Full-Time
Senior Inland Marine Underwriter
MSIG USA
501-1,000 employees
Commercial P&C insurance and risk management
Compensation Overview
$150k - $200k/yr
San Francisco, CA, USA
Hybrid
Hybrid work arrangement; travel is required for marketing, production, and producer management activities.
Bachelor's
 Finance & Banking (1) |
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- A Bachelor's degree or equivalent business experience is preferable.
- Five or more years of Inland Marine underwriting experience, with demonstrated productivity and profitability and strong business acumen related to building a profitable book of business.
- Strong knowledge and technical expertise of commercial Inland Marine exposures, risks, forms, coverages, and market capabilities.
- Strong portfolio management, production, organization, and time management skills, with an understanding of the company's business objectives.
- Ability to travel as required for marketing, production, and producer management activities.
- Produce, select, underwrite, and service profitable Inland Marine business in accordance with all department guidelines.
- Produce, select, and underwrite Inland Marine risks within delegated underwriting authority, including construction, transportation, or other authorized classes of Inland Marine.
- Apply appropriate account selection, coverage, and pricing techniques according to department guidelines.
- Monitor underwriting results, premium, and loss trends within the assigned book of business.
- Establish and execute effective and efficient producer and client visits, in conjunction with other internal units and Marketing Representatives as necessary, to maintain existing accounts and develop new business.
- Coordinate with inter-company departments, producers, insureds, Distribution, and Marketing Representatives to ensure appropriate high-level account management standards are maintained.
- Enhance underwriting expertise in Inland Marine, including assisting in the training and development of department staff.
- Help develop and implement best practices in account management.
- Assume a leadership role in the organization to positively influence staff and promote a positive image of MSIG in the marketplace.
- Develop agency relationships and build a profitable book of business.
- CPCU or insurance designations are encouraged.
MSIG USA provides commercial property and casualty insurance to U.S.-based and multinational businesses, with tailored coverage across property, casualty, marine, and financial lines (including D&O and cyber). It writes standard policies and specialized programs, and has recently established MSIG Specialty Insurance America to underwrite non-admitted business. A core part of its model is risk engineering, loss prevention, and in-house claims management (handling over 90% of claims directly) to deliver efficient service. The company differentiates itself through the backing of the MS&AD Insurance Group (a financially strong parent), a history of large-scale P&C capacity, and a focus on customized solutions for complex exposures. Its goal is to help organizations manage sophisticated risks across all 50 states, including multinational clients, by offering comprehensive coverage and proactive risk management.
Company Size
501-1,000
Company Stage
N/A
Total Funding
N/A
Headquarters
New York City, New York
Founded
N/A
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Simplify's Take
What believers are saying
- AM Best and S&P both rated the new E&S platform A+ in 2026.
- MSIG USA joined ADB and MS&AD on an August 11, 2026, $2.5 billion financing program.
- The August 18, 2026 CUO hire, Carrie Brodzinski, deepens specialty underwriting leadership.
What critics are saying
- The 2025 trade-secret suit against Richard Pye exposes underwriting methods during 2026 discovery.
- MSIG Specialty Insurance America launched in 2026; one bad E&S loss year hits pooled capital fast.
- Rapid 2026 hiring across CUO, marine, property, and board roles signals execution risk.
What makes MSIG USA unique
- MSIG USA combines MS&AD’s 350-year heritage with A+ rated U.S. carriers in 50 states.
- Its 2026 specialty platform pairs admitted lines with a newly rated E&S insurer.
- MSIG USA keeps over 90% of claims in-house, tightening service and loss control.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Hybrid Work Options
Wellness Program
401(k) Company Match
Profit Sharing
Tuition Reimbursement
Employee Discounts
Parental Leave
Company News
MSIG USA has appointed Carrie Brodzinski as chief underwriting officer. She brings nearly 30 years of specialty underwriting and leadership experience to the role. Brodzinski joins from The Hartford, where she served as chief underwriting officer for Global Specialty since 2021. Her career includes senior underwriting leadership positions at AXA XL and AIG, as well as product leadership roles at Beazley, Travelers, Chubb, and Executive Risk. As chief underwriting officer, Brodzinski will lead MSIG USA's enterprise underwriting strategy across the company's specialty businesses. She will oversee underwriting performance, portfolio management, and the evolution of data and technology capabilities. Brodzinski earned a Juris Doctor and Bachelor of Science in marketing from the University of Connecticut.
