Full-Time

Senior Software Engineer

Posted on 10/5/2025

Possible Finance

Possible Finance

51-200 employees

Short-term cash advances and credit-building

Compensation Overview

$175.7k - $191k/yr

+ Stock Options + Bonus Plan + Commuter Benefits

Seattle, WA, USA

Hybrid

Three days on-site per week in Seattle office.

Category
Software Engineering (1)
Required Skills
gRPC
Java
Microservices
AWS
Spring
Requirements
  • Bachelor's degree in Computer Science, Software Engineering, or equivalent experience
  • 7+ years of professional software development experience
  • 5+ years of experience with Java and Spring Framework (Spring Boot, Spring Cloud)
  • Strong experience with gRPC and protocol buffers
  • Deep understanding of microservice architecture patterns and standard methodologies
  • Experience with AWS services and cloud architecture
  • Strong problem-solving skills and attention to detail
  • Excellent communication and collaboration skills
  • Experience working remotely and collaborating effectively with distributed teams
Responsibilities
  • Design, develop, and maintain microservices using Java, Spring Framework, and gRPC
  • Lead and drive sophisticated technical projects from conception to production deployment
  • Provide technical guidance and mentorship to other engineers
  • Collaborate with multi-functional teams to define, design, and ship new features
  • Quickly write high-quality, well-tested, maintainable code
  • Conduct code reviews to ensure code quality and consistency to standard processes
  • Query and resolve complex production issues
  • Contribute to architecture discussions and technical decision-making
  • Document system designs, APIs, and technical processes
  • Stay ahead of industry trends and bring innovative solutions to the team
Desired Qualifications
  • Knowledge of event-driven architectures and message queuing systems (Kafka, RabbitMQ)
  • Experience with payment processing systems and financial transactions
  • Understanding of security standard methodologies in microservices architecture
  • Experience with CI/CD practices and tools (Jenkins, GitLab CI, etc.)
  • Strong understanding of distributed systems concepts
  • Experience with GraphQL implementation and schema design

Possible Finance provides cash advances up to $500 as an alternative to traditional payday loans, targeting financially underserved consumers who often have poor credit. It offers short-term loans designed to be more manageable, with the aim of helping borrowers build credit and avoid costly bank fees. The product works by offering a cash advance funded through a banking partner (Coastal Community Bank, Member FDIC); borrowers repay over a fair plan, with transparent pricing in the form of interest and fees. Possible Finance differentiates itself by focusing on credit building and transparent, fair terms rather than predatory lending, and by partnering with a bank to ensure safe access to funds. The company's goal is to guide clients toward better financial futures through accessible credit, clearer costs, and a path to improved financial health.

Company Size

51-200

Company Stage

Late Stage VC

Total Funding

$128M

Headquarters

Seattle, Washington

Founded

2017

Simplify Jobs

Simplify's Take

What believers are saying

  • $20M equity funding in 2026 fuels Possible Card and Possible Cash launches.
  • Open Banking APIs boost credit decisioning for underserved consumers.
  • Gig economy partnerships access underbanked workers via DoorDash, Uber.

What critics are saying

  • Dave Inc. captures market with fee-free $500 advances and 10M downloads.
  • CFPB fines Possible for underwriting flaws, revokes licenses in 12 months.
  • Chime's SpotMe erodes credit-building loans with 15M users in 18 months.

What makes Possible Finance unique

  • Possible Loan reports payments to bureaus, building credit for bad-credit users.
  • Possible Advance offers $300 cash for $15 flat monthly fee without interest.
  • Flexible 29-day payment rescheduling prevents debt traps unlike payday loans.

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Your Connections

People at Possible Finance who can refer or advise you

Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Hybrid Work Options

Stock Options

Commuter Benefits

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

0%

2 year growth

-2%
Idea Usher
Jul 25th, 2024
Developing a Loan App like Possible Finance: A Step-By-Step Guide

Boasting over 750,000 downloads and a stellar 4+ star rating on the Google Play Store, Possible has also partnered with the reputable Coastal Community Bank to provide these financial tools to a wider audience.

Possible Finance
May 15th, 2023
Financial Literacy Month Recap: Expert credit advice with LiFT

That’s why Possible Financial Inc. is grateful to partner with LiFT in hosting sessions like these, and empowering its customers and their communities with the facts.

GeekWire
Jun 27th, 2022
Why Some High-Tech Lending Companies Aren’T Worried About Rising Interest Rates

(Possible Image). Rising interest rates caused by recent inflation may hurt traditional lenders, but some tech-fueled financial companies are seeing tailwinds

FF News
May 10th, 2022
Possible Finance: $20 Million In Equity Financing And New Executive Hires Will Support Continued Growth

Possible Finance announced today an additional $20 million in equity funding, key executive hires and the launch of their new credit card

VC News Daily
May 5th, 2022
Possible Finance Secures Additional $20M

SEATTLE, WA, Possible Finance an additional $20 million in equity funding,

INACTIVE