Full-Time

Senior Financial Crime Risk Analyst

Sanctions / ABAC

Posted on 2/4/2025

TD Bank

TD Bank

11-50 employees

Personalized wealth management and financial planning

Fintech
Financial Services

Compensation Overview

CA$76.8k - CA$115.2kAnnually

Senior, Expert

Toronto, ON, Canada

This job opportunity is subject to provincial regulation for employment purposes.

Category
Risk Management
Finance & Banking
Required Skills
Risk Management

You match the following TD Bank's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Undergraduate Degree
  • Advanced degree, professional accreditation, and/or 5+ years relevant industry experience
  • Experience in Regulatory Change Management, project implementation experience or Antibribery and Anti-Corruption experience considered an asset
Responsibilities
  • Contribute to the development of team procedures and governance processes and advise FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
  • Work with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
  • Conduct research, assess FCRM risks and controls, and otherwise contribute to a specialized team of FCRM compliance professionals, interacting with key stakeholders
  • Provide governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
  • Assist FCRM team members in the use of Issues and Events system for tracking and reporting
  • Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program
  • Deliver relevant subject matter expertise and FCRM advice to business / FCRM partners
  • Interact with control functions within the organization
  • Develop and deliver training programs for applicable employees across the Bank
  • Conduct meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs
  • Prepare research, analysis, update tools and/or support training activities specific to risk assessment
  • Contribute to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise
  • Prioritize and manage own workload to meet SLA requirements for service and productivity
  • Provide high quality service and advice to key business (FCRM) partners and monitor progress of initiatives, action plans, or similar activities
  • Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
  • Deliver relevant subject matter expertise and FCRM advice to business (FCRM) partners
  • Participate as assigned in new or revised product initiatives, advise businesses on FCRM compliance requirements and ensure that those requirements are properly written into requirements for business projects
  • Participate in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
  • Coordinate with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
  • Ensure relevant FCRM programs align with TD corporate philosophy and strategic direction
  • Monitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts
  • Contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk/ provide guidance for complex situations
  • Comply with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
  • Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
  • Participate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
  • Contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
  • Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
  • Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and function
  • Grow knowledge of the business, related tools and techniques
  • Participate in personal performance management and development activities, including cross training within own team
  • Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
  • Contribute to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
  • Contribute to a fair, positive and equitable environment that supports a diverse workforce
  • Act as a brand champion for the function and the bank, both internally and/or externally
  • Work independently as the senior analyst / subject matter expert and may coach and educate others
  • Oversee and/or independently perform tasks from end to end
  • Apply expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance
  • Execute on more complex and/or non-standard requests
  • Research and investigates a range of operational / reporting / process issues
  • Recommend and implement solutions within own area of responsibility
  • May need to coordinate / integrate work with other areas as needed
  • Provide advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
  • Require advanced technical / business / function knowledge for discipline supported
  • High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus
  • Represent the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization

TD Bank provides wealth management services aimed at helping Canadians grow, manage, and protect their wealth. Their approach involves understanding each client's unique goals through a detailed discovery process that incorporates behavioral finance to create a personalized Wealth Personality™ profile. This profile guides the development of a customized wealth strategy that adapts to the client's life priorities. Key services include building net worth, implementing tax-efficient strategies, protecting assets, and planning for legacy. TD Bank differentiates itself by focusing on personalized, goals-based financial planning rather than just numerical assessments, ensuring that clients receive tailored advice that evolves with their needs.

Company Stage

IPO

Total Funding

N/A

Headquarters

Toronto, Canada

Founded

1955

Simplify Jobs

Simplify's Take

What believers are saying

  • Digital banking adoption is driving demand for enhanced mobile banking features.
  • Open banking allows TD Bank to collaborate with fintech for personalized services.
  • Sustainability trends support TD Bank's focus on green finance initiatives.

What critics are saying

  • Competition from fintechs pressures TD Bank to innovate rapidly.
  • Rising interest rates may reduce demand for new home loans.
  • Remote work trends could impact TD Bank's commercial real estate investments.

What makes TD Bank unique

  • TD Bank is leveraging AI for advanced fraud detection and prevention.
  • The bank is integrating ESG criteria into its lending and investment decisions.
  • TD Bank is exploring blockchain for cross-border transaction efficiency.

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Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Professional Development Budget

Mental Health Support

Wellness Program

Performance Bonus

INACTIVE