Full-Time
Software Architect
Java, Aws, & AI
IntraFi
201-500 employees
Cash management solutions for financial institutions
Compensation Overview
$170k - $215k/yr
Arlington, VA, USA
Hybrid
Hybrid role; some on-site days in Arlington, Virginia.
 DevOps & Infrastructure |
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 Software Engineering |
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- Experience with artificial intelligence (AI) tools to optimize workflows, problem-solving, and productivity.
- Strong expertise in Java and the Java ecosystem.
- Experience designing and integrating AI/ML solutions into production systems.
- Deep knowledge of AWS cloud architecture and services, including security, networking, and cost optimization.
- Strong experience with relational databases and SQL, including data modeling and performance optimization.
- Familiarity with distributed systems, scalability, resiliency, and fault-tolerant design.
- Experience with DevOps practices, CI/CD pipelines, and infrastructure-as-code tools.
- Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
- 8+ years of software development experience with at least 3–5 years in an architecture or senior technical leadership role.
- Proven experience designing enterprise-scale systems in Java and AWS environments.
- Strong communication skills with the ability to translate complex technical concepts to non-technical stakeholders.
- Proven ability to lead through influence and collaborate across multiple teams.
- Strong problem-solving, analytical, and decision-making skills.
- Lead end-to-end solution architecture for complex initiatives, translating business requirements into target-state architectures and implementation roadmaps.
- Design and guide development of Java-based applications and services using modern architectural patterns (APIs, event-driven design).
- Architect and integrate AI/ML capabilities (e.g., model integration, LLM/RAG patterns, inference services) into enterprise applications.
- Define cloud architectures on AWS, leveraging services such as EC2, ECS/EKS, Lambda, S3, RDS, DynamoDB, IAM, and networking components.
- Establish data architecture and persistence strategies using relational databases (e.g., Oracle,), including schema design, query optimization, and performance tuning.
- Produce and maintain architecture artifacts including high-level designs (HLD), low-level designs (LLD), diagrams, and non-functional requirements.
- Conduct architecture and design reviews, ensuring adherence to enterprise standards, security requirements, and best practices.
- Collaborate with DevOps teams on CI/CD pipelines, infrastructure-as-code, observability, and operational readiness.
- Mentor and guide development teams, providing technical direction and resolving complex design and implementation challenges.
IntraFi Network provides cash management solutions for banks, credit unions, and other financial institutions by linking a network of partner banks to offer flexible, secure liquidity management and access to reciprocal deposits. Its services help institutions balance returns, safety, and liquidity while diversifying funding and lowering collateral needs. The company stands out with a network-based model and a focus on reciprocal deposits as an alternative to brokered CDs, along with educational content and an executive community. Its goal is to help financial institutions attract large-dollar relationships, grow fee income, and efficiently manage liquidity.
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$140M
Headquarters
Arlington, West Virginia
Founded
2002
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Simplify's Take
What believers are saying
- Large installed base supports deeper adoption and cross-sell.
- Demand for FDIC-insured liquidity tools remains strong across banks and fintechs.
- $2 billion leveraged loan provides capital for expansion and strategic flexibility.
What critics are saying
- Brokered CDs and direct placements reduce IntraFi's pricing power.
- Heavy leverage increases refinancing pressure if rates stay elevated.
- Regulatory changes to reciprocal deposits would severely impair the core network.
What makes IntraFi unique
- Invented reciprocal deposits and operates the largest deposit network.
- Partners with thousands of institutions, including 64% of U.S. banks.
- Offers ICS, CDARS, and sweeps through one bank relationship.
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Benefits
Health Insurance
Dental Insurance
Life Insurance
401(k) Retirement Plan
401(k) Company Match
Flexible Work Hours
Paid Vacation
Parental Leave
Professional Development Budget
Employee Assistance Program
Employee Discount
Flexible Spending Account
Health Savings Account
Opportunities for Advancement
Paid Time Off
Referral Program
Vision Insurance
Growth & Insights and Company News
6 month growth
↑ 15%1 year growth
↑ 15%2 year growth
↑ 15%IntraFi, a Washington, D.C.-based fintech known for its bank deposit network, secured $2 billion through a leveraged loan transaction orchestrated by Wall Street banks.
Financial technology firm IntraFi raised more than $2 billion in the leveraged loan market, marking a win for Wall Street banks against private credit firms, which had discussed providing a debt package in recent months.
Washington, D.C. (March 24, 2025) - The Independent Community Bankers of America (ICBA) today announced the 20th anniversary of its strategic relationship with IntraFi.
What keeps paper checks alive in the digital age? Despite their declining popularity for personal transactions, checks still account for nearly 40% of U.S. B2B payment volume. In fact, 68% of companies relied on checks for B2B payments in 2023, and 70% of businesses stated they have no plans to discontinue their use in the next two years. However, this persistence comes with a hefty price. Check fraud is rising, costing businesses an estimated $24 billion in 2023 — nearly double the amount recorded five years ago. Fraudsters target checks because they are easy to intercept, alter or counterfeit
Bankers remain skeptical of economic outlookARLINGTON, Va., May 1, 2024 /PRNewswire/ -- Fifty-eight percent of bankers would take action to reduce costs or increase revenue elsewhere even if exempt under a new regulatory proposal to restrict overdraft fees, according to a survey of nearly 500 financial executives released today.In a survey by liquidity management fintech IntraFi, 44% of respondents said if the plan went into effect, they would lower overdraft fees to remain competitive with larger banks, while 35% said they would alter their policies, and 27% said they would raise fees on other banking services. These actions would occur despite the fact that banks with less than $10 billion of assets would be exempt from the Consumer Financial Protection Bureau's plan."Even banks that are exempt believe they will need to find additional sources of revenues or potentially limit their current overdraft protection," said Mark Jacobsen, Cofounder and CEO of IntraFi.The CFPB issued a proposal on Jan. 17 that would limit banks' overdraft fees to $3 or a cost calculated by banks if they show their cost data. The banking industry has largely opposed the plan, arguing it would harm consumers who rely on overdraft protection.In the IntraFi survey, bankers also said they would be impacted by other pending regulatory proposals, though not to the same extent as the overdraft plan.Thirty-one percent of bankers indicated their institution would have to replace revenue, eliminate free checking, or take other steps should an October proposal by the Federal Reserve to lower debit interchange fees become final. The central bank's plan also would exempt institutions with less than $10 billion in assets.Additionally, a small number of banks (17%) are also considering changes as a result of the CFPB's new $8 cap on credit card late fees.Bankers remain on the fence regarding the economic outlook at their institutions, with approximately half stating economic conditions had remained the same over the past 12 months, and only 16% noting conditions had improved. Looking forward, 34% of respondents said they expect economic conditions to decline over the next 12 months, while 23% predicted they would moderately improve.Other HighlightsFunding Costs remain elevated, with 87% reporting that the price of funds has increased over the past year