Despite our name, Bankjoy is not a bank! We are a silicon valley backed FinTech. Check out our investors Y Combinator and Bessemer Venture Partners and the impressive list of companies they have invested in! We are changing the way community banks and credit unions do business, enabling them to become tech-driven and digital first. Bankjoy provides modern digital banking products including mobile banking, online banking, online account opening, loan origination, and conversational AI. Our mission is to revolutionize banking tech infrastructure by leading digital transformation at financial institutions — big and small.

The Role

Bankjoy is on the hunt for a Business Banking Product Manager III with a robust background in payment compliance and a deep understanding of payment systems security. This individual will drive the development and strategy of our business banking products, with a focus on enhancing payment functionalities and compliance measures.

This position pays between 130k - 140k USD per year.

Key Responsibilities

• Lead the development of business banking products with a focus on payment systems such as ACH, wire, card rails, real-time payments, and cryptocurrency.

• Ensure compliance with all relevant payment regulations and standards, integrating robust security features into payment systems.

• Develop and manage permission schemes on enterprise platforms, ensuring secure and compliant access controls.

• Collaborate with cross-functional teams to design, implement, and refine payment solutions that meet business and security requirements.

• Conduct market research to stay ahead of industry trends and regulatory changes affecting payment systems.

• Engage with customers and stakeholders to gather feedback and identify needs for product enhancements in the payment domain.

Qualifications

• Minimum 7 years of product management experience in financial services, with a strong focus on payment systems, security and compliance.

• Proven track record in developing permission schemes for enterprise platforms.

• Extensive knowledge of payment system regulations, compliance, and security features.

• Experience with ACH, wire transfers, card rails, real-time payments, and cryptocurrency.

• Ability to navigate the fast-paced environment of a startup, leading product development and innovation.

• Strong communication skills, with the ability to interact effectively with stakeholders at all levels.

• Bachelor’s or Master’s degree in Business, Finance, Computer Science, or related field.

What you get:

• A fast-paced and collaborative environment 

• Competitive compensation

• Stock options at a well-funded startup

• 100% medical, dental and vision coverage for you and 50% for your family on our base plans. (US Employees & Canadian Employees)

• 401(k) plan with 4% company matching (US Employees)

• 4 weeks PTO and 5 health days

• 18 holidays

• Performance-based bonuses (US & Canadian Employees)

• Remote first culture

Equal Employment Opportunities at Bankjoy

Bankjoy is committed to hiring talented and qualified individuals with diverse backgrounds for all of its tech, non-tech, and leadership roles. Bankjoy provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age or disability.