Senior Casualty Underwriter

MSIG USA continues to grow! 

Company Overview:

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Summary/Job Purpose:

We are seeking a detail‑oriented and analytically driven Casualty Underwriter to join our Property & Casualty underwriting team. In this role, you will evaluate, price, and manage casualty insurance risks—including general liability, commercial auto, workers’ compensation, and umbrella/excess liability—while building strong broker and client relationships. You’ll play a key part in driving profitable growth and maintaining underwriting discipline across your portfolio.

Essential Functions:

Risk Evaluation & Underwriting

• Analyze new and renewal submissions to assess exposure, loss history, financial condition, and overall risk quality.
• Determine appropriate pricing, terms, and conditions in accordance with company guidelines and market conditions.
• Structure casualty programs including primary, excess, and specialty liability coverages.
• Apply sound judgment to balance risk appetite with business development goals.

Portfolio & Account Management

• Manage a book of business to achieve profitability, retention, and growth targets.
• Monitor account performance, loss trends, and industry developments to adjust underwriting strategies.
• Maintain accurate documentation and ensure compliance with internal policies and regulatory requirements.

Broker & Client Engagement

• Develop and maintain strong relationships with brokers, agents, and insureds.
• Communicate underwriting decisions clearly and negotiate terms effectively.
• Participate in client meetings, underwriting audits, and market presentations.

Collaboration & Internal Partnership

• Work closely with actuarial, claims, risk engineering, and product teams to evaluate complex risks.
• Contribute to product development, underwriting guidelines, and strategic initiatives.
• Mentor junior underwriters or underwriting assistants as needed.

Education and Experience Required: 

• Bachelor's degree (B. A.) required
• 7+ years of related multi-line background required.
• Existing producer relationships preferred.
• Must have demonstrated negotiation and production skills.
• Excellent verbal and written communication skills

SALARY: The estimated salary range for this position is $150,000 -200,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!  

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.