Full-Time

Software Engineer

Underwriting

Posted on 5/22/2024

Finix

Finix

201-500 employees

Payment processing solutions for software platforms

Compensation Overview

$160k - $210k/yr

+ Equity + Benefits

Senior

San Francisco, CA, USA

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
Java
Requirements
  • 4+ years of experience and several life-cycles of designing and building systems using Java
  • An appreciation for code, maintainability, testability, and clarity
  • A depth of experience along with a strong sense of what is readable, maintainable code
  • Good communication skills with non-technical fellow Finixians and customers
Responsibilities
  • Create quality code and associated tests that eliminate stress in other teams and our customers
  • Ensure that the merchant underwriting process is unbiased
  • Understand and demonstrate the importance of handling sensitive financial data about fellow humans
  • An eagerness to actively improve the product and culture
  • Compassionately assist other team members to improve and be open about asking for assistance

Finix simplifies payment processing for software platforms, helping them increase revenue and reduce costs. Its main product is a developer-friendly API that allows software applications to accept payments, manage payouts, and onboard merchants seamlessly. Unlike competitors, Finix offers a solution that integrates easily with existing systems, streamlining payment operations and ensuring secure transactions. The goal is to enable clients, from startups to large companies, to enhance their payment experiences and reinvest in their core business.

Company Size

201-500

Company Stage

Series C

Total Funding

$200.5M

Headquarters

San Francisco, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Embedded finance trend aligns with Finix's API-driven payment processing approach.
  • Rising demand for real-time payments benefits Finix's real-time interface.
  • Expansion of digital wallets presents opportunities for Finix's platform enhancement.

What critics are saying

  • Competition from established players like Stripe may impact Finix's market share.
  • Integration of Sift's AI platform may face data privacy and compliance challenges.
  • Reliance on venture capital funding pressures Finix for rapid growth and profitability.

What makes Finix unique

  • Finix offers a developer-friendly API for seamless payment integration.
  • The platform provides real-time transaction tracking and data consolidation.
  • Finix's Advanced Fraud Monitoring enhances security with AI-powered capabilities.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Competitive compensation

Generous PTO

Flexible health plans

Coverage for dependents

Inclusive parental leave

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

-1%

2 year growth

-4%
Tech in Asia
Apr 2nd, 2025
Visa proposes $100m deal for Apple card partnership

28-Sep-2021 | Visa-backed Finix used this pitch deck to net $10m in a series B top-up Finix raised $10M in second series B funding.

Financial IT
Mar 26th, 2025
Faster, Smarter, More Secure: Finix Introduces New Payment Features For Q1

Faster, smarter, more secure: Finix introduces new payment features for Q1.

Finance Director Europe
Nov 22nd, 2024
Finix unveils Advanced Fraud Monitoring solution for enhanced transaction security

By integrating Sift's AI-powered fraud platform with Finix's monitoring capabilities, the service is expected to deliver robust protection against fraudulent activities.

GlobeNewswire
Nov 21st, 2024
Finix and Sift Introduce Advanced Fraud Monitoring, Enabling No-Code, AI-Powered Transaction Security

SAN FRANCISCO, Nov. 21, 2024 (GLOBE NEWSWIRE) - Finix, the full-stack payment processor enabling businesses to accept and send payments online and in-store, today unveiled Advanced Fraud Monitoring, a new no-code capability powered by Sift to help businesses better detect, monitor for, and prevent fraudulent transactions.

Pulse 2.0
Oct 31st, 2024
Finix: Full-Stack Payment Processor Company Secures $75 Million (Series C)

Finix, a full-stack payment processor enabling businesses to accept and send payments online and in-store, announced it has raised $75 million in Series C funding, led by Acrew Capital and co-led by Leap Global and Lightspeed Venture Partners, with participation from new investors Citi Ventures, Tribeca Venture Partners, and more.

INACTIVE