Full-Time

Product Manager 3

Commercial Digital Portal

Updated on 9/3/2026

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$107.5k - $179.1k/yr

Buffalo, NY, USA

Hybrid

Three days on-site per week required.

Bachelor's

Category
Product (1)
Required Skills
Usability Testing/Engineering
Product Management
Risk Management
Marketing

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Requirements
  • A Bachelor's degree is required, or a combined minimum of 11 years of higher education and/or work experience may be accepted in lieu of a degree.
  • A minimum of 7 years of proven marketing, product management, financial, operations and/or project management experience is required.
  • Employees must understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
  • Employees must maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Responsibilities
  • Own the overall Commercial Digital Portal vision, including driving development, implementation and ongoing innovation of services and features.
  • Work with clients and internal stakeholders to create, prioritize and execute service, functionality and user experience roadmaps based on user insight, usability testing and feedback loops.
  • Collaborate with Treasury Management Product and other Commercial Teams to embed new services into the portal and enhance current portal offerings.
  • Collaborate with the Customer Experience Team to ensure the portal provides and maintains a unified commercial experience.
  • Collaborate with Technology Teams to optimize scalability, performance and integration capabilities.
  • Collaborate with stakeholders to ensure internal security, compliance, regulatory requirements and standards are met and maintained.
  • Establish and monitor key performance indicators to assess portal health and performance and inform backlog prioritization.
  • Set strategic direction for assigned product lines and present business plans to senior management and employees.
  • Own sales and sales channel strategy.
  • Own product pricing and cost structure, product risk, revenue planning and product profitability.
  • Review market developments and evaluate and recommend new services, products or modifications to existing offerings.
  • Evaluate new product and service success and implement or recommend changes in service or marketing strategy.
  • Manage new product implementation and existing product modification, including service design and development, portfolio acquisition and process improvements, and serve as a liaison with affected departments.
  • Establish marketing objectives and work with Bank departments to develop programs to sell services and products.
  • Ensure products and services are marketable, profitable and compliant with legal and regulatory requirements.
  • Maintain awareness of trends and developments in marketing and company products and services.
  • Identify risk-related issues requiring escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Complete other related duties as assigned.

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue reached $2.52 billion, beating consensus and rising 4.9% year over year.
  • Q2 2026 net income hit $818 million, while net charge-offs declined to $80 million.
  • A July 2026 app update added smoother navigation, biometric login, and configurable alerts.

What critics are saying

  • Commercial real estate grew $1.1 billion in Q2 2026, increasing credit-cycle exposure.
  • CET1 fell to 10.19% after $1.25 billion buybacks and $465 million repurchases.
  • Fintech lenders and digital-first banks pressure fee income, deposits, and branch economics by 2027.

What makes M&T Bank unique

  • M&T pairs regional deposits with commercial lending across the Northeast and Mid-Atlantic.
  • Its 2026 mobile app refresh strengthens sticky retail relationships and daily transaction usage.
  • Decades of community banking and multilingual branch programs deepen local trust and cross-sell opportunities.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

10%

2 year growth

10%
Yahoo Finance
Aug 28th, 2026
M&T Bank beats Q2 revenue estimates by 1.9% as regional banks show mixed results

Regional banks delivered mixed second-quarter results, with revenues matching analyst expectations on average. M&T Bank reported revenues of $2.52 billion, up 4.9% year on year and exceeding consensus estimates by 1.9%. The bank also beat earnings per share projections and narrowly surpassed net interest income forecasts. Despite the strong quarter, M&T Bank's shares fell 1.3% following the announcement, trading at $238.67. The decline suggests investor expectations may have been higher than published Wall Street projections. Regional banks as a group have struggled, with share prices down an average of 1.5% since their latest earnings releases. These institutions face challenges including fintech competition, deposit outflows, credit deterioration, regulatory costs, and concerns about commercial real estate exposure following recent high-profile bank failures.

Pulse 2.0
Aug 7th, 2026
Charles River Associates expands credit facility to $400M with six-bank syndicate

Charles River Associates has expanded its credit facility to $400 million through a six-bank lending syndicate. The five-year agreement includes a $75 million term loan and a $325 million revolving credit facility, replacing a previous $300 million facility set to mature in August 2027. The revolving facility can be reduced to $250 million between 16 July and 15 January each year when working-capital requirements are lower. CRA will use proceeds to repay outstanding borrowings, support working capital, fund growth investments, and cover general corporate purposes. The lending group includes Bank of America, Citizens Financial Group, Eastern Bank, and Beacon Bank & Trust, with BMO and M&T Bank joining as new lenders. The expanded facility provides additional liquidity as the consulting firm invests in its global economic, financial, and management advisory operations.

CommercialSearch
Jul 22nd, 2026
Merritt Lands $621M for Mid-Atlantic Portfolio

Merritt Properties has secured a $621 million refinancing loan for a portion of its 58-asset Maryland Industrial Portfolio.

Simply Wall St
Jul 21st, 2026
Does M&T’s US$600 Million Preferred Offering and Buyback Shift the Capital Story for MTB?

M&T Bank Corporation recently completed a US$600 million callable preferred depositary share offering, sold in two tranches totaling 24,000,000 shares at US$25 each, with multiple major banks, including J.P. Morgan, BofA Securities and others, acting as co‑lead underwriters. Around the same time, M&T Bank reported higher second‑quarter 2026 net interest income of US$1,792 million and net income of US$818 million, while also reducing net charge‑offs to US$80 million and completing a US$465...

Associated Press
Jul 16th, 2026
HEICO closes $1.2B senior notes offering to fund future acquisitions

HEICO Corporation has closed a $1.2 billion senior notes offering, comprising $550 million in 4.950% notes due 2031 and $650 million in 5.400% notes due 2036. The aerospace and defence company will use the proceeds to pay down borrowings under its $2.2 billion revolving credit agreement, maintaining capacity for future acquisitions. Co-Chairmen Eric and Victor Mendelson said the notes received investment grade ratings, building on HEICO's inaugural issuance in 2023. Chief Financial Officer Carlos Macau noted the offering expands the company's capital sources and provides greater flexibility for continued growth. HEICO designs and produces products for aviation, defence, space, medical, telecommunications and electronics industries through its Flight Support Group and Electronic Technologies Group.