What would a day @Nium look like?

• Define, develop, document, oversee and refine the UK Compliance Program and related policies and procedures to manage all sources of regulatory risk and continuously seek to improve and streamline end to end compliance operational processes through automation and technology, ensuring that all processes are fit for purpose.
• Provide detailing reporting and MI which meets the needs of our UK regulators, local and Group management, ensuring accuracy and timeliness, and collaborating with other teams to obtain the required information.
• Handle complex escalations relating to onboarding, transaction monitoring and general queries from multiple teams including the Onboarding and Transaction Monitoring teams, across all Nium products.
• Oversee the UK SAR process internally and externally including the review and assessment of internal reports of potentially suspicious activity, escalating findings to the MLRO as necessary and preparing and submitting SARs in a timely manner.
• Coordinate and assist in regulatory audits including preparing documentation, responding to enquiries, and implementing remediation efforts as needed.
• Conduct risk assessments related to regulatory compliance and develop strategies to mitigate identified risks, collaborating with other departments such as risk management and internal audit.
• Provide regulatory advisory to relevant internal and external teams, such as sales and onboarding to support the client onboarding process, as well educate and drive the appropriate execution of compliance requirements with the product and technical teams relating to product updates/changes.
• Communicate with all necessary staff to ensure they understand their responsibilities and are trained in Nium policies and procedures as required.
• Lead and enhance the implementation of the Compliance Monitoring Plan across the UK business;
• Serve as a liaison to the local authorities such as the FCA and NCA, as well as other external parties such as banking partners.
• Work cross-functionally across multiple teams to ensure execution against regulatory requirements and internal policies, including collaborating with internal Compliance teams (such as Financial Crime, Compliance Operations, Risk) to identify clear steps necessary to mitigate regulatory risks and provide recommendations as clear business requirements.
• Stay up-to-date with regulatory developments and changes in the electronic money and financial services industry, and assess their impact on Nium’s business. Provide recommendations for compliance strategies accordingly.

Which Skills & Experiences will make you successful?

• A bachelor’s degree, with a relevant Master’s Degree or a professional qualification (e.g. ICA/CAMS)
• 5+ years’ experience in a senior compliance position, preferably in the Fintech sector and within organisations with cross-jurisdictional operations.
• Proven experience in dealing with regulators and third parties such as the FCA and NCA.
• Excellent grasp of the UK regulatory environment and knowledge and experience of best practice and emerging practice in the industry.
• Ability to deal with complex queries, assess risks and evaluate impacts, developing appropriate and proportionate responses.
• Ability to exercise oversight, knowledge, and understanding of financial crime and AML policies, procedures, and control arrangements in a complex business with multiple products.
• Desirable: CAMS/ICA certification.
• Excellent data mining and data manipulation skills, with a proficiency using Excel and other tools.
• Excellent communication and interpersonal skills including the ability to collaborate and engage with a variety of internal and external stakeholders at all levels, and to operate in a global virtual environment.  
• Problem-solving and decision-making skills with the ability to analyse complex information to identify the core issue, appropriate action and drive resolution.
• Experience in people management, motivating others and providing coaching to develop performance.
• Strong analytical skills and attention to detail, with the ability to analyse complex data sets and identify suspicious patterns or behaviors.
• Ability to work independently, under pressure and to tight deadlines, managing competing priorities.