Full-Time

Disclosure Specialist

Posted on 10/4/2025

Western Alliance

Western Alliance

1,001-5,000 employees

Regional bank offering tailored business banking

No salary listed

Company Does Not Provide H1B Sponsorship

Dallas, TX, USA

In Person

Category
Finance & Banking (1)
Requirements
  • 1+ years of related experience in Residential Mortgage Lending or similar field
  • High school diploma required
  • Entry level knowledge of residential mortgage industry in Correspondent or Retail Lending including; sales, operations, capital markets and/or other residential mortgage products and services
  • Entry level knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
  • Entry level knowledge of TILA-RESPA Integrated Disclosures (TRID) Loan Estimates/Closing Disclosure Requirements
  • Entry level experience with Encompass
  • Intermediate speaking and writing communication skills
Responsibilities
  • Audit loan files for completeness and accuracy, reviewing for potential errors or discrepancies that could lead to re-disclosures
  • Prepare and deliver various loan disclosures, including the Loan Estimate and Closing Disclosure, ensuring all fees and pricing are accurate
  • Track disclosures that need to be sent, monitor workflow pipelines, and ensure that all requirements are being met
  • Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
  • Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures
  • Prepare Post Consummation Closing Disclosure, ensure all fees are accurate and that all fee variances are cured
  • Process adverse action loans and audit them for ECOA and HMDA compliance
  • Request and forward refund checks to borrower with PCCD
  • Identify potential risk areas and implement strategies to mitigate them and maintain compliance

Western Alliance provides banking products and financial services to small and middle-market businesses, real estate investors, and professional firms. The company operates through several regional divisions and specialized lending groups that generate revenue by providing customized loans, deposit accounts, and treasury management services. Unlike many traditional banks, it uses a relationship-based model that combines local geographic expertise with national specialized groups in sectors like technology and life sciences. Its goal is to provide tailored financial solutions to specific industries and local markets through a diversified portfolio of commercial and industrial lending.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Phoenix, Arizona

Founded

2002

Simplify Jobs

Simplify's Take

What believers are saying

  • Fiserv agent bank partnership integrates Clover POS, boosting merchant fee revenue since March 17, 2026.
  • Q1 2026 net interest margin expands to 3.5%, beating estimates amid declining funding costs.
  • Strong deposit growth supports loan-to-deposit normalization by year-end 2026.

What critics are saying

  • $152M fraud charge-offs to Leucadia and Cantor erode CET1 capital and trust.
  • $330M asset-based lending credits face defaults like LAM trade finance failure.
  • CRE concentration triggers failures if Mission District projects default by December 2027.

What makes Western Alliance unique

  • Western Alliance specializes in relationship-based lending through five western U.S. banking divisions.
  • Juris Banking team expansion led by Paul Hawkins serves law firms nationwide since 2019.
  • Affordable Housing Finance Group provides $77.9M for San Francisco's Marvel in the Mission project.

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Benefits

Health Insurance

Dental Insurance

401(k) Company Match

Tuition Reimbursement

Employee Referral Bonus

Wellness Program

Company News

Yahoo Finance
Apr 13th, 2026
Western Alliance gains on eased Iran tensions and oil price drop

Western Alliance Bancorporation has benefited from easing geopolitical tensions after President Trump announced a temporary suspension of attacks on Iran, which coincided with falling crude oil prices and improved global credit sentiment. The shift has temporarily reduced perceived risk in the banking sector, boosting investor confidence in regional lenders. The company's investment case centres on its ability to grow as a credit-focused regional bank whilst managing concentration in commercial real estate and speciality lending. Western Alliance's Q1 2026 earnings release on 21 April will provide crucial data on margin trends, deposit costs and credit losses. The company's narrative projects $4.6 billion in revenue and $1.5 billion in earnings by 2029, requiring 11.3% annual revenue growth. Community valuations range from $88.53 to $201.33 per share.

The Associated Press
Apr 9th, 2026
Western Alliance Bank provides $77.9M for San Francisco's largest Mission District affordable housing project

Western Alliance Bank is providing $77.9 million in construction financing and Low Income Housing Tax Credit equity for The Marvel in the Mission, the largest affordable housing development in San Francisco's Mission District. The project will deliver 136 units of permanent supportive housing for low-income families and formerly unhoused residents at 16th and Mission streets. The bank's Affordable Housing Finance Group is providing a $56.3 million tax-exempt construction loan and investing $21.6 million in LIHTC equity, representing 49% of the project's total equity. Western Alliance is serving as both senior lender and largest equity participant. Construction is underway, with completion expected in December 2027. When fully complete, the multi-building development will provide nearly 400 deeply affordable homes across the Mission district.

PulseBot
Apr 5th, 2026
Fiserv (FISV) and Western Alliance Bank announce strategic agent bank partnership.