MSIG USA appoints MSIG USA appoints Carrie Brodzinski as chief underwriting officer. August 18, 2026 MSIG USA today announced the appointment of Carrie Brodzinski as chief underwriting officer, bringing nearly 30 years of specialty underwriting and leadership experience to the company as it continues to expand its U.S. business and advance its strategy to become a market-leading, data-driven specialty insurer. Brodzinski joins MSIG USA from The Hartford, where she has served as chief underwriting officer for Global Specialty since 2021. Her career spans underwriting leadership, product development, portfolio management and underwriting transformation, with extensive experience developing and executing underwriting strategies across complex specialty businesses. Prior to The Hartford, Brodzinski held senior underwriting leadership positions at AXA XL, including head of global underwriting management and senior vice president of underwriting. Earlier in her career, she served as deputy chief underwriting officer and head of underwriting excellence for Financial Lines in the U.S. and Canada at AIG, where she led initiatives spanning underwriting strategy, quality and controls, operational efficiency, product development and technology. She also held product leadership roles at Beazley, Travelers, Chubb and Executive Risk, giving her broad experience across both admitted and excess and surplus lines markets. "Carrie is an exceptional underwriting leader whose experience spans virtually every dimension of building and managing sophisticated specialty businesses," said Peter McKenna, chief executive officer of MSIG USA. "She combines deep technical underwriting expertise with a proven ability to translate data, technology and disciplined portfolio management into improved decision-making. Her leadership will be important as we continue to scale our specialty business while maintaining the underwriting discipline and consistency that are fundamental to our long-term success." As chief underwriting officer, Brodzinski will lead MSIG USA's enterprise underwriting strategy, working across the company's specialty businesses to govern and drive underwriting performance, portfolio management and execution. She will also play an important role in the continued evolution of the company's data and technology capabilities, helping ensure underwriting insights and expertise are effectively leveraged across the organization as MSIG USA grows. Brodzinski earned a Juris Doctor from the University of Connecticut School of Law and a Bachelor of Science in marketing from the University of Connecticut. About MSIG USA MSIG USA is the marketing term used to refer to MSIG Holdings (U.S.A.), Inc. ("MSIGH"), its insurance subsidiaries, and their manager. MSIGH's insurers are Mitsui Sumitomo Insurance Company of America, Mitsui Sumitomo Insurance USA Inc., MSIG Specialty Insurance USA Inc. and MSIG Specialty Insurance America, Inc. The insurers are managed by Mitsui Sumitomo Marine Management (U.S.A.), Inc. MSIGH is a subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers with a 350-year heritage, A+, Class 15 ratings, and a global reach that spans 48 countries and regions. MSIG USA brings the financial strength, underwriting expertise, exceptional claims management, global footprint, and innovation necessary to offer commercial insurance solutions that address the unique risks businesses face in today's market. Its nationwide network of professionals provides responsive and personalized service for clients and brokers. The U.S.-based insurance subsidiaries are admitted in all P&C lines in all 50 states, the District of Columbia, and Puerto Rico. Not all insurers do business in all jurisdictions. Actual coverage is subject to the language of the policies as issued. To learn more, visit www.msigusa.com.
MSIG USA and MSIG Hong Kong collaborate to support ADB financing program. August 11, 2026 MSIG USA and MSIG Hong Kong, on behalf of MS&AD Insurance Group, are supporting a Master Framework Program with the Asian Development Bank (ADB) designed to expand access to financing across Asia and the Pacific. Through the program, participating insurers will provide risk-sharing support that can help ADB unlock up to $2.5 billion in financing for small businesses, affordable housing and other underserved borrowers. The collaboration brings together expertise from MSIG USA's Political Risk & Trade Credit team and colleagues across MSIG to support an innovative risk-sharing solution that can expand ADB's lending capabilities and contribute to sustainable economic growth throughout the region. The agreement was formally signed in Tokyo on August 11, with Shinichiro Funabiki, President and Group CEO of MS&AD Insurance Group, joining representatives from ADB and other participating insurance organizations. The program demonstrates how collaboration across MSIG's global network, combined with specialized political risk and trade credit expertise, can support solutions that help financial institutions manage risk while expanding access to capital. Photos courtesy of the Asian Development Bank (ADB).
MSIG USA has appointed three independent directors to its board: Darin Stafford, Thomas R. Sullivan, and Marc Gallo. The appointments aim to strengthen governance and support the company's expansion as a data-driven specialty insurance platform. Stafford brings over 30 years of financial experience, having served as CFO of Amwins. Sullivan offers more than 40 years of leadership across insurance regulation and the Federal Reserve System. Gallo contributes 35 years of technology expertise, with 29 years at PwC advising on digital transformation. The expanded board will guide MSIG USA's strategy in regulatory affairs, financial stewardship, and technology innovation. MSIG USA is a subsidiary of MS&AD Insurance Group Holdings, operating nationwide across all 50 states.