Full-Time

Licensing Specialist

Posted on 2/2/2025

Upgrade

Upgrade

1,001-5,000 employees

Offers personal loans, credit cards, rewards accounts

Fintech
Financial Services

Junior, Mid

Phoenix, AZ, USA

Category
Legal
Risk & Compliance
Legal & Compliance

You match the following Upgrade's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 2-4 years of experience with licensing, preferably in the financial services industry or fintech (experience applying for and maintaining sales finance licenses, collection agency licenses, debt collection licenses, loan licenses, etc.)
  • Excellent interpersonal, written, and verbal communication skills.
  • The ability to work with team members at all levels and be resourceful, proactive and efficient with a high level of professionalism and confidentiality.
  • Attention to detail and strong decision-making abilities.
  • Experience working independently and prioritizing tasks.
  • Excellent organizational skills and ability to manage multiple tasks or projects simultaneously
Responsibilities
  • Assisting Licensing team and Corporate Counsel with the state licensing process.
  • Tracking and maintaining all state licenses and registrations including applications, reporting, and renewals and regularly communicating with state agencies and regulatory bodies.
  • Preparing and filing quarterly and annual reports with various regulatory bodies.
  • Providing general administrative assistance to the legal and compliance teams as needed and driving efficiency in legal operations.
  • General legal research to assist with legal projects and licensing.
  • Assist with gathering necessary responsive documents for regulatory exams.
Desired Qualifications
  • Registered notary public in Arizona
  • Prior in-house legal experience
  • Experience with JIRA, NMLS, licensing tracking software, or other similar collaborative information solutions

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and long-term financial health through accessible credit options.

Company Stage

Series F

Total Funding

$532.1M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

1%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Expansion into auto loans diversifies Upgrade's product offerings.
  • Acquisition of Uplift strengthens Upgrade's position in travel financing.
  • Partnership with Finturf enhances home improvement financing options.

What critics are saying

  • Expansion into auto loans increases exposure to credit risk.
  • Crowded BNPL market may pressure margins for Uplift acquisition.
  • Investment in new office space may strain resources if growth falters.

What makes Upgrade unique

  • Upgrade offers a unique blend of credit and banking products.
  • The Secured OneCard targets consumers with little or no credit history.
  • Partnership with FairPlay enhances fairness in lending practices.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Unlimited Paid Time Off

Paid Parental Leave

Health & wellness initiatives