Fiserv (FISV) and Western Alliance Bank announce strategic agent bank partnership. - April 5, 2026 Why it matters. The alliance gives Western Alliance a competitive edge in merchant services while expanding Fiserv's presence in a key regional market, potentially driving incremental transaction volume and fee revenue for both firms. Key takeaways. * - Fiserv partners with Western Alliance Bank as agent bank * - Integration of Clover POS into bank's services * - Largest Fiserv partnership by asset size * - Enhances payment tech across in-store, online, mobile * - Expands Fiserv footprint in Western U.S. Summary. On March 17, Fiserv Inc. announced a strategic agent-bank partnership with Western Alliance Bank, integrating the Clover point-of-sale ecosystem into the bank's offerings. The deal, the largest Fiserv partnership by asset size, enables Western Alliance to deliver modern, secure payment solutions across in-store, online and mobile channels while preserving its high-touch relationship model. Leveraging Fiserv's global payments infrastructure, the collaboration aims to broaden service capabilities for merchants ranging from small businesses to national enterprises, particularly in the Western United States. Pulse analysis. The financial-services sector is increasingly turning to agent-bank arrangements to outsource technology while retaining customer relationships. Fiserv, a leading provider of payments infrastructure, has leveraged this model to scale its solutions without building a retail branch network. By aligning with Western Alliance Bank, a midsize lender with a strong presence in the Western United States, Fiserv taps into an existing client base and regulatory framework, accelerating deployment of its fintech stack. This partnership reflects a broader industry shift toward collaborative ecosystems that blend banking expertise with cutting-edge commerce platforms. The core of the deal is the integration of Clover's point-of-sale ecosystem into Western Alliance's banking suite. Clover offers a cloud-based, app-driven platform that supports in-store terminals, e-commerce gateways and mobile payment options, giving merchants a unified view of sales and inventory. For Western Alliance, the technology upgrades its service proposition without the need for costly in-house development, while preserving the bank's high-touch relationship model that many small-and mid-size businesses value. The combined offering positions the bank to capture higher transaction volumes and cross-sell ancillary financial products. From a market perspective, the partnership expands Fiserv's footprint in a region where digital payment adoption is accelerating, especially among retailers seeking omnichannel capabilities. Western Alliance gains a differentiated product suite that can help it compete with larger banks and fintech firms that already offer integrated POS solutions. Analysts will likely monitor the incremental fee revenue and merchant acquisition metrics as early indicators of success. If the collaboration delivers the promised efficiency gains, it could serve as a template for other regional banks looking to modernize their commerce offerings without heavy capital outlays. Maham Fatima Fiserv Inc. (NASDAQ:FISV) is one of the best large cap value stocks to buy according to analysts. On March 17, Fiserv and Western Alliance Bank announced a strategic agent bank partnership to provide advanced commerce and business management technology to the bank's clients. This collaboration, the largest of its kind for Fiserv by asset size, will integrate the Clover point-of-sale ecosystem into Western Alliance's banking services. The alliance is designed to set a new benchmark for how financial institutions deliver specialized, tech-forward merchant solutions to complex commercial industries across the US. By using Fiserv's global payments infrastructure, Western Alliance Bank aims to enhance its service offerings for a client base that ranges from small businesses to large national enterprises. The partnership allows the bank to maintain its high-touch relationship model while providing secure, modern payment technology across in-store, online, and mobile channels. This agreement supports Fiserv Inc.'s (NASDAQ:FISV) regional footprint in the Western United States, where Western Alliance Bank is headquartered. Fiserv Inc. (NASDAQ:FISV) offers fintech solutions, such as account processing, digital commerce, fraud prevention, and payments, to segments such as financial institutions and merchants. im-yf-promo While PULSE acknowledge the potential of FISV as an investment, PULSE believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see its free report on the best short-term AI stock. /im-yf-promo While PULSE acknowledge the risk and potential of FISV as an investment, its conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than FISV and that has 10,000% upside potential, check out its report about this cheapest AI stock.

The Associated Press
Apr 1st, 2026
Western Alliance Bank expands Juris Banking team to serve law firms nationwide

Western Alliance Bank has expanded its Full-Service Juris Banking team to strengthen support for law firms, legal technology providers and legal businesses nationwide. The team is led by Managing Director Paul Hawkins, who brings over 25 years of banking experience in the legal sector. The expansion includes six new regional directors covering territories across the United States, joining an established team of senior directors. Additional hires include Jon-Michael Agli, Lefteri Giasemis and Nicholas Krebs to support client services. Launched in 2019, Western Alliance's Juris Banking Group provides specialised banking solutions for the legal industry, including settlement services, digital disbursements and bankruptcy banking. The group operates under Western Alliance Bancorporation, which holds $90 billion in assets and has ranked as a top US bank since 2016.

ABC15 Arizona
Mar 19th, 2026
Filling the gap: new program delivers dental care to veterans left behind by VA coverage.

