Full-Time

Lead Individual Underwriter

Confirmed live in the last 24 hours

HCSC

HCSC

Health insurance provider in multiple states

Financial Services
Healthcare

Compensation Overview

$53.5k - $118.1kAnnually

Senior

Richardson, TX, USA

Hybrid role requiring 3 days in office and 2 days from home.

Category
Insurance
Finance & Banking
Required Skills
Customer Service
Requirements
  • Bachelors Degree and 6 years of Medical Underwriting and/or Medical Insurance experience. Or 8 years of Medical Underwriting or Medical Insurance experience
  • Complete LOMA courses I & II
  • Aptitude for math and critical thinking skills
  • Problem solving and research skills.
Responsibilities
  • Reviewing and providing consulting to evaluate the degree of risk
  • Accepting or rejecting applications based on underwriting department policies for the most complex and non-routine application types including life, short-term and long-term disability, and critical illness
  • Performing a variety of related duties or travel to client sites to discuss / resolve application issues
  • Maintaining high-level of customer service with group policyholders and individual insureds
  • Participating in coaching, training and development of the Medical Underwriting team

HCSC provides health insurance services across five states: Illinois, Montana, New Mexico, Oklahoma, and Texas. The company offers a variety of health insurance plans designed for individuals, families, and businesses, ensuring that different healthcare needs are met. HCSC's plans work by collecting premiums from members, which fund the healthcare services they provide. In addition to insurance, HCSC invests in health and wellness programs aimed at lowering healthcare costs and enhancing the health outcomes of its members. What sets HCSC apart from other health insurance providers is its long-standing experience in the industry and its commitment to compassion and innovation in healthcare. The company's goal is to empower people to lead healthier lives while maintaining a focus on quality care.

Company Stage

N/A

Total Funding

$472.7M

Headquarters

Chicago, Illinois

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • The new Houston office will create numerous job opportunities, fostering local economic growth and community development.
  • The acquisition of Cigna's Medicare businesses will expand HCSC's product offerings and geographic reach, benefiting current and future members.
  • Recognition as one of the 'Best Places to Work in IT' and having a CEO listed among the 'Most Influential People in Healthcare' highlight HCSC's strong leadership and positive work environment.

What critics are saying

  • The $231,900 fine from the Illinois Department of Insurance for an inaccurate provider directory could damage HCSC's reputation and trust with members.
  • The integration of Cigna's Medicare businesses may pose operational challenges and potential disruptions.

What makes HCSC unique

  • HCSC's strategic expansion into local communities, such as the new Houston office, emphasizes its commitment to economic growth and local workforce development, setting it apart from competitors.
  • The acquisition of Cigna's Medicare businesses significantly enhances HCSC's capabilities and reach in the growing Medicare market, providing a competitive edge.
  • HCSC's collaboration with Feeding America to address root causes of hunger showcases its holistic approach to community health, beyond traditional healthcare services.

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