generated $28.5 billion specifically in personal loan ABS issuance to support its partner network spanning personal loans, auto lending and point-of-sale financing. Pagaya uses machine learning and data analytics to expand credit access whilst providing investment opportunities to institutional partners. The company said the successful execution reflects consistent platform performance and sustained market appetite for its structured credit offerings.

Intellectia.AI
Mar 24th, 2026
Pagaya closes first auto resecuritization transaction, raising $450M from 17 investors

Pagaya has closed its first auto resecuritization transaction, RPM-2026-R1, raising approximately $450 million. The deal attracted 17 unique investors, demonstrating strong demand for seasoned collateral. The transaction marks a significant advancement in Pagaya's capital markets strategy and is expected to increase investor interest in its auto loan ecosystem. The deal provides investors access to diversified auto assets with 24 months of seasoning. The successful closure solidifies Pagaya's position in the financial ecosystem and establishes a foundation for future financing activities.

INACTIVE