Full-Time

Full-Stack Engineer

Servicing

Posted on 8/21/2024

ONE Finance

ONE Finance

1,001-5,000 employees

Digital banking platform with high-yield savings

Fintech
Financial Services

Compensation Overview

$175k - $240kAnnually

Senior, Expert

Remote in USA

Category
Full-Stack Engineering
Software Engineering
Required Skills
UI/UX Design
SQL
Requirements
  • 5+ years of development experience.
  • Hands-on experience with at least one backend language framework.
  • Proficiency in writing efficient and scalable SQL queries, with experience in performance tuning and the ability to implement UI changes to enhance user experience and functionality.
  • Experience leading, mentoring, and demonstrating excellence in execution.
  • A desire to keep growing your skills, and an ability to learn quickly.
Responsibilities
  • Work closely with other engineers to ship code.
  • Build and maintain documentation.
  • Solve complex problems that arise at scale.

One.app provides a digital banking platform that allows users to manage their finances through a mobile app. While it is not a bank itself, it collaborates with Coastal Community Bank to offer banking services, including a debit Mastercard®. The app caters to a wide range of clients, from individuals to small businesses, seeking a convenient and cost-effective way to handle their money. One.app stands out in the fintech market by offering a high-yield savings account with an Annual Percentage Yield (APY) of up to 5.00% on balances up to $250,000, which is significantly higher than typical savings account rates. The company generates revenue through interchange fees from merchants when customers use their debit card, and it provides additional benefits such as early direct deposit, cash back at Walmart, and overdraft protection. The goal of One.app is to enhance the financial management experience for its users while helping them grow their savings.

Company Stage

Growth Equity (Venture Capital)

Total Funding

$291.8M

Headquarters

New York City, New York

Founded

2022

Growth & Insights
Headcount

6 month growth

2%

1 year growth

4%

2 year growth

2%
Simplify Jobs

Simplify's Take

What believers are saying

  • Walmart's backing values One at $2.5 billion, boosting credibility.
  • Integration of AI-driven financial advisory services can enhance user experience.
  • Growing digital wallet popularity offers expansion opportunities for One.

What critics are saying

  • Amazon's expansion into financial services could impact One's market share.
  • Regulatory scrutiny may delay Walmart's BNPL service launch through One.
  • Affirm's growth in consumer financing poses a competitive threat to One.

What makes ONE Finance unique

  • One offers a high-yield savings account with up to 5.00% APY.
  • The app provides early direct deposit and cash back at Walmart.
  • One partners with Coastal Community Bank for banking services.

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Benefits

401(k) Company Match

Flexible Work Hours

Remote Work Options

Stock Options

Paid Vacation

Paid Sick Leave

Paid Parental Leave

Paid Caregiver Leave

INACTIVE