Associate – Project Finance

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

OVERVIEW OF THE DEPARTMENT/SECTION

The European Structured Finance Office (ESFO) is a market leading Project Finance business. Alongside Project Finance, there is also a Housing Finance business which covers UK housing associations.

Project Finance incorporates Energy (power, renewables and Natural Resources), Infrastructure (including rail, road, ports & airports) and social sectors (health & education) across greenfield and brownfield asset classes.

MAIN PURPOSE OF THE ROLE 

Providing support to enable the development, execution and management of the project finance debt and advisory products across the Energy, Infrastructure (including Housing) and Advisory teams.

KEY RESPONSIBILITIES

Specifically, you will be accountable and responsible for::

Bank entity responsibilities:

• Conducting product and market research from a range of generalised and specialist sources, extracting relevant information and summarising data to inform decision making at more senior levels.
• Using models to analyse product performance, identifying simple patterns and trends to support decisions relating to product development or marketing.
• Contributing to the production of credit applications, and responsible for the production of technical sections relating to a specific product area of expertise.
• Preparing Business Screening Memos (Debt and/or Advisory) and Deal Screening Committee (DSC).
• Liaising with clients at a counterpart level to relay specific information and building relationships throughout the Bank to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.
• Working closely with other departments and stakeholders (including Portfolio Asset Management).
• Being accountable for initial compliance checks in line with internal and external processes and procedures.
• Developing a practical understanding of all core systems and procedures within ESFO and how they link into standard systems in order to respond to enquiries.
• Providing guidance and overseeing work of more junior colleagues to ensure accuracy and timeliness.
• Working closely with and support the financial modeller on a deal team and interrogate the financial model.
• Assisting in the preparation of marketing materials (including proposals and pitches).

Securities entity responsibilities:

Through collaboration with MUFG Securities employees, responsible for facilitating the marketing and origination of transactions with your area of specialism in respect to the product suite.  The non-functional nature of this role means that you will not be able to transact (which means lead any structuring, credit, execution or commitment discussions) on behalf of any Securities legal entity; though through your role in Project Finance you will be able to share data and information, attend both internal and external meetings, offering up views and opinions. All recommendations and final decisions around structure, credit, pricing, execution and commitment must be made by a MUFG Securities employee or a functional dual-hat employee.

Relationship with other functions and stakeholders

Maintain and enhance good working relationships with stakeholders, across the region and globally to share best practices, provide support and develop effective local policies and procedures appropriate to the Company, and working in support of the One MUFG and overall Group strategy.

WORK EXPERIENCE

• Desirable to have a level of project finance experience and/or project finance modelling experience.

SKILLS AND EXPERIENCE

Functional / Technical Competencies:

• Knowledge of credit, risk management, market and legal aspects of project finance
• Experience of using internal systems and procedures
• Analytical skills including the ability to run simple financial models
• Clear communication skills
• Sound IT knowledge and skills
• Quantitative / numerical skills
• Interpersonal skills

Education / Qualifications:

• Degree Level educated and/or relevant industry expertise

PERSONAL REQUIREMENTS

• Excellent communication skills
• Results driven, with a strong sense of accountability
• A proactive, motivated approach.
• The ability to operate with urgency and prioritise work accordingly
• Strong decision making skills, the ability to demonstrate sound judgement
• A structured and logical approach to work
• Strong problem solving skills
• A creative and innovative approach to work
• Excellent interpersonal skills
• The ability to manage large workloads and tight deadlines
• Excellent attention to detail and accuracy
• A calm approach, with the ability to perform well in a pressurised environment
• Strong numerical skills
• Excellent Microsoft Office skills

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.