Full-Time
Capital Markets Whole Loan Conduit Analytics Associate
Flexible Hybrid
Posted on 11/20/2024
Fannie Mae
10,001+ employees
Facilitates affordable housing through mortgage financing
Entry, Junior
Washington, DC, USA
Hybrid role with flexibility.
- Bachelor degree or equivalent
- Self-starter with the ability to quickly learn new tools and concepts
- Programming experience including R Studio or Python
- Experience gathering accurate information to explain concepts and answer critical questions
- Experience in the process of analyzing data to identify trends or relationships to inform conclusions about the data
- Skilled in creating and managing databases with the use of relevant software such as MySQL, Hadoop, or MongoDB
- Skilled in the graphical representation of information in the form of charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI
- Skilled in SQL
- Skilled in Tableau
- Skilled in Excel
- Maintain and strengthen relationships with financial dealers or other market makers to provide pricing information on mortgage-backed securities (MBS) available for sale.
- Develop and build strong relationships with internal and external customers through active engagement and inspiring work.
- Monitor financial markets and initiate trades/transactions to capitalize on recognized patterns or according to a strategy.
- Track financial market activities, understand and evaluate new developments in the market, and report on potential impact on business/position, as well as use internal valuation and risk models to assist with analysis and demonstrate proficiency with financial market data sources.
Fannie Mae operates in the U.S. housing finance market, focusing on making housing more affordable for homeowners, homebuyers, and renters. The company achieves this by purchasing mortgages from lenders, which provides these lenders with the cash flow needed to offer more loans. Fannie Mae's business model includes holding some of these mortgages in its portfolio and packaging others into mortgage-backed securities (MBS) that are sold to investors. This process helps spread risk and ensures a steady flow of capital into the housing market, promoting homeownership and rental opportunities. Fannie Mae generates revenue through fees for guaranteeing MBS payments and from interest on its mortgage portfolio. The company is committed to community service and workplace diversity, earning recognition for its inclusive practices and positive work environment.
Company Stage
IPO
Total Funding
N/A
Headquarters
Washington, District of Columbia
Founded
N/A
Simplify's Take
What believers are saying
- Fannie Mae's strategic initiatives, such as the MH Advantage program, offer new affordable housing options, potentially expanding their market reach.
- The company's robust issuance program, like the $659 million Connecticut Avenue Securities deal, demonstrates its strong position in the credit risk-sharing market.
- Recognition for corporate responsibility and impact, as highlighted in their 2023 CRI Report, enhances Fannie Mae's reputation and stakeholder trust.
What critics are saying
- The ongoing affordability constraints in the housing market could limit the number of buyers, impacting Fannie Mae's business volume.
- Economic uncertainties, such as potential GDP growth downgrades and inflation volatility, could affect the housing market and Fannie Mae's financial performance.
What makes Fannie Mae unique
- Fannie Mae's role as a government-sponsored enterprise uniquely positions it to provide liquidity and stability in the U.S. housing market, unlike private sector competitors.
- Their ability to package purchased mortgages into mortgage-backed securities (MBS) and sell them to investors spreads risk and ensures a steady flow of capital back into the housing market.
- Fannie Mae's commitment to community service, diversity, and inclusion, as evidenced by numerous accolades, sets it apart in the financial services sector.
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