Risk Integrations & International Lead @ Affirm

Risk Integrations & International Lead

Posted on 8/19/2022

INACTIVE

Locations

Remote in USA

Experience Level

Entry

Junior

Mid

Senior

Expert

Desired Skills

Data Analysis

Management

SQL

Python

Requirements

8+ years of work experience in Risk management within Fintech/Banking in UK market
Proficient in SQL, Experience with Python
A standout colleague with the ability to collaborate and influence across different teams in the organization
Ability to express concepts in concise fashion both in writing (policy writing experience is preferred) and verbally. Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
Bachelor's or Master's degree in a quantitatively rigorous subject area like engineering, statistics, math, finance, economics, computer science desired
Proven understanding of risk fundamentals (experience with both consumer and business risk management practices, an understanding of industry risk trends)
Strong time management skills and the ability to lead multiple projects and priorities in parallel

Responsibilities

Support Director, Risk Integration in establishing the risk appetite and developing the risk strategy
Collaborate cross functionally with functional verticals to define strategic Risk roadmap, develop and implement Risk controls (adjudication strategy, policy, analytics, monitoring, reporting etc.)
Development and evolution of the Risk playbook supporting M&A activities of Affirm including evaluation and integration aspects of M&A process
Participate in due diligence of potential acquisitions and drive Risk aspects of the integration process for acquired portfolios to support the fulfillment of the acquisition thesis

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm proudly includes Returnly.

The Risk International and Integrations team provides oversight of the Risk aspects (Credit, Fraud, Merchant Risk) of International portfolios of Affirm and is responsible for assessing and integrating acquisitions into Affirm. Team works cross-functionally with Risk verticals, Compliance, ERM, Machine Learning, Product, Engineering, Operations, and Commercial teams to establish appropriate Risk Appetite for International division of Affirm, definition and execution of the Risk strategy.

This individual will be responsible for risk oversight and integrations supporting Director, Risk Integrations within a specific country.

What you’ll do

Support Director, Risk Integration in establishing the risk appetite and developing the risk strategy
Collaborate cross functionally with functional verticals to define strategic Risk roadmap, develop and implement Risk controls (adjudication strategy, policy, analytics, monitoring, reporting etc.)
Development and evolution of the Risk playbook supporting M&A activities of Affirm including evaluation and integration aspects of M&A process
Participate in due diligence of potential acquisitions and drive Risk aspects of the integration process for acquired portfolios to support the fulfillment of the acquisition thesis

What we look for

8+ years of work experience in Risk management within Fintech/Banking in UK market
Proficient in SQL, Experience with Python
A standout colleague with the ability to collaborate and influence across different teams in the organization
Ability to express concepts in concise fashion both in writing (policy writing experience is preferred) and verbally. Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
Bachelor’s or Master’s degree in a quantitatively rigorous subject area like engineering, statistics, math, finance, economics, computer science desired
Proven understanding of risk fundamentals (experience with both consumer and business risk management practices, an understanding of industry risk trends)
Strong time management skills and the ability to lead multiple projects and priorities in parallel

Location - Remote U.S.

Grade - USA29

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia. Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.

[For U.S. Candidates] All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account. The grade for this position is noted above and in accordance with various U.S. pay transparency laws, we provide the base pay range and benefits for our U.S.-based positions in the links below:

Jobs in Grades 21-54: shorturl.at/H0124

Jobs in Grades 61-74: shorturl.at/kK015

If you got this far, we hope you’re feeling excited about this role. Even if you don’t feel you meet every single requirement, we still encourage you to apply. We’re eager to meet people who believe in Affirm’s mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.

Inclusivity:

At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report.

We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy, or the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

1,001-5,000 employees

Website

Point of sale installment loans for consumers

Company Overview

Affirm seeks to deliver honest financial products—to improve lives. The company operates a buy-now-pay-later platform for consumers at the point of sale.

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Company Core Values

People come first: We consider our impact on people’s lives before we think about our own interests.
No fine print: We are completely transparent and honest—with our customers and with each other.
It's on us: We take full accountability for our actions, never shirking responsibility or passing the buck.
Simpler is better: We make complex things simple and clear.
Push the envelope: We never stop innovating, taking smart risks, and raising the bar.