Full-Time

Software Engineer

Financial Platform, Customer Identity

Posted on 3/13/2025

Block

Block

10,001+ employees

Financial services and payment processing solutions

No salary listed

Senior

Melbourne VIC, Australia

Category
FinTech Engineering
Software Engineering
Requirements
  • 5+ years of software development or equivalent hands-on experience
  • Strong debugging and problem-solving skills, with the ability to untangle distributed systems
  • Familiarity with high-scale production systems, with an understanding of resilience, security, and maintainability
  • A growth mindset, with a passion for learning new technologies and solving complex problems
  • A proactive, solution-oriented approach, thriving in an evolving technical landscape
Responsibilities
  • Design, build, and maintain secure, scalable systems that power financial transactions on Cash App
  • Solve complex technical challenges with creativity and precision in a fast-paced environment
  • Drive architectural decisions, technical strategy, and deep integrations across Financial Platform and Block
  • Take ownership of production systems, ensuring reliability through monitoring, troubleshooting, and continuous improvement
  • Drive outcomes with support when needed, balancing autonomy with collaboration
  • Mentor engineers and elevate engineering standards through code reviews, documentation, and knowledge sharing
  • Work closely with the team to explore solutions, delivering impact with a thoughtful balance of speed and quality

Block Inc. specializes in financial services, providing a range of products designed to support small businesses and individual users. Its main product, Square, offers point-of-sale systems and payment processing solutions that help businesses manage transactions efficiently. The Cash App allows users to send money to each other, invest in stocks and Bitcoin, and use a customizable debit card for purchases. Block is also venturing into the music streaming industry with TIDAL and is focused on enhancing Bitcoin's utility and security through projects like Spiral and a dedicated hardware wallet. What sets Block apart from its competitors is its diverse ecosystem that integrates various financial services, making it easier for users to manage their finances in one place. The company's goal is to create a seamless and comprehensive financial experience for both businesses and individuals.

Company Size

10,001+

Company Stage

IPO

Headquarters

Oakland, California

Founded

2009

Simplify Jobs

Simplify's Take

What believers are saying

  • Block's AI-powered fraud detection enhances security for Cash App users.
  • Embedded finance trends allow Block to integrate services into third-party applications.
  • 5G technology expansion improves mobile transaction speed for Block's services.

What critics are saying

  • Block faces increased regulatory scrutiny over AML and BSA compliance issues.
  • Class-action lawsuit may lead to significant legal expenses for Block.
  • TIDAL expansion faces competition from established music streaming services like Spotify.

What makes Block unique

  • Block integrates financial services with music streaming through TIDAL, creating a unique ecosystem.
  • Cash App offers diverse services, including Bitcoin investments and customizable debit cards.
  • Block's Spiral initiative enhances Bitcoin utility and security, setting it apart in fintech.

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Benefits

Remote Work Options

Health Insurance

Flexible Work Hours

Family Planning Benefits

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-2%

2 year growth

4%
PYMNTS
Mar 14th, 2025
Square Financial Services To Service And Originate Cash App Borrow Loans

Block said Thursday (March 13) that its industrial bank, Square Financial Services (SFS), received approval from the Federal Deposit Insurance Corp. (FDIC) to offer the company’s consumer loan product Cash App Borrow. SFS will begin servicing and originating Cash App Borrow loans nationwide in the coming weeks, replacing Block’s current external bank partner, Block said in a Thursday press release. Cash App Borrow provides small, short-term consumer loans — typically less than $100 and about one month in duration — to Cash App customers in a simple and accessible way that includes making payments within Cash App, according to the release

PYMNTS
Mar 13th, 2025
Why Cfos Considering Stablecoins And Crypto Need A Cybersecurity Strategy

Another day, another push by cryptocurrency into mainstream financial services. BNY is reportedly handling additional services for the USDC stablecoin issuer Circle, while in Brazil, online-only bank Stark Bank is reportedly aiming to serve the country’s crypto startups. From Block and Strategy’s high-profile bitcoin holdings to small businesses testing stablecoin transactions, cryptocurrency is weaving its way into corporate finance, with digital assets now being integrated into corporate treasury strategies, cross-border transactions and payment processing

Yahoo Finance
Mar 10th, 2025
Block, Inc. (NYSE:XYZ)

The stock is down significantly so far in 2025 as Block is facing a class-action lawsuit over allegations of compliance failures.

PYMNTS
Feb 24th, 2025
Platforms Use Cards And Deposits To Become Alternatives To Traditional Banks

FinTechs — especially platforms — are capitalizing on the continued buildout of digital solutions and products, including cards, to give consumers an alternative to traditional banks. In doing so, and by offering a continuum of financial services, Block, Affirm, SoFi and PayPal, and are moving beyond the confines of commerce to become, in essence, banks themselves. The latest earnings reports from these firms underscore the increased use of cards, buy now, pay later (BNPL) and direct deposit activity tied to a single point of access (an app) that keeps customers transacting not only with merchants on the platforms, but off the platforms as well

Bank Automation News
Feb 21st, 2025
Block expands Afterpay on Cash App card

Block is rolling out Afterpay on its Cash App card this week after a year of testing the buy now, pay later service.