Full-Time

Manager of Commercial Analysis and Reporting

ClarityPay

ClarityPay

11-50 employees

Point-of-sale lending platform for merchants

Compensation Overview

$85k - $115k/yr

New York, NY, USA

In Person

Four days on-site per week; NYC Midtown office.

Category
Finance & Banking (1)
Required Skills
Power BI
SQL
Word/Pages/Docs
Tableau
Excel/Numbers/Sheets
PowerPoint/Keynote/Slides
Requirements
  • Ability to work independently in a fast-paced, dynamic environment with strong attention to detail
  • Capable of quickly learning ClarityPay products, processes, data and other key information important for success in this role
  • Bachelor’s degree in Business, Finance, Statistics, Data Science, or related field; advanced degree preferred
  • 7+ years of experience in analytics, reporting, or business intelligence
  • Awareness of AI tools and ability to recommend opportunities to leverage AI
  • Prefer experience in credit, lending or payments
  • Knowledge of statistical analysis techniques and methodologies
  • Proficiency with data visualization tools (e.g., Tableau, Power BI) and SQL
  • Exceptional analytical, problem-solving, and communication skills
  • Demonstrated ability to communicate with and influence senior leaders
  • Proficient in Excel, PowerPoint, Word, and project tracking tools
  • Ability to work in the mid-town office 4 days per week
  • Ability to travel if needed. Expect very limited travel
Responsibilities
  • Proactively identify trends, anomalies, and performance issues across merchant programs
  • Maintain data to track performance goals and plans
  • Maintain commercial volume plans and forecasts
  • Establish KPIs and dashboards to track program health and outcomes
  • Develop, maintain, and automate reporting solutions for internal and external clients
  • Translate complex data into clear, actionable insights tailored to diverse audiences
  • Collect and analyze data from various sources, including internal systems, other departments, third-party tools, and market research
  • Ensure accuracy, consistency, and timeliness of all reporting deliverables
  • Contribute to client reviews by presenting data-driven insights and recommendations
  • Collaborate with client management to strengthen client relationships through analytics
  • Provide consultative support to merchants on leveraging data for improved outcomes
  • Identify opportunities to leverage AI in analytics and reporting
  • Stay ahead of industry trends and emerging technologies in reporting and analytics
  • Collaborate with corporate data and analytics team on strategy, methodology and tools
  • Provide requirements to corporate data and analytics team for commercial needs
  • Other duties as assigned
Desired Qualifications
  • Advanced degree preferred
  • Experience in credit, lending or payments
  • Knowledge of AI tools
  • Familiarity with financial services industry trends could be inferred but not explicit

ClarityPay provides point-of-sale financing that lets merchants offer pay-over-time options at checkout through a merchant-facing lending platform. It integrates with both online and in-store payments and offers plans ranging from four-week installments to 84-month revolving credit, with instant approvals powered by data beyond traditional credit scores. It differentiates itself by serving the full credit spectrum from subprime to super-prime and by allowing merchants to create branded credit lines while maintaining control over the customer experience and data. The goal is to help merchants in industries like retail, home improvement, travel, automotive, and medical services increase sales and conversion, while giving consumers flexible financing for larger purchases.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

New York City, New York

Founded

2024

Simplify Jobs

Simplify's Take

What believers are saying

  • Achieved profitability by July 2025 with $1B Neuberger Berman capital purchase program backing.
  • Board additions of Lynne Laube and MJ Panda bring payments expertise and operational scaling.
  • Omnichannel API integration across retail, health, home improvement, automotive, and travel sectors.

What critics are saying

  • Affirm's 0% APR merchant promotions and brand recognition erode adoption within 6–12 months.
  • Klarna's $50B+ US BNPL volume dominance starves ClarityPay of high-volume merchant partners.
  • CFPB ability-to-repay rules force 20–30% approval rate cuts, slashing transaction volume.

What makes ClarityPay unique

  • Full-spectrum lending from subprime to super-prime using advanced data models beyond credit scores.
  • Merchant-branded revolving credit lines retain customer data and prevent competitive cross-selling.
  • Flexible payment terms from 4-week installments to 84-month revolving across $50–$50,000 purchases.

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People at ClarityPay who can refer or advise you

Benefits

401(k) Retirement Plan

Health Insurance

Dental Insurance

Vision Insurance

Remote Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

Hybrid Work Options

Wellness Program

Mental Health Support

Phone/Internet Stipend

Home Office Stipend

Professional Development Budget

Conference Attendance Budget

Stock Options

Company Equity

401(k) Company Match

Adoption Assistance

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-5%

2 year growth

5%
PR Newswire
Apr 7th, 2026
Cardlytics founder Lynne Laube joins ClarityPay board as fintech scales credit solutions

ClarityPay, a point-of-sale credit solutions provider, has appointed Lynne Laube to its board of directors. Laube is founder and former CEO of Cardlytics, which she led through its IPO, and currently serves as venture partner at TTV Capital. Laube brings extensive experience in payments and data-driven marketing, having pioneered the use of transaction data for merchants and financial institutions. She previously held leadership roles at Capital One and currently sits on the boards of NerdWallet and Badge. ClarityPay offers merchants financing programmes ranging from four weeks to 84 months, covering purchases from $50 to $50,000. The platform integrates via API across retail, health and wellness, home improvement, automotive repair, travel and professional services sectors. The appointment comes as demand grows for pay-over-time solutions that integrate with merchant operations.

Yahoo Finance
Oct 2nd, 2025
ClarityPay Taps Goldman, AmEx Vet MJ Panda as COO to Scale Next Gen Credit Solutions

NEW YORK, Oct. 2, 2025 /PRNewswire/ - ClarityPay, a provider of tailored point-of-sale credit solutions, today announced the appointment of Mrutyunjaya "MJ" Panda as Chief Operating Officer.

StreetInsider
Jul 30th, 2025
ClarityPay Raises Capital, Achieves Profitability

ClarityPay has achieved profitability and closed an equity round led by TTV Capital, with Vesey Ventures participating. The funding will be used to scale operations and meet market demand. Gardiner Garrard from TTV Capital and Lindsay Fitzgerald from Vesey Ventures will join ClarityPay's Board. This follows a $1 billion capital purchase program announced in February. The company aims to enhance its merchant-first credit solutions and expand its team and product offerings.