Filling the gap: new program delivers dental care to veterans left behind by VA coverage. Beyond Basic Care: Program Aims to Restore Smiles - and Stability - for Veterans For many of the 59 veterans living at Mana House, a transitional veteran-only shelter run by Catholic Charities, getting medical help through the VA is part of their process of getting the help they need in their process to get back on their feet. But when it comes to their teeth, they've been largely on their own. That changes this week. Western Alliance Community Foundation is providing a $100,000 grant to launch a new dental care program for veterans at Mana House, partnering with the AZDA Cares Foundation, the charitable arm of the Arizona Dental Association, to bring volunteer dentists and full dental screenings directly into the facility's recreation room. Posted 12:49 PM, Mar 19, 2026 and last updated 12:50 PM, Mar 19, 2026 For many of the 59 veterans living at Mana House, a transitional veteran-only shelter run by Catholic Charities, getting medical help through the VA is part of their process of getting the help they need in their process to get back on their feet. But when it comes to their teeth, they've been largely on their own. That changes this week. Western Alliance Community Foundation is providing a $100,000 grant to launch a new dental care program for veterans at Mana House, partnering with the AZDA Cares Foundation, the charitable arm of the Arizona Dental Association, to bring volunteer dentists and full dental screenings directly into the facility's recreation room. "Many of them haven't had access to dental care in years," said Rachel Mash Perez, community engagement coordinator at Catholic Charities' Mana House. "A lot of them have lost their teeth... If they don't even have access to maintaining oral hygiene care, how can they be successful in finding housing?" Veterans at Mana House often receive healthcare through the Department of Veterans Affairs, but dental care is not included unless they are rated 100% disabled. That leaves many with untreated pain, infections and missing teeth - problems that can derail efforts to secure work, regain stability and move into permanent housing. Perez said veterans frequently share that while they've finally gotten benefits to address their physical and mental health, their dental issues remain untouched. "So many veterans have just told me and confided in me with their own horrible oral issues," she said. "It's hard to know that they're receiving all that great health care, but not for their own mouth." The idea for the program grew out of a simple question from a representative from Western Alliance Bank, who toured Mana House and asked Perez what unmet need she saw most often among veterans trying to rebuild their lives. Perez didn't hesitate: dental care. "They asked me, 'What's an unmet need that you've witnessed that veterans do not have access to and really need in order for them to be successful?'" Perez recalled. "And I said it was their teeth." That answer set off a chain of conversations inside Western Alliance. Tim Boothe, chief administrative officer for Western Alliance Bank, said the bank had been looking for a way to deepen its support for veterans, one of three core community pillars alongside low-income housing and early childhood development. Through their research he discovered the gap between healthcare and dental care within the veteran community. "You can treat the infection, but you can't treat the tooth," said Boothe. "This will help be able to fill that void." He says Western Alliance is dedicated to becoming a long-term solution. "We want to make it a sustaining program so it's not a one-and-done kind of thing," Boothe said. "We want to be able to look at it on a multi-year basis and not just say it's a one-time thing." Mana House's recreation room will temporarily transform into a small dental clinic Volunteer dentists, coordinated through the AZDA Cares Foundation, will provide screenings, cleanings, fillings, extractions and other necessary care at significantly reduced cost, stretching the impact of the $100,000 grant. "We found the Arizona Dental Society that would be able to come in and provide the services at a very low cost, so that the donation that we're making can go much further," Boothe said. Perez said more than 20 veterans have already signed up, and organizers expect that number to grow. Many are simply excited at the prospect of a basic cleaning for the first time in years. "They are over the moon... 'Wow, I can finally get my mouth checked and possibly get some brand-new teeth,'" Perez said. "Many of them are just excited, 'Wow, I might even get a cleaning after five-plus years.' Just the smallest things can really benefit the veterans here." For Dr. Diana Batoon, director of the AZDA Cares Foundation, the initiative aligns directly with dentistry's core mission. "The profession of dentistry is such a caregiving type of profession, and most people in our profession want to help our patients as much as we can," Batoon said. "But unfortunately, especially in the state of Arizona, there are many people that don't have access to care." [0:13:28] Batoon, who describes herself as a "Navy brat" born in Portsmouth, Va., said serving veterans carries personal meaning. "I really appreciate the people that serve our country, and there's no reason why they can't deserve oral health care just to promote overall health and wellness," she said. She emphasized the link between oral health and broader systemic health - and how delayed dental care can turn small, manageable problems into major, costly ones. "The longer you wait," Batoon said. "It's going to ramp up and create more work and maybe more financial burden for that person." Through the foundation's work, Batoon said, veterans won't just get a one-time visit; many will be connected with a "dental home" - a dedicated dentist in the Valley who can provide ongoing care. "We can ensure that they're going to build a long-term relationship with that veteran and get the care they need," she said. For veterans working to restart their lives, the benefits of this program go far beyond a brighter smile. Mana House is a transitional program, not a permanent shelter. Its goal is to help veterans stabilize, secure employment and move into long-term housing. Boothe said the grant is funded directly by Western Alliance Bank's profits, not employee donations, and framed it as part of the bank's responsibility to the community it serves. "We strongly believe that we need to give back to the communities in which we operate," he said, encouraging other businesses to do the same. "We're all in this together, and the more that we can do to support the veterans... we don't enjoy the freedoms that we get without the veterans and what they do."

INACTIVE