Full-Time

Software Engineer II

Posted on 11/5/2024

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Fintech
Financial Services

Compensation Overview

$125k - $175kAnnually

Junior, Mid

Remote in Canada

Category
Backend Engineering
FinTech Engineering
Software Engineering
Requirements
  • 2+ years proven experience as a software engineer
  • Ability to synthesize complex business, product, and technical requirements to consistently produce high quality system designs and software
  • Ability to collaborate with your team in a fast-paced environment
  • Familiarity with deployment and automated testing frameworks
  • Prior experience architecting, building, launching and maintaining complex systems
Responsibilities
  • Work with product managers and tech leads to develop features to support product and commercial initiatives.
  • Consistently generate simple and sophisticated designs, and write high-quality code that can be easily understood and used by others.
  • Build relationships with people across engineering and other organizations for the design, implementation, roll-out and maintenance of projects.
  • Improve the current platform's extensibility, performance and usability to support rapid global deployment, scaling and expansion.
  • Actively participate in making your team and workplace an inclusive environment for people from all backgrounds.

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards, primarily targeting consumers seeking flexible payment options and merchants wanting to provide these plans. Its main service is "buy now, pay later" (BNPL), allowing consumers to make purchases and pay over time through installment plans without hidden fees or deferred interest. Affirm partners with various merchants to integrate its payment solutions into their platforms, whether online or in-store, using user-friendly plugins and APIs. The company generates revenue from interest and fees on installment loans and from merchants who pay to offer Affirm's financing options. Additionally, Affirm provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with more purchasing power while supporting merchants in increasing their sales.

Company Stage

IPO

Total Funding

$1.1B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

3%

1 year growth

8%

2 year growth

-11%
Simplify Jobs

Simplify's Take

What believers are saying

  • Affirm's 0% APR promotions attract cost-conscious consumers during peak shopping periods.
  • The Affirm Card and digital wallet integration enhance consumer accessibility and engagement.
  • Expanding partnerships, like with Priceline, open new revenue streams in the travel industry.

What critics are saying

  • Increased competition from new BNPL providers could dilute Affirm's market share.
  • Reliance on holiday shopping seasons poses risks if consumer spending patterns shift.
  • Expansion into B2B travel may expose Affirm to new operational challenges and pressures.

What makes Affirm unique

  • Affirm offers transparent, no-hidden-fee installment loans at the point of sale.
  • Affirm partners with over 2,000 merchants, including major brands like Garmin and Hotels.com.
  • Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

INACTIVE