Senior Software Engineer @ Credit Acceptance Careers

Software Engineering (1)

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

As a Senior Software Engineer, Data, you will independently design and build scalable, reliable, and observable data pipelines and models across batch and streaming architectures, supporting structured, semi-structured, and unstructured data. You will lead complex initiatives, ensuring architectural standards are met and performance is optimized. Serving as a domain expert, you will balance hands-on execution with strategic foresight, mentor engineers, and drive cross-functional improvements that elevate the data platform.

Outcomes and Activities:

This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member
Designs and builds domain-level, end-to-end data pipelines across batch and streaming architectures that process structured, semi-structured, and unstructured data with a strong emphasis on data quality, scalability, reliability, and observability
Balances project execution with architectural foresight and leads cross-functional initiatives that elevate the data platform
Partner with stakeholders to understand data requirements and implement effective data integration strategies
Write unit tests and validate software against acceptance criteria
Apply and advocate for team coding, documentation, and testing standards
Conduct impact analysis to assess changes across applications
Develop a strong understanding of business processes to align technical solutions with business needs
Experiment with new ideas, validate assumptions, and recommend solutions
Participate in code reviews and communicate application changes
Document code and projects for maintainability and support. This includes reading, writing, and reviewing design documents
Troubleshoot production issues and propose effective solutions
Contribute to sprint commitments and actively participate in Agile practices
Engage in continuous learning to improve design, code quality, and domain knowledge

Competencies: The following items detail how you will be successful in this role.

Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.
Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.
One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.
Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements:

Bachelor’s degree in Computer Science, Information Systems, or related field; or equivalent work experience
Minimum 5 years of software engineering experience, with recent experience in cloud data platforms
Working knowledge of Databricks (e.g., Delta Lake, Unity Catalog, DLT, Auto Loader)
Solid grasp of programming (Python, SQL, Pyspark, etc), data modeling, and database management (SQL/NoSQL)
Applies technical knowledge to process all data formats — structured, semi-structured (e.g., JSON, Parquet), and unstructured (e.g., logs, text, clickstream)
Experience with Agile/SCRUM and Waterfall methodologies
Experience designing scalable batch and streaming data pipelines
Strong understanding of data modeling, schema design, and lakehouse principles
Familiarity with data governance, lineage, and quality frameworks
Experience working on enterprise-class applications

Preferred:

Experience with Apache Spark
Hands-on experience with AWS data services (e.g., S3, Glue, Lambda, MSK)
Capable in batch or streaming data processing using technologies such as Spark, Kafka, Flink, and DLT
Proficient in CI/CD pipelines, automated testing, code quality enforcement, and environment management for production-grade data systems
Expert in orchestration and transformation frameworks such as Airflow, dbt, and Dagster, along with cloud-native platforms like Databricks
Financial services or FinTech industry experience

Knowledge and Skills:

Operates with full autonomy on large-scale, complex data projects. Go to for a data domain
Anticipates edge cases, performance bottlenecks, and data quality risks without supervision
Mentors engineers across the team, improves systems through code and process leadership, and drives initiatives to completion independently
Ability to challenge the status quo and contribute innovative solutions.
Strong collaboration skills and openness to diverse perspectives
Ability to build relationships across the organization
Ability to connect technical work to business value
Strong communication skills, both verbal and written, across all levels

Target Compensation: A competitive base salary range from $130,047 - $190,735. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.

INDENGLP

#zip

#LI-Remote

Benefits

Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

Positive by maintaining resiliency and focusing on solutions
Respectful by collaborating and actively listening
Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
Direct by effectively communicating and conveying courage
Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

Remain compliant with our policies processes and legal guidelines
All other duties as assigned
Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

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