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Credit Risk Underwriter
Posted on 1/25/2023
Locations
Remote in USA • Atlanta, GA, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Management
Sales
SQL
Communications
Requirements
  • 5 years of experience in commercial banking, credit, or payment industries
  • Advanced commercial credit underwriting skills, including complex financial statement analysis
  • Familiarity with diverse risk management tools and techniques
  • Strong professional communication skills internally and externally; able to work with clients to understand their business and gather information
  • Data skills and ability to translate findings into interpretable business case
  • BA/BS in Accounting, Finance, Economics, or a related field
  • Intermediate Excel (can perform complex functions) /Sheets required; SQL a plus
Responsibilities
  • Conduct in-depth credit reviews of our highest-risk sellers, including preparing credit memorandums for approval by senior management
  • Lead due diligence calls with prospective and existing sellers to ensure that key risks are fully understood and mitigated
  • Work closely with partners in Sales, Account Management, and Finance & Strategy
  • Present to Credit Committees and partners; effectively represent Credit Risk team and perspectives
  • Support principled risk-taking in emerging products and markets by building frameworks for credit analysis
  • Contribute to the development of credit policies and add structure
  • Proactively identify ways to improve our underwriting and operations; and collaborate to build strategic programs
  • Share insights and expertise with the team; promote accountability for team-level and individual results
Square

1,001-5,000 employees

Digital payment processor
Company Overview
Square's mission is to ensure that all businesses are able to participate and thrive in the economy. The company is building infrastrucutre for online payments.