Full-Time
Underwriter
Coalition
501-1,000 employees
Active cyber insurance with risk management
No salary listed
Remote in Germany
Remote
Regular travel across Germany is required for broker relationships, client meetings, education, and market development.
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- Typically 3–6+ years of underwriting or related experience, including meaningful exposure to cyber, technology errors and omissions, or other complex specialty risks.
- Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
- Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
- Familiarity with the German broker landscape and commercial insurance market.
- Professional fluency in German and English.
- Underwrite new and renewal accounts within authority while maintaining alignment with underwriting guidelines, risk appetite, carrier requirements, and applicable German market expectations.
- Build and deepen relationships with cyber specialists and sophisticated property and casualty placing brokers in Germany, becoming a trusted underwriting partner in the market.
- Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition’s workflows and governance standards.
- Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
- Handle nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
- Partner with Sales, Product, Claims, CPU, and Coalition’s security team to bring technical and portfolio insight into underwriting decisions and broker or client discussions.
- Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting in Germany.
- Travel across Germany for broker relationship management, client meetings, broker education, and market development activity.
Coalition combines active cyber insurance with preventive cybersecurity tools to help businesses reduce digital risk before attacks occur. Its platform, Coalition Control, delivers automated alerts, risk guidance, and third-party risk management, while partnerships with global insurers and Coalition Insurance Company provide policy coverage in the US, UK, Canada, and Australia. The company also runs Coalition Security Labs to educate policyholders and the broader security community. Its goal is to prevent cyber incidents by pairing risk transfer with proactive protection.
Company Size
501-1,000
Company Stage
Series F
Total Funding
$770M
Headquarters
San Francisco, California
Founded
2017
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Simplify's Take
What believers are saying
- September 1, 2026 UK enterprise launch extends up to £20 million limits.
- July 15, 2026 U.S. enterprise launch targets larger accounts with up to $25 million limits.
- March 5, 2026 claims report showed 86% refused ransom and severity fell 19%.
What critics are saying
- Allianz concentrates distribution leverage; any renewal dispute after 10 years would cripple growth.
- Ransomware demands rose 47% in 2025, exposing underwriting losses if claims accelerate.
- Crowded cyber-insurance rivals from Chubb, Munich Re, and At-Bay attack margins fast.
What makes Coalition unique
- Coalition’s Allianz Commercial deal makes it exclusive global cyber partner, announced May 2026.
- Wirespeed acquisition on November 6, 2025 adds millisecond MDR inside Coalition Security.
- Coalition ties underwriting, claims, and prevention into one Active Insurance platform.
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Benefits
Enjoy a highly fulfilling, mission-driven culture
Health, dental, and vision benefits for you and your family
Life insurance and disability benefits
Paid parental leave
401(k) plan
Wellness and commuter benefits
Flexible working hours
Open vacation days
We embrace distributed work; some benefits will vary by location
You are an owner. We offer stock options to each of our employees
Growth & Insights and Company News
6 month growth
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↑ 1%Retro, a friend-focused photo-sharing app built by former Instagram employees, has raised more than $21 million in Series A funding.
Coalition, the world's first Active Insurance provider designed to prevent digital risk before it strikes, today announced it has acquired Wirespeed™, an ind...
MSI's investment in Coalition marked the largest cyber insurtech raise in the first half of the year, highlighting Coalition's credibility and the broader confidence in the cyber insurtech market. Despite a subdued funding landscape, this significant investment underscores the importance of strategic partnerships in a volatile industry. Investors are favoring established companies, reflecting broader economic trends and market caution. The need for innovative cyber insurance products remains critical as digital threats evolve.
Coalition has secured $205 million in funding from Durable Capital Partners, T. Rowe Price Associates, Whale Rock Capital Management, and existing investors, raising its valuation to $3.5 billion. This investment supports Coalition's technology-driven approach to cyber risk and will help expand its offerings and enhance its platform. Coalition serves over 52,000 businesses in North America and reports 70% fewer claims than the industry average.
Hawk, a Germany-based fraud and money laundering prevention provider, has raised $56 million in a Series C funding round. Announced on April 8, the funding will support product innovation and expansion, particularly in the U.S. Hawk aims to improve anti-money laundering and fraud detection by moving beyond traditional rules-based systems, which often result in high volumes of false positive alerts and increased compliance costs.